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life after college

Career

Tips for Writing a Killer Business Plan

December 22, 2020
Photo by Arnel Hasanovic on Unsplash

Are you gearing up for the next phase of life after college and considering embarking upon a business venture? If you intend on taking it seriously, you will inevitably need a business plan. 

Your business plan is an important document and well worth your time and effort to perfect. When executed effectively, it has the power to paint a vivid picture of how your business will operate, the goals it will strive toward, and what ethos it will be driven by. 

Formatting your business plan 

There are two main styles that a business will choose when formatting their business plan:

Traditional business plan – This typically spans 12 or more pages incorporating detailed analyses, supporting documents, contracts, permits, licenses, credit histories and more. They take much more time to create upfront, but taking a deep dive into your business that leaves you with an extremely thorough outline can serve you well.

Lean startup business plan – One or two pages summarize the most important elements of your business strategy. This potentially covers all of the same sections as a traditional plan, but is more condensed to give overviews rather than elaborate analysis. 

Investors and lenders will typically prefer a traditional business plan, but if you expect the course of your business to undergo significant change, a lean startup business plan covering the fundamentals may suffice.

Whatever template you choose to create, you can use the following tips to ensure that you craft a solid and compelling plan to propel your business forward.

Keep it simple

Keeping it simple does not mean dumbing it down – but if your plan starts to waffle, you’ll quickly lose your reader’s interest. When it comes to business plans, more than many other forms of writing, you need to keep it sharp, concise and effective. Only use photos, graphs or charts that significantly enhance the reader’s understanding of your vision and ensure that your formatting makes your document even easier to navigate.

If writing isn’t your strong suit, consider hiring a writer or editor. You can find freelancers to help out with this on sites like UpWork or Fiverr. Just make sure you opt for high rated sellers with excellent reviews.

Work backwards

When creating a plan for a future vision, it can be helpful to reverse the process in your mind and draft your plan from there. For example, realistically consider where you would like your business to be financially after the first 12 months, and then work backwards. What goals would need to be achieved after six months? Three months? One month? Work these milestones into your draft and soon you will see your business plan taking logical shape.

Know your competition

Never speak negatively when referring to your competitors. Familiarize yourself with who they are and what they are doing both well and poorly, and, in your own business plan, outline how you will differentiate your brand from the rest. What will be your company’s unique selling point or proposition (USP)? Be sure to highlight whatever it is that sets you apart from the rest – unique approaches that have viability attract the attention of investors and show that you have thought this vital aspect of the business through.

Know your customer

Successful business plans demonstrate well thought out insights into their customers and a desire to truly understand their clients. What are their needs or problems they have that your business will solve? What is your target demographic? Who will be buying your product or service? Why do they need it? These insights lead to the all-important question – why will they pick you?

Outline your marketing plan clearly

It’s easy to have lofty dreams, but not so easy to drill down on exactly how those dreams will be achieved. A solid business plan demonstrates that the how-to has been carefully researched and considered, and that you have arrived at a series of specific steps that you will take to execute your vision. Where and how will you market? What will you offer and to who? How will you generate new customer leads? How exactly will you entice consumers away from the competition?

Be realistic 

It’s great to dream big, but remember to keep your immediate plans within realistic parameters. Don’t overestimate your revenue forecast or inflate your financials. Do your research and position yourself with confidence, not naivety or arrogance. What will you offer and how much will you charge? What do comparable businesses charge for similar products or services? Keep your projections realistic to cultivate trust with your reader and be sure that the financial information you share is rooted in solid facts.

There are thousands of online resources at your disposal when it comes to crafting a winning business plan – we’ve just highlighted some key points. Be ambitious, yet realistic. Demonstrate care and research regarding customer insights. Speak respectfully but confidently when analyzing your business in comparison to others. Back your claims up. And importantly, once you’ve collated your business plan’s content, deliver it in a concise, sharp style. Get to the point whilst infusing just the right amount of passion to drive your intentions home. Good luck!

Career

Tips for Writing an Interview-Winning Resume

November 28, 2020

Recruiters receive an ample number of applications. Chances are, they skim through resumes for only a few seconds. This means you need a killer CV to grab their attention in a blink of an eye.

Build a professional, concise, and well-tailored resume to market yourself and increase your chances of getting an interview. It bodes well to display your skills, experience, and education relevant to the position you are applying for. If you have difficulties to create a stellar resume, worry not, as help is just around the corner.

Follow this simple guide to help you perfect any application.

Research and Compare

  • Check out online sources and successful resumes examples in your field.
  • Research their content, structure, and length.
  • Compare different samples and adopt the most suitable practice.
  • Analyze the results of your research to produce a notable resume.

Choose Suitable Templates and Layouts

A clean-cut, outlined template is a must if you want to create an interview-winning CV.  Implement these tips and get ahead of the competition:

  • Use a resume builder platform to pick the most suitable design for your application.
  • Customize segments of the template to fit your needs, goals, and ideas.
  • Select a simple and elegant design that complements your presentation.
  • Avoid using vivid colors and complex graphics.
  • Dig into examples of professional resumes to benchmark and stand out.
  • Showcase your skills, experience, and education, not forms and colors. Presentation is essential for success, so work hard on that part.

Select a Proper Format

Candidates often make common mistakes in an effort to fancy up their CVs. A big one is to overdo it with the formatting. This error causes difficulties for the recruiters to sift out the information and find what they seek. Also, getting creative with formatting wreaks havoc for applicant tracking systems (ATS) and that might cost you the interview.

Thus, make sure your basic information, skills, and experience are easily found, not tucked away somewhere unexpected.

This way you show recruiters your professional attitude and that you’re qualified for the job. So, it’s good to choose one of these most common formats:

  • Chronological –  The most used format which ideal for applicants with rich employment history. Start with your most recent job and continue in chronological order. 
  • Functional –  A focal point is your skills and accomplishments is proper for entry-level candidates with less experience.
  • Hybrid – A mix between the previous two formats is suitable for higher-level positions.

Choose The Right Font

With a matter of seconds to display your qualifications for a position, every detail matters. To create a sense of style and professionalism, it’s important to put extra effort and consideration into your font choice. Recruiters don’t indulge flashy and ornate resumes, so casual or comic fonts are a big no! Choose a simple and elegant font.

Provide Valid Contact Information

What is the point of a stellar resume if the recruiter can’t get a hold of you, right? Put a section in your resume solely for basic information. Double-check to ensure there are no mistakes so that hiring managers can contact you.

Here is what to include in this segment of your CV:

  • Full name;
  • Address;
  • Email;
  • Telephone number;
  • Website or blogs;
  • Portfolio.

List other professional networks connected to your field of expertise.

Write a Strong Summary

Start your resume with a brief but compelling summary. Let the recruiter get to know you. Write about yourself, your skills, strengths, and experience. Highlight significant accomplishments or professional certificates. An effective summary is essential to shine through the crowd of resumes.

Display Your Accomplishments

When you add professional achievements to your resume, you show potential employers that you are devoted and accomplish significant results. This segment of your CV proves you’re a valuable candidate, and it is an effective way to make your resume stand out.

  • List your significant achievements in the career section of your resume.
  • Back up your success with facts and data.
  • Help recruiters understand the essence of your experience and qualifications.
  • Include skills relevant to the specific position you apply for.
  • Mention budgeting skills, product development, team-management, projects, or campaigns.

Identify and Implement Specific Keywords

Research job ads in your field to outline niche-specific keywords. List these words to increase your resume value as the ATS detects them and picks your profile as a match.

Use keywords related to the position you desire:

  • Program training;
  • Transferable skills: teamwork, leadership, problem-solving;
  • Education;
  • Certifications;
  • Courses;
  • Other notable achievements;

The richer and concise it is, the better.

Display Transferable Skills

Transferable skills give recruiters a glimpse of who you are as a person. Adding them to your resume will increase your chances of reaching the first interview stage.

Here are some skills to consider including in your CV, but only list them if you really have them!

  • Teamwork;
  • Leadership;
  • Communication;
  • Adaptability;
  • Organization;
  • Dependability, etc.

Customize the Resume for Every Job

Take your time to format your resume in accordance with the job you apply for. Recruiters typically skip generic or robotic CVs. Impress them with a detailed, custom-designed resume tailored to perfection. Convince them that not only you want this position, but you are the right person for it.

Check the Submission Requirements

Keep in mind the specific resume submission requirements. You have the choice to email it, upload it on the company website or submit an application via third-party sites. Review the document format specifications and stick to the instructions.

Regardless of the format, you must include your first and last name in the title. Avoid sending a document called “My-Resume-file” because it gets lost in the pile of applications. If you submit your CV by email, remember to attach the required files. Sign the email and add your contact information at the bottom. 

Takeaways

It’s time to get creative and impress the recruiters. As mentioned above, some companies use special applicant tracking systems (ATS) to manage and control pre-screening. Only well-tailored resumes get through. Implement these simple yet effective tips and get that interview!

Career

4 Reasons LinkedIn is Perfect for Recent Graduates

November 18, 2020

Graduating from college is a huge achievement. But after all your hard work in school, it’s time to start looking for a career. If you are one of the lucky ones who has a job lined up immediately after graduating, congrats! But for most, the next step after graduating is finding a job.

Here are a few reasons why LinkedIn can be the perfect place for recent college grads to find a job.

There’s not a lot of competition

As a recent graduate, many of your peers may not be on LinkedIn yet.  Sure, they will be active on Facebook, Twitter, and Instagram. But those sites aren’t likely to land you a job.

The sooner you create a LinkedIn profile, the better. So if you haven’t graduated yet, I’d recommend making a LinkedIn account during your last semester of school. Over 90% of recruiters are using LinkedIn and recent graduates are hot commodities. Be the first in your class to get on LinkedIn and recruiters will be all over you.

You can network with people at target companies

It’s tempting to accept the first offer you receive out of college. After all, it’s exciting to receive a salary with benefits as a recent graduate. Before accepting any offers, take some time to learn about the company you will be working for and the job responsibilities you will have. You can save yourself a lot of time in the long run by doing this.

If you don’t know anyone who works in a similar position at the company, you should check LinkedIn. It’s a great place to find and connect with other employees at the company. And you’d be surprised how many people are willing to get on a phone call to discuss the job with an interested applicant.

After getting some insider information, you’ll have a much easier time making a final decision.

There are plenty of high-quality jobs

LinkedIn is a great website to find and apply to jobs. It’s completely free for the job seeker and they even offer a filter for “Internship” and “Entry level” jobs.

It’s also one of the few sites that will occasionally show the recruiter who posted the job. This is a great opportunity for you to send them a message on LinkedIn expressing your interest in the position.

Networking with the job poster is a great strategy that is done regularly for higher-level jobs. But as a recent graduate, very few of your peers will know to do this.

You can get recommendations from professors and classmates

Recommendations are a great way to spruce up a LinkedIn profile. Since you just graduated, you should have a large list of professors and classmates you can request recommendations from. Recommendations are written testimonials that people can write about you. By asking some of your favorite professors or classmates to say a few kind words, you will stick out amongst your peers. 

Very few recent graduates have LinkedIn recommendations so even getting 2-3 will make you look like a rockstar to hiring managers and recruiters.

Takeaways

Here are some things to remember about why LinkedIn is great for recent graduates to land a job:

  • You will be amongst a minority of peers on LinkedIn.
  • You will save yourself from accepting a job you hate.
  • You will find high quality jobs to apply for.
  • You will receive recommendations that set you apart.

Author Bio: Mike Podesto is a former recruiter and current Founder & CEO of Find My Profession, a leading resume writing and career coaching company. Mike is passionate about helping job seekers find fulfillment in their careers by breaking down the tedious job search barriers

Transition

Graduated College – Now What?

July 15, 2020

2020 has taken a few unexpected turns that are going to hit the history books. As a recent college grad in the midst of a global pandemic and economic rollercoaster, here are some things you need to take care of now that you are a college graduate.

  1. Health insurance – If you are under the age of 26, try to stay on your parents plan. If you are unable to do so, be sure to find a way to get coverage. Life happens and it can happen fast. You don’t don’t want to get stuck with an out of pocket expense of $30,000 for staying in the hospital for a few nights. 
  2. Have a financial plan – Know what your needs are – living expenses add up quickly. If you have family or friends that are willing to have you for an extended period of time, take it – especially if you have student loans coming up. Saving any penny you can will help you be financially stable.
  3. Finding a job – with unemployment up and COVID-19 making a comeback in some states, it can be difficult to find a position in your specific field. You will need to learn how to hone your skills and be open to learning new industries. Do not box yourself in, and you may stumble upon your dream job!
  4. Create a Budget, AND STICK TO IT – It may sound lame, but having a budget will help you stay focused on your financial goals as well as not creating even more debt you may already be in after graduation.

With the state of the economy out of your control, you can make yourself adaptable. By researching some guidelines and making yourself marketable to multiple industries and positions you will learn to stretch and grow. You will get through this and be stronger for it!

Career Other

Dorm Room to Board Room: Tips for Starting Your Own Business Post-Grad

June 23, 2020

How many stories have we heard about the success of dorm room startups that gained enough investors to grow and become industry giants? SnapChat, ModCloth, Reddit, and Facebook were all once a college student’s idea that eventually became national brands and widely-successful organizations.

Although it takes a great idea, constant networking, and a lot of hard work, the next story could be about your own business idea. Here are some tips on how you can take your business from the dorm room to the board room and find entrepreneurial success post-graduation.

Establish good finances

No matter how good your idea is, you’ll need money to hire employees, pay for production and marketing, and lease an office space. As a college student, you likely don’t have many financial resources to invest in the company yourself. However, you can rely on family and friend contributions, private investors, or SBA loans to gain starting capital that you will eventually payback. If you make regular payments to these lenders, you’ll build good credit and position your business for success. Just be sure you’re managing and organizing these new finances, so you don’t run into trouble. Consider using an online small business bank so you can access your money and track your business expenses no matter where you are, and hire an accountant to ensure you’re doing everything by the book. Proactivity with your business’s money will help you establish a secure enough financial position to grow your business into a powerful brand.

Learn to market

It’s not enough to have a good offering if you can’t interest customers in it. Work to finetune your marketing skills to engage your audience, and bring in business. If you weren’t a business or advertising major, consider taking an online marketing course to learn how to effectively leverage all avenues of your marketing– including social media, ads, and organic search. Then, put it into practice! Build out your organization’s digital footprint and brand recognition by writing content, publishing advertisements, and spreading the word to potential customers. This will not only result in increased sales but also stronger brand recognition and long-term success.

Network, network, network

Networking isn’t just important for securing a job or internship after college, it can also make or break your business. Oftentimes, who you know is one of the most impactful contributions you can bring to your organization as a business owner. Fortunately, you likely have exposure to many powerful people within your university network, whether it’s professors, the board, alumni, or even the students. Reach out to those on and off your campus for a brainstorming meeting, a marketing focus group, or an investing pitch to grow your network and develop interest in your organization.

Find a mentor

Similar to networking, it’s critical that you find a mentor as a post-grad business owner. Even if you have a million-dollar idea, as an inexperienced businessperson, you need access to established knowledge in the entrepreneurial world to guide your decisions. Don’t be afraid to reach out to business owners who inspire you either by email, phone or LinkedIn. Ask for advice on the market or niche you’re interested in, or how they decided to structure their business. This can open a dialogue that’s mutually beneficial, providing them with fresh perspectives, and you with hard-earned industry wisdom. 

It’s critical that you take these proactive steps to ensure the success of your organization. However, when starting your own business after graduation, it’s also important to enjoy the moment. It’s easy to get caught up in the chaos and excitement, but remember to take time to reflect on your progress and stay excited about the future of your business as you move beyond college.

Career Other

Considering Freelance: What Recent Grads Should Know

June 17, 2020

How healthy is freelancing in the US?

Freelancing is an area of the economy that is growing steadily year over year. According to the Freelancing in America Study for 2019 that was conducted by Edelman Intelligence for Upwork, there are more than 57 million Americans freelancing. This is over a third of the US workforce, up from 53 million just 6 years ago. The value of freelance work is almost a trillion US dollars, some 5% of GDP.

Of those that said they have undertaken freelance work, 28% consider themselves as full time freelancers up from 17% back in 2014. The most likely group to freelance are those in the younger age brackets, with 53% of 18-22 year olds doing freelance work and 40% of millennials.

So if you are about to graduate, should you be looking for a traditional and comfortable “job” or should you be looking to enter the freelancing market?

What should you be asking yourself before you freelance?

Recent graduates should not simply leap into freelancing, after all there are some real benefits to working with a company, such as health care and pensions. So what else should you be asking:

  • What are your long term career goals? If your long term goal is to one day be the CEO of a company, freelancing may not offer you the career progression you may need.
  • What are you looking to earn? Freelancers on average earn more per hour than non-freelancers, even for non-skilled workers. However, finding very high paying freelance gigs may be a little harder.
  • What is motivating you to work as a freelancer? Many freelancers take this style of work for the flexibility that it offers. So you need to consider your reasons with care.

What can freelancers earn?

Whether you are working in mobile website development or walking dogs, the salaries that you can earn through freelancing are often higher. The median salary for unskilled workers that freelance is $20 per hour, higher than the US median salary of $18.80. While for skilled freelancers the median is $28 an hour which is better than 70% of the workforce.

So what can you earn as a freelance mobile website designer or within another role? The following are few figures for expected web development salary and what you can aspire to earn within other areas of the freelance economy from The Balance:

  • Web development: $45 per hour
  • IT and programing: $49 per hour
  • Mobile developer: $50 per hour
  • ERP and CRM software developer: $60 per hour
  • Marketing and sales: $44 per hour
  • Design and product development: $45 per hour

What do you really need to know about freelancing before you start?

Before you jump straight out to earn your freelance developer salary there are a few areas that you need to consider before you get started:

  • Networking: most freelancers do not get their clients from online marketplaces. After previous clients, most freelancers working today get work through networking with friends and family which accounts for 38%, while others rely on professional contacts, 37%.
  • Building a portfolio: showing what you are capable of is vital no matter what area you are going to work within. Clients will want to know that you are going to be able to deliver what they are looking for.
  • Handling multiple projects: as a freelancer you will often find yourself in a situation where you will need to juggle multiple clients and projects. So learning soft skills such as time management and communication are vital to your future earning potential.

Is Freelancing right for you?

If you are looking for work with a huge amount of flexibility and the ability to pick and choose what projects you will work on, then freelancing could be for you. It offers an excellent salary no matter where your skills lay. However, it is not an area in which you will be able to relax and just expect work to come to you. You need to work hard on filling your pipeline to ensure a constant supply of work.

Career Other

5 Must-Know Resume Tips for College Students

June 17, 2020

For those in college or recently graduated, landing that first job can be a daunting experience. Many may be discouraged by their lack of experience, while others worry about problems in their academic record. If your greatest selling point is your education, how can you compete with other applicants?

Here are five must-know resume tips for college students and recent graduates about to enter the job market. 

1. Lead with education.

As you move up in your career, the work experience section of your resume will become more important and should be placed at the top. At this stage in your life, your educational experiences are your greatest strength. By placing them at the top, you can help make up for your limited work experience.

Keep in mind a few things though. Consider leaving out your GPA if it’s below 3.4. It’s not a requirement to include it. Also, because you are a college student with limited work experience, consider including more than just the name of your college and graduation date. Things like relevant coursework, group projects, and even clubs and organizations should all be considered.    

2. Include relevant experience instead of work experience.

Work does not necessarily have to be paid in order to have value. With this in mind, don’t think just because you have no paid work experience that this means there’s nothing for you to mention on your resume. The trick here is to think of the work experience section more as a practical experience section. 

This can involve much more than unpaid internships. Volunteer work can also be included to show the skills and experience you’ve accumulated. Think of opportunities where you had to take on important responsibilities. Were you an officer in those student organizations you joined? What projects did you work on? What events did you help facilitate? 

3. Write a custom cover letter for each job.

As important as resumes are, they alone will not get you an interview offer. Resumes work best when coupled with a cover letter customized to each job you apply for. While it may not seem worth the effort after spending so much time on your resume, one study by a nation-wide resume company, ResumeGo, illustrates that not including a cover letter can be a big mistake.

The results of that study found that applicants with cover letters carefully tailored to each job yielded just over 50% more interviews than those without. Interestingly, applications with generic, cookie-cutter cover letters fared only slightly better than applications with no cover letter. 

4. Take advantage of resume builders.

The rookie mistake college students make is starting their resume writing process off with a blank Word document. Instead, there are resume builders online such as Kickresume and Resume Genius that can really make writing your resume a lot easier while also providing various prebuilt resume templates to work with and pick from.

5. Take advantage of your career counselors.

The career center exists…please, take advantage of what they have to offer! Career counselors are specially trained to help college students strengthen their resumes and prepare them for career success. 

Even if you might not have a strong connection with your assigned counselor, they will likely provide a far more extensive critique of your resume and job documents than any average Joe Schmoe online or resume service. While getting advice online isn’t always the worst idea, know that as a student, you have access to far more reliable resources – so use them!

Even though the job application process can be intimidating, having a good resume is always the solid first step! These tips are sure to get your resume to stand out among the crowd.

Other Transition

10 Things Nobody Tells You About Life After College

June 1, 2020

College is all fun and games until you graduate and find out what really happens. Without any doubt, post-graduation life is not as carefree as college. Star-eyed graduates expect their dream jobs to fall in their lap as they set foot into the real world. However, the truth is that the adult-world has more challenges than anyone prepares students for. 

People often advise students on how to survive college and reach the finish line, but how many people tell you the next step after you cross it? 

Here are 10 things no one tells you about life after college:  

  1. Getting Your Dream Job Is Not Easy

Not to scare you, but getting your dream job right out of college is not easy. You are competing against thousands of other applicants who graduated with you and possess the same knowledge and expertise. 

Wanted to work in Fantasy Sports Software Development? There is a high chance that it may not happen for a few years or at all. We recommend you stay adaptive and flexible; get what you can and work for the rest.  

  1. Post-Graduation Depression Is Real

Between all your bills, college loans, and societal pressure, it is very easy to succumb to depression. But you got to trust yourself and hang on. There is so much left out there in the world for you to explore and experience. Don’t give up without righting for what you really want!

  1. It’s Time To Update Your Closet

What do you mean I can’t be in my sweatpants all the time? Time to buy a perfect blazer, and maybe a couple of new button-down shirts as well. You got to look the part to get the part. 

  1. People Will Ask You About Your Job… Pretty Much All The Time

It’s not really the worst thing on the planet, but it will undoubtedly feel like it when you are constantly asked about your job. Your friends and family will ask this question every time you meet, and new people won’t spare you either. 

  1. Hanging Out With Friends Requires Planning And Effort

Seeing your friends frequently is one of the best parts of college, hands down. But once college is over, people scatter to different parts of the globe and hardly see each other. Once all your college friends find jobs and get busy with work, you will need a lot of planning to hang out. 

  1. A Workday Is Longer Than A School Day

Even a jam-packed day at school will seem shorter than a workday. Even a typical day at work can drain you, so be prepared to be exhausted by the end. 

  1. Summer Vacation? What’s That?

Remember your college spring break or summer vacation? Unless you become a teacher, those are almost non-existent after graduation. Consider going on a big trip right after graduation before you start a new job instead. 

  1. College Does Not Teach Anything About Personal Finance

If you are a finance graduate, this may not apply to you, but for others, it’s a different story. The debit/card cycles are never-ending, and you will feel trapped. Be careful about how you spend money!

  1. Brace Yourself For More Parental Expectations

Finishing college means you are an adult, which naturally comes with a lot of family expectations. Prepare yourself for questions regarding work, living space, marriage, etc. 

  1. The Real World Does Not Care About Your GPA

It’s true! No one cares about your GPA in the real world, and it hardly matters when landing the right job. On the other hand, your skills and networking capabilities will take you a long way.

It is ok to be unsure about what to expect after graduation, but we hope these 10 tips gave you some idea. Welcome to the other side!

Bio: Nouman Ali provides ghostwriting and copywriting services. His educational background in the technical field and business studies helps him in tackling topics ranging from career and business productivity to web development and digital marketing. He occasionally writes articles for Dynamologic Solutions.

Career Other

8 Opportunities to Take Advantage of at Your First Job Out of College

May 28, 2020

So, you’ve finished college. Welcome to the real world! Your first job out of college is more than just a paycheck. It’s an opportunity for growth and stepping stones towards the future you’ve always dreamed of. Here are a few ways to make sure you’re getting the most out of your new job.

Be Smart with Your Paid-Time Off

Make sure you know the difference between your company’s sick leave, vacation, and paid-time-off policies so that you can get the most of your time away from the office. Even if you don’t get sick often, you can still take advantage of your sick days if you ever find yourself in a funk and just need a break. And while some companies let you roll your PTO over into the next year, others might not, so make sure you read the fine print before booking your next getaway.

Get Life Insurance

Take advantage of any life insurance your company offers. Funeral costs can really add up, so it’s best to be prepared. Plus, if you invest in life insurance early on, your investment can be used for other things. Some life insurance policies have cash value, which means you can use the money like a savings account in case you find yourself in need of an extra push on a rainy day.

Don’t Do it For the Money

Let’s face it: you’re probably not going to be raking in your dream salary when it comes to your first job after college. Instead of focusing on how much (or little) you’re making, look at your first post-college job as an opportunity to grow through new experiences. Find things to motivate you throughout the day that aren’t based on money. You’ll be more likely to open yourself up to opportunities that you may have otherwise turned down, which can help you open valuable professional doors down the line.

Health and Wellness

Health benefits can go beyond health insurance. Many companies offer perks such as gym memberships, counseling services, or discounts on services like massages. Doing what you can to balance both your physical and mental wellbeing is a simple way to get the most out of your job, while also taking care of yourself.

Network

Whether you’re just shy or like to play lone-wolf, it’s time to realize how vital building relationships can be. Every single person you meet will know something you don’t, and networking is the ultimate way to tap into that potential. Take the time to get to know people, and show genuine curiosity. Then take it one step further by branching out of who you would normally interact with to expand your network. Just remember that this is a two-way street, so remember to be authentic and don’t expect any favors.

Switch Up Your Commute

Save money and the planet by taking advantage of alternate commuter options. Some companies offer public transportation packages. Instead of driving, you can use the extra time to unwind or focus on the sights along the way or gather your thoughts before work. If that isn’t an option for you, consider looking into carpooling or ride-sharing. Carpooling can save you money and time. It’s also a great way to curb vehicle maintenance costs by prolonging the life of your car.

Employee Assistance Programs

Many companies offer programs that are designed to help employees in a crisis. These programs could range anywhere from substance abuse help, legal counsel referrals, or financial counseling. There are even some with help for things like daycare, veterinary services, and other personal or work-related problems.

Be Upfront

At the end of the day, one of the best things you can do is be upfront in the hiring process. Stay in touch with your human resources department, and let them know that you’re interested in benefits. They’ll appreciate the honesty, and be more than happy to do what they can to help you stay healthy.

Other Transition

5 Perks of Graduating College in the Winter

May 27, 2020
5 Perks of Graduating College in the Winter

Graduating in December means finishing all your classes and requirements mid-school year, and getting your diploma just in time for the holidays. It might not come with wrapping paper and a bow, but it’s a pretty impressive gift. If you’re a winter grad or are thinking about graduating next winter, take a look at this list of perks that can come with finishing college in December.

It can be a money saver.
If you’re graduating early, that’s one less semester’s worth of fees and costs that spring up between classes. Dealing with student loan payments after college is tough, and this can help cut some of those costs you’ll be faced with.

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