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college success

Adulting

7 Time Management Tips for Working Students

October 11, 2021

Studying for a major exam or writing a paper is time-consuming, but it’s even more challenging when you’re dealing with a job at the same time. Effective time management can often be the difference between passing your classes and struggling, but how do you manage your time while you’re working? With the right plan in place, you can enjoy a successful academic year, all while keeping your job.

Read on for a list of 7 time-management tips for working students that will help to ensure success in school and your career.

Make a Schedule

Every successful venture starts with a good schedule in place. Whether daily, weekly, or monthly, the first step to effective time management is creating a schedule that works for you, then stick to it. If you need to, design a schedule that allows you to work in 30-minute increments. For example, jot down your work hours, then break up your non-working hours in smaller bites, noting which classes will need the most attention first and when.

Don’t Procrastinate

It can be easy to put off things you don’t want to do, but procrastinating will always result in you feeling stressed out later. Avoid putting off something you can do right now whenever possible. The sooner you accomplish tasks, the more free time you’ll have to enjoy things later on.

Prioritize

Set your priorities in order of importance and try to “knock out” the most essential items first. Even if you have to start small, doing things right away will make meeting deadlines and writing papers easier when the time comes. Not only will prioritizing tasks make it easier to get them done on time, but it will also ease your stress levels.

Plan Ahead

Create a daily or weekly to-do list so it’s easier to plan the things you need to get done in advance. Keep track of important dates and deadlines, and ensure that you’ll have plenty of time available to complete them in advance. Not only does planning ahead make it easy to accomplish tasks, but you’ll remember which things need to complete and when.

Avoid Multitasking

Many people think that multitasking is the best way to get things done, but it can actually backfire. When you multitask, you’re not dedicating all of your brainpower to one task. Avoid the temptation of multitasking and instead, try to put all of your attention on each item individually to stay focused.

Stay Healthy

Getting proper exercise and eating a healthy diet will help you feel better physically and mentally. Don’t forget to make sure that you’re getting plenty of sleep every night, too. When your body is healthy, your mind will be much more agile and able to retain important information.

Create a Routine

Creating a regular routine is vital to any successful lifestyle. Do your best to go to bed and get up at the same time every night and make studying a part of your daily life. Once you have a set routine, it will be much easier to stick to the daily things you need to do.Keep these seven tips in mind if you’re a working student to help you manage your time as effectively as possible. With these simple tasks, you can begin to make each one of them a daily habit that will set you up for success. Remember to devise a schedule and prioritize the most important things you need to do to work best for you and your lifestyle for a successful working life and academic career.

Adulting Student Life

3 Reasons Why Renters Insurance is a Smart Buy for College Students

July 9, 2021
Students unpacking boxes

Think about a few of your favorite things you own. Some items that probably come to mind first are electronics such as your cell phone, laptop, and your wireless earbuds. What about those designer jeans you love to wear, or the mountain bike you just got for your birthday?

Now add everything up and determine what all of your stuff is worth. You might be surprised at how quickly everything adds up! College students often have thousands of dollars worth of stuff in their dorm or apartment. What would happen if your stuff was stolen or damaged, and you had to replace it all tomorrow?

It’s no secret college costs a lot. On top of financial stress, taking classes while juggling an internship and a part time job can be a lot to think about. One thing you you shouldn’t have to stress about is if the unexpected happened, and how you would pay for your damaged or stolen stuff.

Here are 3 reasons why renters insurance is a smart buy for college students:

If you can’t afford to replace your damaged or stolen stuff.

Picture this: You’re studying for midterms in the library when you get up to go to the bathroom. You leave your laptop at the desk you were working at, thinking it’d be fine if you just left it for a few minutes. But when you return, your laptop is now missing. Now what? Would you be able to afford a replacement? If not, that’s how GradGuard can help. The majority of schools don’t replace stolen or damaged student property, even if the incident happened on-campus.

Although college campuses might feel like one big protective bubble, crime happens. Crimes such as burglary, sexual assault, hazing, and theft are some of the most common crimes that occur on or near college campuses. According to Clery Act Campus Safety Reports, more than 37,000 criminal offenses happen on college campuses each year.

“Adulting” is part of college, and that includes knowing how insurance can provide confidence and peace of mind. If you can’t afford to replace your backpack, laptop, bike, or other items, renters insurance can GradGuard has worldwide property coverage so even if you’re back home for the weekend, or studying abroad and your phone is stolen, GradGuard can help.

Don’t assume your parents’ homeowners insurance policy will automatically cover you and your stuff.

Many college families think renters insurance isn’t necessary because their student should be covered with their homeowners insurance policy. While it may seem like you’re saving money by not buying a separate policy, you may run into unexpected and expensive coverage gaps depending on the circumstances. Homeowners insurance policies tend to have much higher deductibles, and your policy may not offer the extent of coverage you need in the event of theft or other losses. GradGuard’s Renters Insurance is an affordable option for college students living away from home.

GradGuard is designed for college student with features like a $100 deductible, no credit checks, and monthly payment plans.

If you accidentally damage your dorm room, could you afford to pay for the damages?

As a college student, you likely never intend to cause any damage to your dorm room or off-campus student housing, but accidents happen. What if you fall asleep with a candle burning and that sparks a fire? Or, a pipe bursts in your dorm room and all your stuff is soaked? These are just a couple of examples of costly incidents that could happen in student housing. According to Clery Act Campus Safety Reports, there are nearly 2,000 fires on college campuses each year. College students are smart to have renters insurance that can help pay for unintentional damages when they cannot. If your place is damaged and you need somewhere to temporarily live, GradGuard’s renters insurance also includes loss of use coverage.

Insurance is something you hope you never have to use. But when you do have to use it, you’re glad you have it! GradGuard’s Renters Insurance costs on average just $11 per month. That’s less than what you probably pay in streaming subscriptions, and a small price to pay if you had to unexpectedly replace your $1200 laptop!

College is an exciting time full of new experiences and people. Don’t wait for a sprinkler system to ruin your dorm room, or for your laptop to go missing before you start thinking about how you might pay for that. With so much money at stake, college students and families are smart to make a plan in the event the student t is a victim of theft, their property is damaged by a fire or water damage or if they are found responsible for damages they may cause. Whether you live on or off-campus, get started with a free quote for GradGuard’s Renters Insurance today.