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Safety Student Life

Spring Break: A College Student’s Guide to Risks

March 7, 2022

Nationwide, nearly 20 million college students are preparing to take their midterm exams before heading off to enjoy spring break. With dropping Covid-19 case numbers and an overall better outlook on the pandemic, many students are extra eager to escape from hectic college life. 

Before students leave campus, GradGuard, the nation’s leading authority on helping protect college students and their families from the risks of college life, recommends students consider the following tips so they are prepared if something goes wrong. Here are five tips for college students as they embark on long-awaited spring break adventures.  

Protect your health

Be sure you have your health insurance card, and if applicable, your COVID-19 vaccination card, with you and confirm your student health insurance will work while traveling.  

Protect personal belongings

Be sure to consider purchasing GradGuard’s renters insurance, which is specifically designed for college students. It provides coverage for students’ belongings not only while on campus but also while they are traveling worldwide.

Protect your identity

Be prepared with backup identification cards by taking photos of all your personal IDs and payment cards. If your wallet is stolen, you can quickly restore your life and return home easily.

Protect your trip

If you are leaving the United States, travel insurance can be a smart purchase and can include valuable services to help you overcome a financial loss and also help you return home in case something goes wrong on your trip.

Protect your dorm or apartment

Remember you are likely responsible for damages that may occur at your campus residence while you are away.  Be sure to turn off all electronics and appliances before leaving.  But if something happens, GradGuard’s renters insurance can provide coverage for damages that occur while you are away from school.

It’s important to understanding the risks of college life and to consider these tips before spring break. Students and families may be surprised that they will likely lose hundreds, if not thousands of dollars if their semester is disrupted by a theft, unintentional damage to their student housing or a medical condition forces them to withdraw.

GradGuard’s renters insurance enables students and families to easily replace a bike, laptop, cell phone, or other items that are stolen or damaged, not only while the student is on campus, but also while they are traveling to and from school or away on vacation.  In addition, GradGuard’s industry-leading tuition insurance program allows families to get a refund if they are forced to withdraw from school for covered medical conditions including COVID-19.

While students have diverse goals for spring break, students are smart to be prepared and to protect themselves from a financial loss that could disrupt their semester or create greater financial stress. Have a happy and healthy spring break!