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college student life

Student Life

Testimonial: Tuition Insurance Can Give You a Do Over for College

December 8, 2020

Most colleges and universities don’t provide full refunds for tuition and academic fees. It’s something many students and families don’t find out about until after it’s too late, and their investment in college is lost. That’s how GradGuard’s Tuition Insurance can help in the event of an unexpected medical withdrawal.

Kara first learned about GradGuard’s Tuition Insurance when her son, Andrew, was an incoming freshman at Marist College. She said she wanted to make sure that if anything were to happen that was one of the covered reasons, their big investment in his education wouldn’t be lost. Marist is one of the nearly 400 colleges and universities that rely on GradGuard to protect students from preventable financial losses.

College students and families are smart to have GradGuard

Looking ahead, Kara and Andrew’s decision to purchase tuition insurance was smart. She said her son struggled a little bit the first semester.

“When he went back in the beginning of the spring semester, it became clear that he was not going to be successful, for a variety of mental health issues,” Kara said. “Our first priority was to bring him home, which we did.”

Andrew completed a medical withdraw from school. It was early in the semester, so the family was able to get a partial refund from the school. Then they contacted GradGuard and filed a claim for the balance.

GradGuard provides a refund when schools may not

“The amount that we paid at the beginning of the semester, minus what the school refunded — we got every other cent back from GradGuard,” Kara said. “We were thrilled. That money is for him to pursue his education when he’s ready.”

GradGuard was able to give this family the opportunity for a do over. That’s not something that happens a lot, let alone in college. But when the unexpected happens, GradGuard can help you get back on track. Learn more about how to buy Tuition Insurance for your school using GradGuard’s college search tool.

Questions to ask your college or university:

What will happen to my tuition payment if my college student is forced to withdraw from school due to an illness or even COVID-19?

What is the school’s refund policy?

Do you offer tuition insurance?

Safety Student Life

Campus Crime and Student Safety

November 24, 2020

When you think about college, it’s typical to think of all the positive experiences and encounters you will have as a student. Whether it’s getting excited about your major, dorm life, making new friends, and gaining independence, most college students are ready for all the new adventures college has to offer. Unfortunately, campus crime becomes a part of the conversation too. Crimes such as burglary, sexual assault, hazing, and theft are some of the most common crimes that occur on or near college campuses. Here are ways to minimize the chances of being a victim of campus crime and what to do if it does happen to you. 

Protect valuable items.

  • If you have jewelry, designer clothes, shoes, or other items that may put a target on your for thieves, consider leaving those items at home.
  • Look into buying a renters insurance policy to protect the stuff you do decide to bring with you to campus, such as your backpack and laptop.
  • Be mindful of who you invite over. Make sure valuables are hidden or locked away safely.
  • Take pictures of your stuff in case you do become a victim of theft or malicious damage. That will help you file a claim for reimbursement through your renters insurance policy.

Travel in pairs or groups with people that you know. 

  • Use the buddy system when attending an event or a party. This is especially important if you’re a young woman who may be at greater risk.
  • Share your location with friends and let someone know when you plan to return.
  • Never leave someone alone in a vulnerable or uncomfortable situation. If necessary, leave as a group and make other plans instead.

Be smart on social media.

  • Don’t share when you’re away from your dorm or residence hall.
  • Avoid geotagging and sharing your location on photos, videos, and other posts that would reveal your current location.
  • Think twice about sharing any sensitive information online, including any revealing details about where you live or work.

Have a plan.

  • When going out, especially at night, let someone know where you’re going and when you plan to return.
  • Walk with confidence, and avoid looking confused even if you’re going somewhere you haven’t been before.
  • Don’t use headphones or keep your head down looking at your phone when you’re walking.
  • Download safety apps to turn your phone into a pocket-sized security guard.

From making new friends to becoming independent, there are a lot of positive things to look forward to as a new college student. Overall, it should be fun. Bt with this comes the responsibility of staying as safe. Sometimes college students think campus is one big protective bubble. But that’s not always the case, unfortunately. Remember these tips for staying safe!

Adulting Student Life Transition

7 Tips For Living in Your First Off Campus Apartment

November 4, 2020

Making the transition from living on-campus to a nearby apartment brings many responsibilities. While it comes with more independence, it’s worth knowing if your complex is catered to students like yourself, or not. You can have friends over without worrying about dorm hours, or have the freedom to stay in your college town during the holidays or summer when the dorms are closed. However, you need to make sure you take proper responsibilities like paying your bills on time and sticking to your budget so you can enjoy your new apartment lifestyle.

Here are some tips for living in your first off campus apartment:

Have Everything in a Written Contract

When you live in your first off-campus apartment, it’ll most likely be your first opportunity to understand the importance of having everything in a written contract, and before signing it, you should read it through entirely. It also doesn’t hurt to have a parent or another adult read it through too since they most likely have more experience with renting. If you were promised something when you toured the facility or saw something in an advertisement, like a rent adjustment, you need to be certain that it is well-documented in the rent contract. And of course, don’t forget renters insurance.

Keep a Consistent Cleaning Schedule

Living in your first off-campus apartment means that you’re in charge of cleaning it. Whether you live alone or have roommates, you need to make a cleaning schedule and be consistent about making it happen. You don’t have to vacuum every day, but you should make a habit of wiping the kitchen and bathroom counters, taking out the trash, cleaning out the fridge regularly.

Pay All of Your Bills On Time

It might not seem like much, but paying your bills late will affect your credit score and result in late fees. To avoid having late bills, you can set auto-draft payments or simply write bill due dates on a calendar. If you’re collecting money from your roommates to pay the bills, you should start collecting at least a week before the money is due to make sure you have it on time.

Always Lock Your Doors

It’s easy to think that nothing will ever happen especially in your college town, but you should always lock your apartment door even if you’ll just be gone a few minutes. This includes running to your car really quickly or taking out the trash. If you’re uncomfortable with someone in your apartment, such as roommates or guests, you should lock your bedroom door when you aren’t home.

Think Carefully About Your Roommates

If you have roommates, you need to think long and hard about who you choose to live with. Will they be respectful of the complex’s rules? Will they be quiet if you need to study? Will they help clean up in the kitchen? Will they pay their part on time? These are all just a few of the questions you need to think about before agreeing to be roommates with someone. Just because they’re your close friend doesn’t mean they would make an ideal roommate. If you’re going the random roommate route, make sure to vet them thoroughly. Your complex may also have a roommate matching program to find you someone with similar qualities. Make sure you and your roommates each have your own renters insurance policy.

Create a Budget

Now that you’re living off-campus, you’ll be responsible for more expenses, and they can add up quickly. On top of rent and utilities, you need to create a budget for items such as groceries, entertainment, transportation (gas, bus card, subway pass, etc.), and clothing, and stick to it! You need to budget for the entire semester so you aren’t stuck eating sandwiches for the last 3 months of the semester because you spent all of your money the first month. Look into using a budgeting app to simplify the process.

Feel Free to Decorate

The apartment won’t feel like yours without a few personal decorations. Simple decorations like a team banner, throw pillows, picture frames, or movie posters will go a long way in making the place feel like your very own. Since this is your first off-campus apartment, you probably want make sure it feels like your own place, and bringing in decor items that show your personality will help.

Living in your first off-campus apartment is an exciting time full of new adventures! But don’t let the new found freedom get in the way of staying on top of the responsibilities that come along with it. Stick to these tips and you’ll be sure to be successful.

Health

Healthcare Financing Resources for Low-Income College Students

September 21, 2020

Let’s face it: learning is its own reward, yes. But you’re in college primarily to build a better life for yourself and your family. You might be getting your education to escape the life of struggle that you have watched your parents endure.

But building a better life ain’t cheap. And, right now, what money you have goes mainly to school and to the essentials of living. Ponying up for private health insurance might feel like a luxury you can’t afford right now. 

Yet without that coverage, you’re also probably tempted to let your regular healthcare fall by the wayside. After all, you’re young and your physical and mental health care just might not feel like a priority right now. That is, not until you really need it. 

This article shows you how to finance your healthcare when you’re a college student living on a budget.

Know Your Options

When you’re looking to finance your healthcare, the first thing you should do is explore your eligibility for coverage under your family’s plan or through your university health system. In many cases, full-time college students can qualify for coverage under a parent’s group health insurance plan up to the age of 26.

If that doesn’t work out, you might be eligible for lower-cost student health insurance coverage through your college, university, or trade school. The chances are especially good if you enroll in a work-study program through your school.

Don’t Forget the Marketplace or Medicaid

If it turns out you are not eligible for coverage under your parents’ or school’s plan, don’t despair. There are still options. For example, depending on your income, you might qualify for Medicaid, which will allow you to enjoy good benefits at a relatively low monthly premium. 

The maximum income cutoffs for Medicaid, however, can be pretty stringent. If you’re above the threshold but still don’t earn enough to bear the often ridiculous costs of private insurance, you might be able to get coverage under the Affordable Care Act (ACA). 

With the ACA, the percentage of uninsured Americans dropped from nearly 16% to just over 9%. Through the Marketplace, you can choose the level of coverage you want or need — and the premiums you can afford.

Don’t Forget the “Extras”

Getting good healthcare is about more than funding your medical care. It’s also about taking care of the whole person, mind, body, and spirit.  And that should include everything from mental healthcare to dental care. 

After all, life is stressful, and going to college on a shoestring budget is especially so. But getting care doesn’t have to be expensive. Case in point: you have a lot of options today for accessing low-cost therapy. This includes online therapy apps to help you access immediate, on-demand support from the safety of your own home if you are battling anxiety or depression.

And while you’re taking care of your body and your mind, you mustn’t forget your smile! Living on a budget doesn’t mean you have to put off your dental care. Even if you’re in need of a non-essential or cosmetic procedure, such as a crown or veneer, there are funding options that don’t require you to break the bank.

If you set up a budget and cut out some of the extras you’re spending on unnecessary fees or on little luxuries, like your morning coffee run, you can probably cover the cost of your new smile or your other healthcare services pretty easily.

The Takeaway

Going to college on a shoestring budget is tough. But it doesn’t mean you have to do without the physical, mental, and dental healthcare you deserve. From finding coverage through your school to tapping the resources of the ACA to taking advantage of online therapy apps and dental financing, there are options available to ensure you receive the care you need.

Adulting

6 Smart Packing Tips if You’re Going to Study Abroad

September 10, 2020

Were you given the opportunity to study abroad? If so, you are probably counting down the days until you leave.

Which now brings us to the question: What will you bring? 

Trying to stuff all the things that you need into your suitcase or carry-on can probably be daunting, especially if you are unsure what is waiting for you the moment you step off the plane. 

Fortunately, we have come up with six smart packing tips to make everything a lot easier:

Pack for the Weather

Make sure that you research first the usual climate in the new city or country you are moving to, then plan accordingly. We suggest that you bring a light raincoat, a warm jacket, and items that can be easily layered. Remember that the climate of your study abroad country will make or break what you pack. 

Check Cultural Norms

If you are traveling to a country that is more conservative with how they dress, checking the cultural norms first will save you from packing items that will deem inappropriate in that country. This especially applies to clothes like shorts, dresses, and swimwear. 

The last thing that you want to do is to wear culturally insensitive clothes. For instance, you will not be allowed inside spiritual areas like churches or temples if you are not all covered up properly. 

Use the 12-Day Trick

We suggest that you pack outfits that are good for 12 days. That’s about two weeks worth of clothes. No matter how long you will be staying or studying abroad, chances are, packing outfits that are good for 12 days will be enough for you to attend class and explore the new place. 

If you feel tempted to pack beyond 12 days, then you might consider that shopping abroad is also part of the experience. 

Pack the Essential Documents

When studying abroad, you might need an extensive list of documentation. This list will often include:

  • Passport: This is your first key to studying abroad. Without this, you cannot travel outside of the country.
  • Visa: Depending on your country of origin, some countries won’t require you to have a visa. However, you might need to apply for a student visa since you’ll be studying abroad.
  • Medical Certificate: This is proof that you took flu shots and that you are healthy enough to travel.
  • Return Flight Details: Although not all, there are countries that require return flight details. This is to ensure that you won’t be overstaying.
  • Student Finance Documentation: You might also be required to prove that you can financially support yourself while studying abroad. This includes a letter to prove the capability for financial support from your parents or guardians.
  • University Letter of Acceptance: This is another proof that you are to stay in a country to study. 

Don’t Pack Things You can Buy

So you might want to pack a certain brand of shampoo or lotion you are using. But the thing is, these can also weigh down your suitcase. To avoid excess baggage fees, leave some of these items behind. Instead, opt to buy local products at grocery stores or drugstores once you arrive.

But you should also consider bringing travel sizes of these essentials. That way, you will have plenty of time to settle in once you arrive where you are studying. You will not have to run to the nearest grocery or drugstore to buy these essentials. 

Bring Your Gadgets

For most gadgets and appliances (curling irons, razors, and hair dryers), you might need a voltage converter. Usually, plugs from different countries are different, so is the amperage. 

Make sure to check with the manufacturer; more than likely you will find information on their sites about travel. That way, you will know whether or not a certain device can work with a converter. If it is not, it could potentially become a fire hazard, and might even destroy your appliance. 

Packing your stuff when you leave to study abroad can be challenging, but you can breathe in a sigh of relief once you are done. So, better get your suitcase ready, and prepare yourself as your educational adventure begins!

Career

Data Analytics in Business: Everything Students Should Know

September 10, 2020

If you are a business student at any US college, there are basic things that you should know. Currently, the world is relying on data to make every decision. Thanks to advancements in technology, data experts are able to analyze data to make sensible conclusions.

It is not too early for business students to know how data analytics works and how it impacts the business environment. The good thing is that many reputable schools offer this course. Let’s look at some insights on why students should acquire data analytics skills while still in college.

Data Analytics Explained

Today, the total data in the world is no longer in terabytes. Experts say that the current data in the entire globe is over 30 zettabytes. The amount of data is increasing rapidly, and every business has to account for this. As mentioned, data analytics involves the use of specific tools to analyze fresh raw data, generate sensible reports, and then use the results to make conclusions. Students in the US should start learning the skills involved in data analytics as soon as possible before they move into the actual work environment.

Why Students Need Data Analytics Skills

  •  Every business interacts with data – There is no single business in the US or the entire world that does not collect data. Whether students will create small startups or work for established companies, they will have to interact with data. The more skills they gather in school, the better their job performance will be.
  •  Enhance decision making – Young entrepreneurs with data analytics skills from school adapt faster in the work environment. They can quickly understand the concepts surrounding the business data they receive. Learning to make decisions that are backed by factual data as early as now is very crucial for all students.
  • Understand the right tools of work – Data analytics is all about using technology, particularly the right tools. By now, students should have a list of the most reliable tools they can use in any department. For instance, those who want to major in sales and marketing might have interacted with Tropare, which is one of the best providers of collaboration and data analytics tools for marketers.
  • Faster career growth – Most young professionals get a promotion at work if they adapt quickly and show exceptional results. With data analytics skills from a business school, the career growth path will be fast.
  • Accurate predictions – Some students in business schools can already make future predictions about the business environment. This helps them to prepare appropriately for what is to come. By the time they begin a business or are employed, they know the basics of the actual environment.

Conclusion

There are many more reasons why any business student in America should understand the importance of data analytics. Today, there is a high demand for data analysts in big firms. You can also use the skills to prosper in your own business. From the above insights, you probably do not want to miss this opportunity while you are still in college.

Adulting

4 Money Management Tips That Will Make Your Paychecks Stretch Further

September 3, 2020

Getting a paycheck is always exciting, it’s money you have worked towards all week. However, if you’re not careful with managing that hard-earned money, you can accumulate interest and debt faster than you can pay it off, which can hinder long term financial goals. But fear not, there are different ways of making your paycheck work as hard as you.

Build a Budget

The first way to stretch out your paycheck is to know where your money is going and taking control of how much you spend. Living paycheck to paycheck is not a good plan and can lead to unnecessary stress. Tracking your expenses each month and setting a limit for how much you spend each week are great ways to start understanding what to budget for. 

Writing a list of monthly and weekly expenses helps you know where your money is going and assists with identifying areas where you can be saving instead of spending. Some people map out their expenses and categorize them in order to help with what is a necessary bill while locating unaffordable items. Although it can be difficult to stick to your budget, having one can help you reach a financial goal or pay off debt faster.

Take Care of Business

As an adult, you need to be responsible with your money. That being said, you should be using money from each paycheck to build up your financial stability. Some of the things that you should be budgeting for are:

  • Emergency Fund: Having an emergency fund is useful for unexpected expenses when they happen out of the blue. You can’t predict when your car is going to break down or if you lose your job suddenly. This safety net will help you avoid a free fall into more debt.
  • Savings: Aside from an emergency fund, you should also set aside money for a savings account. View saving money as a stepping stone towards a larger goal such as buying a home. Once it comes time to start searching for a home, check out online listings to help determine what a typical sales price is. This will help you learn more about what you should be saving.
  • Paying off Debt: Finally, you should be paying off student debt with a portion of your paycheck. All loans accumulate interest in addition to your current principal balance. Paying off loans sooner means spending less money over time on unnecessary debt. You can repay debt faster by picking up a side job, funneling extra money towards repayment, and refinancing loans.

Think About Unnecessary Expenses

One black hole for paycheck money is spending money on inessential items. A spending limit is part of a good budget, and that’s why it deserves to be called out. Impulse purchases like coffee and new clothes add up quickly, and it’s something you don’t want to suck up your money. 

However, you can treat yourself on occasion— no one is perfect! Paying in cash or prepaid cards are a great way to set limits for “want” items or rewards. Couponing and buying off-brand products are other methods to still get things that you want while staying in the green.

Manage Credit Cards Wisely

Credit cards are another area where interest can accumulate quickly and pull more money from your paycheck towards another institution. If you do need a credit card, make sure to shop around. Look at the pros and cons of each company and check out their cash back and reward programs.

If you do use a credit card, set a limit for yourself. Make sure you budget for purchases on your card and have a plan to pay your card in full each month. Remember late fees and interest are the enemies.

Paychecks are great and you should make them work as hard as you do. By following the tips above, you can work towards personal finance goals and great management practices! 

Health

Health Preparedness Tips for On-Campus Life

September 3, 2020

When you’re in college, living on campus can feel like a right of passage. It’s a great time to gain independence, have fun, and develop friendships you’ll have for a lifetime while enjoying the convenience and benefits of living where you go to school. 

Unfortunately, campus life looks a bit different this year. Thanks to the COVID-19 pandemic, colleges across the country have suspended in-person classes and have required students to leave campus. 

Some schools have closed their doors temporarily, while others will be shut down for on-campus living for the remainder of the school year. While the goal of the shutdown and the encouragement for social isolation is to flatten the curve of the Coronavirus spread, it can be a difficult transition. You must head home or go somewhere else for now. 

Whether you return to campus before the school year is over or you’ll be back next semester once things calm down, this is a good time to reflect on your health and wellness and what you can do to keep yourself safe, strong, and healthy. 

Managing Your Mental Health

Mental health is one of the biggest concerns facing college students today. Since many students across the country are being forced to stay home, issues like anxiety and depression are becoming more prevalent. 

Making your mental health a priority is a key factor to get you through this pandemic, but it’s also important when you return to campus. While college is an exciting and fun experience, it can also be overwhelming at times. Learning how to manage your stress levels can prevent you from getting sick. 

There are simple, everyday habits you can start to reduce stress: 

  • Get more sleep
  • Limit caffeine and alcohol
  • Talk to someone about your stress
  • Manage your time
  • Meditation/Yoga
  • Keep a journal

You can keep up with those habits as you get back to school and use them for the rest of your life to manage stress..

If your current stressor is being stuck at home, online learning might feel like your biggest hurdle. If you’re trying to adjust to online learning and having a difficult time, there are a few tips to make the experience less stressful: 

  • Create a designated learning space
  • Stick to specific hours of the day to study
  • Avoid distractions
  • Set personal goals

Give yourself permission to stumble. This is a learning experience for everyone and a time of great uncertainty. Don’t put pressure on yourself, and eventually, things will begin to fall into place and feel less stressful. 

Developing Healthy Habits Now

Exercising is a great way to stay healthy when stuck at home. Thankfully, there are no rules or regulations in place about going for a run outside or working out at home. 

Exercise can give you more energy, boost your mood, and reduce stress. Get into a daily routine that you can keep doing once you get back to campus. Adding a workout to your day has many benefits and can keep you focused when you’re back in school. 

It’s also a good idea to watch your diet while away from campus. It’s easy to fall into unhealthy habits when convenience food is so easy to come by, and apps like GrubHub and Postmates will deliver food right to your door. Making healthy nutritional choices will improve your mood and energy levels and lower your risk of illnesses like diabetes, heart disease, and high blood pressure. 

Being stuck at home means it’s the perfect time to brush up on your cooking skills! Practice making healthy meals for yourself that could be made in a dorm room or communal kitchen. Making quick, easy meals that are also good for you will keep you motivated when it comes to making healthier food choices on campus. 

Reducing Your Risks

The Coronavirus can impact anyone, but it’s most deadly among those with pre-existing conditions or with lung and respiratory issues like those who regularly smoke or vape. Vaping has become hugely popular across the country, but the chemicals in many vape solutions can cause serious lung problems. 

Smoking has also been a health concern for years. It can contribute to lung cancer and heart disease. With the spread of COVID-19, it’s more important than ever to quit cigarettes and vape pens. Keeping your lungs healthy and clear will reduce your risk of being seriously impacted by Coronavirus if you happen to contract it. 

Developing healthy habits and staying away from vaping and cigarettes will help you build a  strong immune system, which, in turn, will help you combat the disease. This is why it’s so important to keep these tips for general health and wellness in mind. Now is the time to start taking your health seriously so you can make better choices for your mind and body. Starting these habits now will make them easier for you to stick with once you’re back on campus. 

BIO: Dan Matthews is a writer with a degree in English from Boise State University. He has extensive experience writing online at the intersection of business, finance, marketing, and culture.

Student Life

5 Perfect College Break Destinations

August 27, 2020

Feeling weighed down by the stress of college life? A memorable vacation may be just what you need to take a break from the books and clear your mind. Whether you’re looking to relax on the beach or explore a little bit of history, the following destinations are ideal for any college student craving a much-needed break.

1. Dubrovnik, Croatia

Croatia is a European destination gaining popularity among travelers due to its gorgeous beaches and cultural landmarks. Walk along the famous streets of Dubrovnik, Croatia, to encounter impressive architecture dating back to the Middle Ages. Consider taking a Croatia cruise to experience the beauty and history of this unique country.

2. Tamarindo, Costa Rica

Visit beautiful Tamarindo, Costa Rica, to enjoy one of the world’s most stunning beaches. The beaches here feature crystal blue waters and calm waves. A visit to this area’s beaches may even allow you to get up close and personal with local wildlife, as the great Leatherback Sea Turtles nest near Tamarindo between November and April. Spend your days taking in the natural wonders of the region, then head out for a night on the town to enjoy the vibrant local culture. If you’re looking to experience nature and nightlife, Tamarindo could be a great option.

3. Panama City, Florida

Florida has long been the go-to destination for spring breakers. In recent years, Panama City has solidified itself as a college break hotspot. After a day spent enjoying the sunny beaches, dance the night away in one of the many local nightclubs. Don’t forget to stop and have a meal and a drink at the famous Margaritaville. No matter when you visit Panama City, you’ll find yourself with endless options to relax and have fun.

4. New Orleans, Louisiana

Though the city is known for its Mardi Gras celebrations, New Orleans is a great destination to visit any time of the year. This historic city features unique architecture, delicious food, lively music and interesting local culture. The French Quarter is the center of all the action, with must-see destinations including Jackson Square, Decatur Street shopping and the raucous party atmosphere of Bourbon Street. No matter where you go in the French Quarter, you’re surrounded by a medley of interesting sights, sounds and smells. It’s clear that a trip to New Orleans is a great option if you’re looking to take a break from the stresses of college.

5. Niagara Falls, New York

For those looking for a more laid-back escape from the college grind, consider visiting Niagara Falls. For centuries, people have flocked to this unique natural landmark to experience the beauty and power of nature. Get an up-close look at the Falls by taking an afternoon cruise on the iconic Maid of the Mist, then continue your exploration of nature by visiting the Botanical Gardens or take a hike at Niagara Glen Nature Reserve. Spend a few days at the natural wonder that is Niagara Falls to take advantage of the healing properties of time spent in nature.

As a busy college student, you deserve a rest from your studies to relax and recharge. Check out each of these locations to take a break from the books and enjoy life.

BIO: Brett Clawson has a degree in Business Management and has started a couple of small businesses. When he’s not focusing his time on those, he spends time with his wife and two sons. His oldest son has entered the wonderful realm of college, and he now enjoys sharing tips that he and his son have found essential for college life.

Career

10 Small Business Ideas for College Students

August 27, 2020

Life in college may seem difficult as it demands your time and energy. However, college students can take advantage of some small business ideas that will provide additional income. This article will enlighten you about the small businesses that you can take up while in college.

1.    YouTube videos

Creating YouTube videos is a great business idea for any college student. On your free periods, you can record videos, edit them, and upload them on YouTube. This does not affect your academics once you have regular schedules you keep.

2.    Blogging

Blogging proves to be a great business opportunity for students in college. By creating a blog page and posting consistently, you get to attract more audience and traffic and, in turn, earn money.

3.    Social media influencing

You can set up social media accounts like Twitter, Instagram, and grow the number of followers you have. With a very high number of followers, you can become a social media influencer and get paid by posting for brands or companies who want publicity.

4.    Photography

With a decent and portable DSLR camera, you can earn a lot in college. On weekends or during free hours, you can take shots at events and earn your money.

5.    Virtual assistance

Offering services to individuals or companies as a virtual assistant is a great business idea in college. You can assist brands to manage their emails or even to handle their social media accounts. You can also work as a virtual secretary by picking up calls and attending to prompt activities of the company.

6.    Tutoring

As an excellent student in college, you can take up tutoring other students on topics they need help with. You get paid in return for this as you help them pass their courses.

7.    Graphic designing

If you have any design skills, be sure you put them to use. By designing graphic contents, logos, banners, and the likes of fellow students or other clients, you develop ways to bring in extra cash.

8.   Business Startup

Most businesses out there conceived their ideas right from college. If you are looking to start up a business that will eventually be acquired by a bigger company like Google, Microsoft, or Facebook, having secure data rooms can help you out to estimate your intellectual property during M&A.

9.    Delivery services

A professor may need you to deliver his laundry to a dry cleaner while some other students may require food delivery within the campus or in the city. This business does not require much for you to start.

10. Freelance writing

You may not be interested in creating a blog page. As a freelance writer, you can offer writing services to students for their publications, projects, or assignments while you get paid for it.

Conclusion

These small business ideas will help you cater to your finances as a college student. As you start any of these businesses, you may be able to raise your tuition fees and even have extra cash for your savings. A fantastic thing about these ideas is that they do not in any way affect your academics and extracurricular activities in college.

Author’s Bio: Lori Wade is a writer who is interested in a wide range of spheres from business to entrepreneurship and new technologies. If you are interested in M&A or virtual data room industry, you can find her on Twitter & LinkedIn or find her on other social media. Read and take over Lori’s useful insights!