Browsing Tag

college life

Student Life Uncategorized

5 Tips To Being A Successful Student-Athlete

July 22, 2020

When you first think of a student athlete, you think of the free clothes, gear, travel, scholarships, and the fame that comes along with it. You get to travel the country and play your favorite sport in front of numbers of fans. Although being a student-athlete may sound glamorous and fun, it is not to mention the stress that comes with the 20 hours of athletic training per week.  

Here are 5 tips on being a successful student athlete:

  1. Utilize All Your Resources

Aside from having a rigorous training schedule, student-athletes need to worry about attending all their classes and submitting all their coursework on time. As a student-athlete, maximizing the use of tutors and academic centers will make your life a lot easier. Using these resources will make it a lot easier to finish work on time and get private attention on topics you have not grasped. Resources are there for a reason!

2. Time Management

With the training, lifting, conditioning, classes,  and homework , it can be difficult to plan some free time for yourself. Making sure you have a set plan every day will help you find times during the day to relax and reenergize.

  1. Form Relationships With Your Professors

The first week of the school year is the most important for student-athletes. Establishing relationships with your professors will show them your initiative to do well in their class as well as getting on their good side. It is important to attend all the classes and office hours you can to continue to show your hard work ethic and initiative to do well in the class. Doing this will make it easier to ask professors for help if a situation arises.

  1. Get Enough Sleep

Getting 7-9 hours of sleep as a student-athlete, is one of the most important factors. Not getting enough sleep will make you feel sluggish and lead to an unproductive day. This directly correlates to your athletic and academic performance. According to the National Library of Medicine students that receive less than 8 hours of sleep per night are 1.7 times more likely to get injured than teens that sleep more than 8 hours a night.

  1. Learn From Your Failures

Do not let your failures define who you are. During your time as a student-athlete, you will have plenty of failures whether it is on the field or in the classroom. It is important to take each failure and learn from it so that you don’t repeat it in the future.

Being a student-athlete can have its challenges, but with these 5 tips, you are sure to make the best of your time as one in college.

Health

Managing Your Mental Health in College

July 22, 2020

Mental health is becoming an increasingly big issue on college campuses. Many students struggle with the change and stress of college life. It can be valuable to investigate what you can do for your mental wellbeing. If you are struggling with your mental health, it is important to seek out resources available to you.

Here are some ways that you can better manage your mental health in college:

  • Visit your school’s counseling center

If you are having mental health concerns, you can always contact your school’s counseling services. Many schools provide free counseling or counseling at a reasonable rate. They can help you talk through whatever is troubling you or refer you to psychiatric services if needed. 

  • Utilize online resources

There are many resources available online to help you learn more about mental health and obtain support. U Lifeline, a project of the JED Foundation provides valuable support tailored to college students. Their website offers both resources and a helpline. Their website also provides a screener for students to evaluate their mental health and access their school’s resources. 

  • Practice meditation and exercise regularly

Meditation is a great way to center yourself and improve your mental health. It can be helpful to have tools that you can implement when you feel overwhelmed such as taking a few minutes to breathe or going for a quick run. 

  • Reach out to your loved ones

If you are struggling, take time to reach out to your support network. This can be Facetime with your family at home or even talking with new friends from college. Staying connected with others and communicating your feelings can relieve stress and prevent loneliness. 

  • Take time for yourself

When your calendar is filled with schoolwork and social events, it can be hard to find time to be by yourself. Set aside some time to be alone and recharge. You can go for a walk or go to a coffee shop and just take time to relax and reflect.

These are just a few suggestions on how to manage your mental health in college. You can find what works best for you and your experience. Find out what resources are available to you through your school and don’t be afraid to ask for help.

Safety Uncategorized

Testimonial: Renter’s Insurance Covered Student’s Stolen Laundry

July 20, 2020
GradGuard's Renters Insurance covered a student's stolen laundry

In college, you may hear about a student’s bike or a laptop being stolen. But what about laundry?

Tom, a student at the University of San Diego, experienced just that. Luckily, he had GradGuard’s Renters Insurance. He shares his experience about filing a claim, and how he was able to get reimbursed for his clothes.

Insurance for the unexpected

Tom was up all night studying for midterms, when he decided to do some laundry down the hall in his dorm. 

“I had three tests the next day, and I decided, what better time to do my laundry?” Tom said. 

He said he put his laundry in the washer and dryer and then went back to studying. But when he went back to check on it a little while later, he discovered most of his clothes were gone. 

Tom had gone to check on his laundry to discover it was gone.

“There was like a trail of it on the floor,” Tom said. “So it seemed like someone had just ran in, opened the door, grabbed it all out of the dryer and had taken it.”

Filing a claim is easy

Tom had purchased GradGuard’s Renters Insurance, which is recommended by his school. He thought his policy may include coverage for his stolen clothes. He was right; about a week after the incident, he filed a claim, and soon after, received a reimbursement.

“It worked out great! Everything went pretty smoothly,” Tom said.

Protecting school essentials- even laundry

Tom is like many of the 700,000 students GradGuard has provided protection to; he purchased a policy at the beginning of the school year just in case the unexpected happened. The University of San Diego is one of GradGuard’s school partners for renters insurance, so Tom learned about the recommended policies that offer a unique student endorsement. Subscribe to GradGuard on YouTube to hear more testimonials from our members.

GradGuard’s Renters Insurance helps students protect their school essentials, like a laptop, smartphone, and other personal belongings – even laundry.  Help protect your school essentials, like your laptop, smartphone, and other personal belongings, as well as personal liability.

Adulting Uncategorized

5 Tips To Pass Your Cleaning Check This Semester

July 20, 2020

College is fantastic, isn’t it? Well, most of the experience is. There are things we could all do without, like the endless stacks of homework, the all-nighters that you need to pull to get ready for exams, and of course, the regular room inspections. Who wants to deal with that headache?

Fortunately, those who have gone before you have come up with some helpful tips for passing dorm room inspection, even when time is not on your side. Follow these helpful tips to pass your inspection with even the most discriminating resident advisor.

Don’t Panic! It Can Be Done!

Inspection of your dorm room can be stressful, but it is not a time for freaking out and stuffing things under your bed randomly. Believe it or not, they do check that as well. Take a deep breath, make some plans ahead of time to deep clean the bathroom and make your bed, and all will be well. 

Talk And Plan With Your Roommates

You are in this together, so why not plan to clean together? Divide and conquer; split up the workload and get everything ready for inspection at the same time so you don’t have to stress out when your advisor is knocking at your door. If for some reason your roommates are unwilling to work with you, let your advisor know ahead of time and get their support so that consequences don’t fall on your shoulders.

Get Supplies; Prepare For The Big Event

Don’t worry; the Center for Disease Control isn’t going to be at your doorstep anytime soon. You do have to pass certain sanitation requirements to keep your advisory staff happy though. Get the proper cleaning supplies for each area of your living space. For large carpet stains, using a device similar to commercial carpet cleaning machines might be the best way to take care of business. See what your advisor has available for use so that you don’t have to spend too much out of your own pocket to get the job done. Scrub, polish, and be proud of a job well done!

If You Have Contraband, Get Rid Of It!

If you have anything that is against your contract, you should probably have never gotten it or never signed the contract. However, it’s too late to go back in time, so you must get rid of it as soon as possible. Depending on what the contraband is, you may need to deep clean even more to get rid of the evidence of your violation of contract. For example, if you aren’t allowed to have pets but have had a dog for the past few months, it’s going to take some time and effort to get rid of all the dog hair and the dog smell. For future contracts, make sure you follow them exactly.

Once It’s Clean, Keep It That Way

Why do a marathon cleaning session once per semester if you can keep it tidy by picking up after yourself on a regular basis? Make cleaning a regular occurrence, and you’ll save yourself valuable time and energy when periodic inspections come around again. From time to time, advisors are asked to do spontaneous dorm room checks to ensure that students are living in compliance with campus and school law. Keep your affairs in order, and you’ll never be caught in a situation where you have to explain your personal habits or cleanliness to other school staff members.

Your dorm is your home for the length of your tenure at school, and like it or not, it does reflect on you and the kind of person that you are. You are setting up valuable habits for the future care of a home and possessions; maintaining a tidy space now will ensure your success with bigger responsibilities later on. 

Grab your gloves, get your brush, and start scrubbing! Celebrate your unique space, and know that you are learning a lot in the process of being accountable to others and keeping a clean environment for everyone.

BIO: Brett Clawson has a degree in Business Management and has started a couple of small businesses. When he’s not focusing his time on those, he spends time with his wife and two sons. His oldest son has entered the wonderful realm of college, and he now enjoys sharing tips that he and his son have found essential for college life.

Adulting Uncategorized

Why You Need College Renters Insurance

July 13, 2020

As you start to prepare for the new semester, there is always something new around the corner that you forgot to think about when heading off to college. Did you pack enough clothes? Do you have your laptop and smartphone? Shower caddy? Dorm bedding?

These might make the top of your move-in list, but don’t forget to add renters insurance! GradGuard makes getting renters insurance easy and eliminates the hassle of understanding your policy or wondering if something is covered.

Our policy perks include:

  • Worldwide personal property coverage
  • Protection against the theft of electronics
  • Replacement cost value
  • Low deductibles
  • No credit score or cosigner required when purchasing

Not only do we protect your stuff, but we protect the residence you are living at with our liability coverage. Ever set off a sprinkler system in your residence hall? We sure hope not! But if in the event it happens, we are there to protect you.

Watch the video below to see why renters insurance is important for college students:

You can learn more about the protection we offer by visiting our website. Remember, we sell policies for both on-campus and off-campus housing; so even if you aren’t living in the dorms this year, be sure you take us with you.

Safety Uncategorized

Top 3 Reasons College Tuition Insurance Is a Smart Decision

July 13, 2020

When college families and their students are discussing college, the topic of money always comes up in the conversation. For good reason too! Did you know that the combination of tuition, fees, and room and board charges average between $20,000-$50,000 a year?

For many college families, the expense of a higher education is one of the largest investments they will make. Since there is so much money at stake, we suggest that college parents make a plan in case their student is forced to withdraw from school due to severe injury or illness. Of course, if you are one of the few families out there that can afford to lose your large investment, then tuition insurance may not be necessarily needed for you.

However, for most of the twenty million college students and their families, the financial loss of an entire college semester is a burden big enough to break the bank. As a result, college families are smart to consider the purchase of tuition insurance prior to the start of the school semester.

3 Reasons Tuition Insurance is a Smart Decision

  1. If you can’t afford to lose the tuition paid for a semester at school – Tuition insurance can provide up to 100% refund of your expenses in the instance that a student gets severely ill or injured and needs to completely withdraw from the university due to a covered reason.
  2. If your school does not provide a 100% refund – Do you know what your school’s refund policy is? A majority of school refund policies do not extend beyond the fifth week of the semester, and many don’t refund the full cost after the first week of classes. Be sure to check with your school to see what their refund policy is so you can see how much of your money is at risk.
  3. If you have additional academic expenses – Even if the school does provide you with a 100% refund for tuition, most schools do not refund academic fees or student housing. Many tuition insurance plans can provide coverage for academic fees and student housing in addition to tuition.

Student health incidents like illnesses, accidents, and mental health conditions happen frequently, even to young and healthy college students. The good news is that college families can protect their investment by purchasing tuition insurance! Visit our website at www.gradguard.com/tuition to see the plans available on your campus!

Health Uncategorized

How Being Eco-Friendly at College Can Save You Money

July 10, 2020

Embracing a greener lifestyle is a great way to improve your carbon footprint and help leave a positive impact on the world. But did you know that it can actually save you money, too? Here are some easy ways you can benefit financially from a more eco-friendly college experience

Avoid Single-Use Anything

If you haven’t already, it’s time to ditch the plastic water bottles and to-go coffee cups and opt for a more sustainable option. Every single minute, the world uses one million plastic water bottles, so do what you can to help cut back on that. Take it a step further with reusable grocery bags and avoiding disposable utensils.

Temperature Control

One of your sneakiest expenses can be hiding in your utility bills. Bouncing back and forth between temperatures can be costly, as well as bad for the environment. During warmer months, you’ll probably be tempted to crank the AC in order to stay cool. Instead of turning down the thermostat, you can keep your room cool without using as much energy by getting blackout curtains. You should also make sure that you’re only turning the light when you’re in the room and need it on. Check your air vents, or talk to your landlord or property manager, to make sure they don’t have any dust or debris buildup that could hinder your home’s cooling efficiency. 

Go Digital

Instead of taking notes on paper, try using your laptop or tablet instead. Not only will this save paper, but you’ll be spending less on notebooks and pens. You can even voice record your lectures and listen to them later on. 

Change Your Commute

Consider riding your bike to work. Not only will you incorporate a fun workout into your day, but you’ll also be helping to relieve stress. It can also help you save money on transportation expenses like gas and auto maintenance. If a bike ride doesn’t work for you, look into other options like carpooling or taking public transportation.

Re-think Your Textbooks

Tired of expensive textbooks that you’ll never use beyond that one course? Look into used book options! Many websites and local bookstores offer buy-back programs on previously-used books. Not only will this help you save money in the beginning, but it also gives you the potential to earn money back once you’re done with it. Another great option is to use digital versions of textbooks. Oftentimes you can buy downloadable copies right from the publisher, for pennies on the dollar of what the paper textbook would cost. An added perk? Many of these include updated annotations or dictation, so you can better follow and understand the content as you go. 

Get Thrifty

Why pay full price on anything when you can get great items for a fraction of the cost? Whether you’re looking for a quirky piece of furniture or new clothing, you can find just about anything in thrift stores if you look hard enough. 

Turn it Off

Turning off or unplugging electronics that you’re no longer using is one of the easiest ways to curb your use of power. Hit the lights when you leave a room, and unplug chargers when you’re done using them. Then take it one step further and cut back on your water usage while you shower, brush your teeth, or do the dishes.

Working towards a greener lifestyle doesn’t have to be an overnight thing. It’s a process, and it’s okay to take as much time as you need to ease into it. Making small changes through the day can lead to lasting effects down the line that your planet, and wallet, will thank you for. 

Health Uncategorized

How To Incorporate Meditation Into Your Routine

July 2, 2020

Meditation is a great tool that allows students to destress and integrate moments of stillness into their everyday routines. It may feel intimidating to start a meditation practice, but you do not need to meditate for long periods of time or have a completely blank mind to be meditating correctly. Meditation can become a part of your day in subtle ways that will make a big difference. Here are some examples of ways you can integrate meditation into your daily routine. 

  1. Meditation Apps

If you have an interest in meditation you have likely heard of apps such as Headspace and Calm. These apps provide both short and longer meditations that will meet you where you are comfortable. Guided meditation is used by both new and seasoned meditators. It can be helpful to be guided through the process of meditation to maximize the time you are setting aside. 

  1. Enjoy your food

Mediation is not all about breathing. You are able to find mindfulness when setting aside time to be present and engage your senses. The time you spend eating can be utilized to create a moment of stillness in your routine. If you set aside a moment to eat one of your meals alone without any distractions you can more fully focus on the taste of what you are eating. 

  1. Take time to breathe during your chores

As a busy student, you may not have time to set aside time for meditation. A lack of time does not have to stop you from starting a meditation practice. You can meditate in simple ways like when you are walking to your next class, when you are doing the dishes, or even brushing your teeth. As long as you are being mindful of your task, there are so many possibilities for moments of meditation.

  1. Listen to music

Music can have a great impact on your state of mind. It can be valuable to take time to listen to soothing music and calm yourself. If you are feeling anxious over an upcoming exam or any other troubles, listening to music can quickly help to regulate your mood. 

  1. Mindful exercise 

Exercise is a great way to put aside time to center yourself and get in touch with your body and mind. Yoga is one form of exercise that emphasizes focusing on breath and stillness. Other forms of exercise such as strength training and cardio also include a focus on the breath and your body’s movement. You can also see what fitness resources are available at your school. There are also many virtual workouts available for free on apps such as Nike Training Club and on youtube. 

Meditation does not need to feel unattainable. You do not need to go all-in and meditate for 30 minutes away in total silence. Small moments of mindfulness add up and can improve your overall well being. Life as a student can be overwhelming so it is important to know the best ways for you to take care of yourself both physically and mentally. 

Adulting Uncategorized

Pets on Campus: 3 Rules for Keeping Pets at College

July 1, 2020

For young adults living alone for the first time, college can feel like the perfect time to finally adopt that lizard they weren’t allowed to have growing up; for those who grew up with animals, missing the family dog might feel like a black hole that desperately needs filling. Keeping a pet at college can be wonderful for both the owner, who’s gained a cute friend guaranteed not to copy their physics homework and the pet, who can enjoy companionship and a loving home. In any instance, before getting a pet you need to check with your residence and understand their pet policies. Assuming they do, college living also presents unique logistical challenges that students should take into account before adopting a furry, scaly, or feathery friend.  

  1. Respect your roommates. Since most college students live with other people, sharing a room, apartment, or house, they should take those other people into account when adopting a pet, and take their pet into account when searching for roommates. Dogs and cats, who roam the whole house or apartment and interact with all occupants, absolutely need the buy-in of all roommates if they’re going to enter a living space. Enclosure pets that stay in the owner’s room, like hamsters, lizards, or fish, only need enthusiastic buy-in from the folks living in said room, but everyone in the house should be aware of the animal – especially one that might sneak out of their cage and into other living areas. By making sure their roommates are ok with their pets before they move in, students will both protect their relationship with their roommates and ensure they’re living in an environment that’s good for their animal.     
  2. Respect your limits. College students are often busy, strapped for cash, and uncertain of their future, and pets, for all that they bring joy and companionship into someone’s life, can exacerbate these things. Students looking to get a pet should consider their own limits – on time, funds, travel, living space – before adopting a pet. Even seemingly low-maintenance pets, like cats or gerbils, can be expensive to provide for and have a need for attention and emotional energy from their owners. Animals are wonderful companions, but they’re also a responsibility, and college students should know how many things a pet could add to their already lengthy to-do list before adopting. 
  3. Respect your pet. This is the most important rule of pet ownership, in college or anywhere. While it’s understandable that college students experiencing independence for the first time might be desperate for an animal companion, the college lifestyle is not always good for an animal. For example, busy people living in small apartments should not adopt puppies who need attention all day and room to run – no matter how many cute girls walking said puppy attracts. Nor should people who move at least once a year invest in keeping chickens. The most important thing a prospective pet owner should consider is whether they are in a place to properly care for their pet – not just love, but care for. College students may love their dogs, but if they don’t have time to walk them every day, they’re not able to care for them. It’s a key distinction, and anyone looking to adopt a pet needs to be honest with themselves about their answer. 

Keeping a pet in college can be both incredibly rewarding and incredibly difficult. Of course, those struggling with the logistical challenges of pet ownership shouldn’t resign themselves to a life without animal companionship; some colleges bring “stress animals” to campus to help students relax during exams, and any town will need pet sitters and animal shelter volunteers. Everyone has room for animals in their life, if not their apartment. 

Health Uncategorized

These four common medical conditions affect thousands of college students

June 26, 2020
Student medical conditions on the rise

The Coronavirus pandemic has forced millions of college students across the country to adjust to online-only learning. Although the virus has disrupted classroom instruction, the reality is that every year, ordinary medical conditions lead to students leaving school and losing money. And we’re not talking about having the common cold, or making a trip to the on-campus health clinic. These medical conditions are proving to have a major impact on students nationwide.

The 2019 National Student Health Assessment from the American College Health Association data reveals some of the risks that college students and their families face today. As we all adjust in the time of COVID-19, you can see the common illnesses that have a big impact on students. The assessment surveyed more than 30,000 students across 58 different schools.

Common illnesses have a big impact on college completion

The most commonly reported illnesses that had an impact on completing a degree include concussion, mononucleosis (mono), pneumonia, and flu or flu-like illnesses.

student health conditions and academic progress

During a normal semester, most schools provide a pro-rated refund through the fifth week of classes, according to a national study from Dec. 2019. This same study reports that 70 percent of schools have reported a growth in student medical withdrawals.

The ACHA assessment confirms the scale and impact of health conditions on college completion is real. The calculations are based on a total of 8.16 million full-time undergraduate students attending four-year non-profit institutions. 

These four conditions that students report delayed their academic progress are estimated to have cost students and schools more than $1 billion annually! And that’s from preventable financial losses.

Health conditions may lead to an unexpected withdrawal

The ACHA data reveals other student health conditions that may also disrupt an academic term or lead to an unexpected student withdrawal. Nearly a quarter of students reported experiencing anxiety, followed by just under 20 percent reporting depression. Celiac disease, PTSD, eating disorders and bipolar disorder followed. 

If you’re experiencing one of these health conditions while in college, you should know that that there are resources to help you get back on track to complete your education. GradGuard’s Tuition Insurance can provide refunds for tuition and academic fees if you unexpectedly need to leave school for a covered reason.