Browsing Tag

college fire safety

Other Safety

Students Remain Vulnerable to Losses from Campus Fires & Crime

August 20, 2019

Growth in campus fires and crimes confirm the value of renters insurance for college students.

More than 3 million college students are preparing to move into on-campus student housing and dorms.  While living on campus is proven to help promote greater college completion, students are often living independently for the first time and are vulnerable to unique risks. 

According to an analysis of nearly a decade of Clery Act reports on Campus Safety of more than 6,000 colleges and universities, annually there are more than 37,000 crime and safety incidents on college campuses. Further, there are 1,726 fires reported within on-campus student housing.

With so much money at stake, John Fees, co-founder of GradGuard, “suggests that college students and families make-aplan in case your student’s property is damaged by a fire or water damage or if they are found responsible for unintentional damages they may cause.”

The Top 3 Reasons GradGuard’s Renters Insurance is a Smart Decision for College Students:

  1. If you can’t afford to replace your backpack, bicycle or computer. – Renters insurance can replace your stolen or damaged property.  Renters insurance can cover those costs and help you get back to classes, without the added stress of a financial loss.
  2. If your school does not replace stolen or damaged property. – In a 2017 survey of student housing leaders, 98% of schools report that they do not replace stolen or damaged student property. Be sure to check with your school to see what their policy is and how much money is at risk. 
  3. If you can’t afford to pay for damages you cause. True renters insurance includes personal liability protection and can help pay for unintentional damages when a student cannot.

GradGuard’s renters insurance policy is designed for college students living either on or off-campus.    GradGuard’s renters insurance contains an exclusive student endorsement that provides affordable coverage ideal for college life and provides both personal property and liability protection:

  • Worldwide property coverage (for study abroad or mid-term trips);
  • Aa low-deductible starting at $100;
  • Replacement cost coverage. 

According to Fees, ‘For about 50-cents a day, students can protect their students’ belongings against losses, making renters insurance a must-have consideration for college families. In fact, 84% of state insurance commissioners recommend students obtain renters insurance. Whether you are living on or off-campus,  college students and their families are smart to consider purchasing renters insurance before the start of school.”

Other Student Life

What to Ask Your Renters Insurance Agent

Being an adult can mean so many different things; first, you have to do your own laundry, second make your own coffee, and third purchase your own renters insurance policy. This can honestly be super daunting to those who still have issues making their…

November 15, 2018
Other Transition

5 Reasons to Have College Renters Insurance

Think of all your personal belongings in your dorm room or apartment, and then try to imagine how much it would cost you to replace them. Is the number in your head a little intimidating? Well, if you have renters insurance, you might not…

November 8, 2018
Other Safety

Better Safe Than Sorry!

Now that you’re all on your own in college, without any adult supervision from your parents, it’s best to take whatever steps necessary to stay safe and protect yourself from dangerous situations that could occur at any time of the day. One key thing…

August 24, 2018
Dorm Room Decor
Other Student Life

Take Advantage of Residence Life

Many students overlook a variety of opportunities and events that their resident life department has to offer. Often, residence life staff and neighbors can become a student's first home for support and assistance. …

September 25, 2017
Fire Safety Tips for Study Abroad
Other Safety

Fire Safety Tips for Students Studying Abroad

Studying abroad is a very exciting time for most students, and more and more college students are taking advantage of this opportunity. In 2012, approximately 280,000 US students studied abroad according to the Institute of International Education. While studying internationally is a great experience…

November 6, 2013
Everything You Need to Know for Campus Fire Safety Month
Other Safety

Everything You Need to Know for Campus Fire Safety Month

We’ve compiled it all on our Pinterest board so it’s easy for you to learn about fire safety in college. Are you prepared in the case of a fire? (function(d){ var f = d.getElementsByTagName(‘SCRIPT’)[0], p = d.createElement(‘SCRIPT’); p.type = ‘text/javascript’; p.async = true; p.src…

September 26, 2013
Five College Fire Safety Facts You May Not Know
Other Safety

5 College Fire Safety Facts You May Not Know

  In honor of Campus Fire Safety Month, we hope to help inform and empower students and your families about fire safety and the ways you can help better protect your living space. With so much going on at school, between classes, exams and…

September 20, 2013