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apartments

Adulting Student Life Transition

7 Tips For Living in Your First Off Campus Apartment

November 4, 2020

Making the transition from living on-campus to a nearby apartment brings many responsibilities. While it comes with more independence, it’s worth knowing if your complex is catered to students like yourself, or not. You can have friends over without worrying about dorm hours, or have the freedom to stay in your college town during the holidays or summer when the dorms are closed. However, you need to make sure you take proper responsibilities like paying your bills on time and sticking to your budget so you can enjoy your new apartment lifestyle.

Here are some tips for living in your first off campus apartment:

Have Everything in a Written Contract

When you live in your first off-campus apartment, it’ll most likely be your first opportunity to understand the importance of having everything in a written contract, and before signing it, you should read it through entirely. It also doesn’t hurt to have a parent or another adult read it through too since they most likely have more experience with renting. If you were promised something when you toured the facility or saw something in an advertisement, like a rent adjustment, you need to be certain that it is well-documented in the rent contract. And of course, don’t forget renters insurance.

Keep a Consistent Cleaning Schedule

Living in your first off-campus apartment means that you’re in charge of cleaning it. Whether you live alone or have roommates, you need to make a cleaning schedule and be consistent about making it happen. You don’t have to vacuum every day, but you should make a habit of wiping the kitchen and bathroom counters, taking out the trash, cleaning out the fridge regularly.

Pay All of Your Bills On Time

It might not seem like much, but paying your bills late will affect your credit score and result in late fees. To avoid having late bills, you can set auto-draft payments or simply write bill due dates on a calendar. If you’re collecting money from your roommates to pay the bills, you should start collecting at least a week before the money is due to make sure you have it on time.

Always Lock Your Doors

It’s easy to think that nothing will ever happen especially in your college town, but you should always lock your apartment door even if you’ll just be gone a few minutes. This includes running to your car really quickly or taking out the trash. If you’re uncomfortable with someone in your apartment, such as roommates or guests, you should lock your bedroom door when you aren’t home.

Think Carefully About Your Roommates

If you have roommates, you need to think long and hard about who you choose to live with. Will they be respectful of the complex’s rules? Will they be quiet if you need to study? Will they help clean up in the kitchen? Will they pay their part on time? These are all just a few of the questions you need to think about before agreeing to be roommates with someone. Just because they’re your close friend doesn’t mean they would make an ideal roommate. If you’re going the random roommate route, make sure to vet them thoroughly. Your complex may also have a roommate matching program to find you someone with similar qualities. Make sure you and your roommates each have your own renters insurance policy.

Create a Budget

Now that you’re living off-campus, you’ll be responsible for more expenses, and they can add up quickly. On top of rent and utilities, you need to create a budget for items such as groceries, entertainment, transportation (gas, bus card, subway pass, etc.), and clothing, and stick to it! You need to budget for the entire semester so you aren’t stuck eating sandwiches for the last 3 months of the semester because you spent all of your money the first month. Look into using a budgeting app to simplify the process.

Feel Free to Decorate

The apartment won’t feel like yours without a few personal decorations. Simple decorations like a team banner, throw pillows, picture frames, or movie posters will go a long way in making the place feel like your very own. Since this is your first off-campus apartment, you probably want make sure it feels like your own place, and bringing in decor items that show your personality will help.

Living in your first off-campus apartment is an exciting time full of new adventures! But don’t let the new found freedom get in the way of staying on top of the responsibilities that come along with it. Stick to these tips and you’ll be sure to be successful.

Other Transition

5 Budget Tips for Decorating Your First Home or Apartment

November 21, 2019

Whether you’re moving into off-campus housing during college or settling into a new place post-graduation, the independence of living in your own space is exciting! Turning a new house or apartment into a home is one of the many tasks to complete once you move in. However, decorating can be costly, especially if you’re strapped for cash. Here are some decorating tips that are not only budget-friendly but will enhance your new home. 

Dual-Storage

Directly following your move, finding the time to unpack can be difficult. Figuring out where everything should go is often challenging, and you need time to rearrange furniture and items to find their ideal place. Utilizing household storage containers that are also dual-purpose furniture will go a long way in consolidating and decorating at the same time. With the functionality of keeping things orderly and put away, you can also use something like this for a side table, stacked shelf, or even a seat when sitting room is tight. 

Thrifting

Thrifting for clothes is fun and cost-effective, but have you ever looked at the furniture section of your local thrift store? You’d be surprised at the amount of couches, armchairs, and coffee tables that are available for a fraction of the price as opposed to a regular furniture shop. Most thrift stores will check to ensure that items are in good condition to sell, but you’ll be able to test it for yourself when you’re there. 

Inexpensive Accessories

There are lots of accents that are economical that will enhance your home. Colorful pillows will stand out against a couch, or a soft throw blanket draped over the back of an armchair will provide texture in the room. Pieces with different materials such as these will give visual depth, and will also add to the space instead of making it feel flat. Color coordinating your accents will make your area feel complete, drawing the eye around the room!

DIY/Repurpose

DIY is a popular trend- as it should be! Finding new ways to reuse items can save money and expand your creativity. Look through every room and see where you can find inspiration to repurpose items. One cool project is making potted plants in tea tin containers that have magnets to be able to hang on your fridge, or glass jars that can double as makeup brush holders. For wooden furniture items, refurbishing them with peel-and-stick wallpaper can be a mess-free way to add a patterned design without having to paint!

Moving into your new home is fun, but having to worry about pricey decor items isn’t. With these tips, your space can be upgraded easily and effectively. Let us know some other budget decoration ideas you’ve used in your own place!

Other Transition

Top 5 Things to Buy for Your First Apartment After Graduation

June 13, 2019

Sure, you had a bunch of stuff to take home from your college residence after graduation. But now that it’s been a couple months and you’re getting ready to rent a place of your own, things are starting to look a little drab and that stain from when your roommate spilled their dinner on your rug isn’t going to go away.

Whether you’re starting your first job or pursuing another degree, college graduation is an important life transition that should be treated and celebrated as such. Reward yourself for all of your hard work and start accumulating a collection of adult-worthy home goods with the top five things to buy for your first apartment after graduation.

New Sofa

Your college sofa probably won’t withstand the test of time. Not to mention all of the dust, bacteria and other random substances that have built up. Just think about all of the people you have entertained, allowed to sleep on or all the meals you have devoured on that couch.

It’s definitely time for an upgrade; not only for your newly developed value in the home but also for sanitary reasons. Keep things affordable by looking for a sofa from a discount furniture store.

A/C Unit

Sometimes, apartment rentals don’t always come with optimal air conditioning. Don’t endure the heat this upcoming summer as it could have negative impacts on your sleep patterns, in turn affecting your career or school performance. Consider browsing popular second-hand sites or even Facebook marketplace for A/C units that are much cheaper than store-bought options yet are still completely functional.

Office Desk

Having a dedicated workspace is vital no matter what path you take after graduation. Resist the urge to get things done from the comfort of your bed especially if you end up working remotely.

Instead, purchase an effective office desk where you can increase your productivity one assignment at a time. Explore styles that offer different amenities, like drawers or shelving to accommodate still useful college textbooks or reading materials.

Smart TV

With all of the popular new technology being rolled out, there’s a huge selection to choose from. Smart TVs come with all sorts of functions to integrate any interests you may have. Although 24-hour streaming binges of the latest and greatest show aren’t usually recommended during the week, there’s also the opportunity to bump some Beethoven for an amazing study or work session.

A Nice Frame

Finally, invest in a nice frame to hold your college diploma and display it proudly! You worked hard for this achievement and it’s time to show it off. If your diploma doesn’t always remind you of this impressive undertaking, your student loan payments certainly will.

For more tips on student life, paying for college and life after college, check out the GradGuard blog. And, of course, remember to get renters insurance for your new apartment! GradGuard offers coverage for students even after they graduate. Visit our website for a quote for your new apartment today!