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Student Life Uncategorized

How to Find Your Perfect Study Spot

August 15, 2019

As a college student, it is important to figure out how to effectively study. This is a crucial aspect of finding success in college. There are many options for places to study on and off-campus and it is helpful to figure out what works best for you. Here are some options to consider when looking for your perfect study spot:

The Library

This is a classic option for students who are seeking a quiet place to study. Your school’s library may contain different areas for those who prefer different levels of silence. The library may also have different resources such as tutoring and study rooms available to students. This is a great option for many students but is far from the only place on campus to study.

The Student Union

This is a great option for students who are looking for a more lively place to study. If you prefer more background noise this may be the place for you. If you go to your student union, there will most likely be many tables, chairs, and couches for you to study at. Your student union likely gets very busy, so you may have to figure out the best time for you to go. One downside to this study spot is that it may be distracting if you run into lots of people that you know and are easily caught up in conversation. 

Your Dorm Room

This spot can be a hit or miss depending on your situation. If you have a roommate this may not be the best option. It can also be an issue if you are studying on your bed and not a desk as you may be more prone to falling asleep. If you desire privacy when studying this may be a good choice. This may also be a good option on days when you are feeling sick or don’t have the energy to leave your dorm. 

A Local Coffee Shop

A coffee shop is a great choice for students who have a desire to study somewhere off-campus. Depending on your location, there may be many choices near campus. It can be fun to explore your area and hunt for the best local coffee shops. Many students find it helpful to go off campus to study in order to better concentrate and find motivation.

Outside

When the weather is nice, it could be a great change of pace to study amongst nature. Find some friends and scope out a nice patch of grass on campus or travel to a local park to soak up some sun. Be careful when studying outside because although it may be a good option for some it could be distracting for others. 

Throughout the semester, it could be helpful to try out different locations to figure out what works best for you before finals season begins. There are many options that extend beyond this list that may be available to you depending on your college. Have a fun time testing out different study spots and studying strategies

Check out GradGuard for more information on how to make the most out of your college experience and follow us on social media @gradguard to stay up to date on new information.

Career Uncategorized

Top 5 Ways to Save Money After College

August 12, 2019

There are 3.6 million college graduates living in poverty, and that is to be expected given factors such as student loans and other college-related debt along with the difficulties one might experience when obtaining a job in their field or the starting wages at these jobs.

Creating a Budget

You likely hear this all the time, but creating a budget is the first step to saving money, especially as you start paying back student loans or other debts. Right now you’re probably getting notifications that you need to start paying off your loans, having to move out of student housing, and basically this whole being-an-adult-thing is about to get a lot harder!

You can do this though! And the first step is creating that budget. It doesn’t need to be fancy. You can even use a free template on Excel or Google Docs. Make sure to carefully document all sources of income and all expenses, even the ones you might want to ignore. If you’re not sure where to start on paying your student loan debt, there are great calculators and resources available.

Saving $$$ on Food

Don’t worry, you don’t have to eat ramen the rest of your life — although there are some fun ways to spice up that cost-effective meal! But a good chunk of your expenses may be coming from food. Apps like Mint actually track how you spend your money and you might be surprised to see how often you eat out or how much those “treat yourself” items at the grocery store are costing you. A great way to avoid those last-minute splurges is making yourself a meal plan with a shopping list, allowing yourself only one spur-of-the-moment item.

Meal planning isn’t just for being healthy, although that can be a great perk, it’s great for time management and budgeting. Simple, cheap meal plans will help you save without living off rice, beans, and ramen!

Cut Back on Utility Bills

A lot of us may have had the luxury of free or discounted internet and TV while living in student housing, but now that we’ve graduated, we’re having to deal with these bills on our own. A great way to cut down bills is to really examine what you need: Do you really watch cable or do you watch Netflix or Hulu? You might even be able to cut down on your internet speeds. An internet connection with 5mbps, though not ideal, is enough to stream and browse the internet.

Getting Married? Don’t Worry!

And then there’s the biggest expense of all—marriage! If you’re one of those ‘lucky’ ones about to make the big commitment dive into marriage, you’re probably stressed about a long list of expenses ranging from booking a venue, the cost of a wedding dress, and all the things that come after. What if you don’t get the things you need most on your registry? And if you’re the one getting to propose, you might be worried about the cost of a ring. The good news is, it doesn’t have to be that complicated!

There is even a list of venues that won’t cost an arm and a leg. And if you’re still looking for that special ring you might consider an eternity band that offers special financing and a wide array of options for various budgets.

Creating Long-Term Goals and Building Credit

Two of the most important things to consider after graduating from college are your long-term goals and how you’re going to obtain them. One of the biggest factors for obtaining our long-term goals (such as buying a house) is building your credit. There are important factors to pay attention to when building your credit, such as staying on top of your student loan payments, credit card usage, and ways to avoid negative marks are your credit. There are also options for credit repair if you’re already suffering from negative items on your credit report.

Whatever your goals may be, there are many paths to take, even when you’re fresh out of college and still sorting everything out. If you start saving now and planning for those special life plans, there’s nothing you can’t achieve! 

 For more tips on being smart with your money, check out more of our blogs and follow us on social media!

BIO: Brett has a degree in Business Management and has started a couple of small businesses. When he’s not focusing his time on those, he spends time with his wife and two sons. His oldest son has entered the wonderful realm of college, and he now enjoys sharing tips that he and his son have found essential for college life.

Career Uncategorized

How to Get the Most Out of Your School’s Career Fair

August 9, 2019

With undergraduates and graduates returning back to school, career fairs will start to occur at numerous universities and colleges. Whether you’re a freshman, a senior or a graduate student, career fairs are the perfect opportunity to help find yourself the right internship and/or job. As every student likely wants to make the best impression possible, here are some tips on how to do just that. 

Dress the Part

The first and most important thing when attending a career fair is to look presentable while there. If you’re dressed nicely, put together and professionally, companies will take notice. The same will go if you’re dressed down and wearing sweatpants or any unprofessional clothing. If you look like you don’t care, prospective employers will think just that. By no means do you have to wear your finest clothing, but putting together a nice outfit can only help when attending a career fair. If the career fair is happening during your classes, dress ahead of time so you can just pop over to the career fair once you’re finished with classes for the day or have a break in between. Along with making sure you have the right outfit, you’ll also want to have the right beauty look to go with it. By no means should you go heavy on the makeup. When in a professional setting, many find that less is more. Applying an everyday beauty look to go along with your outfit will make you feel as confident as ever. If your hair is in need of a refresh before the career fair, use a hair mask or revive with a high-quality hair color that will give you head-turning locks.

Be Open to Every Company That’s There

While you may have a field of interest in mind of what you’d like your career to be in, it’s most beneficial to be open to all the opportunities presented to you at a career fair. Whether it’s finance, marketing, engineering, etc., the kinds of jobs available are endless. Even if you see a table that may not be in your exact area of expertise, stop by to check it out anyway and see what kind of opportunities are available. You never know what you might come across or what might pique your interest. 

Be Prepared 

When attending a career fair, it’s only natural to engage in conversation with any table you approach. In order to make sure you make the best impression possible, it’s helpful to be prepared ahead of time. Not only do you want to make sure you have a handful of copies of your perfected resume but you also want to make sure you’re prepared to answer any questions that may come your way and have perfected your elevator pitch, otherwise known as your career pitch. “What kind of past work experience do you have?”, “Why would you want to work for a company like this?”, and “Are you interested in relocating?” are only some of the questions that will likely be asked at a career fair. Having prepared answers and a career pitch stating some of your biggest strengths will only help and show your potential employer that you’ve thought seriously about your future. 

Follow-Up 

Following-up is one of the most important and often most forgotten things to do after attending a career fair. Following-up with recruiters or the companies you’re interested in is an amazing way to show your professionalism, your interest and to ensure they keep you in mind for any future openings. After each table you attend, make sure you get contact info in the form of a business card, phone number or email of the company and/or direct recruiter as this will make following-up incredibly easy. Sending a note or an email thanking them for the time they spent talking to you will be much appreciated and will give you an edge that will be hard for others to beat. 

For more tips on entering the workforce check out more of our blog posts and follow us on social media!

Health Uncategorized

What would happen if your college student unexpectedly needs to withdraw from college?

August 7, 2019

GradGuard’s tuition insurance provides a refund when schools don’t.

Nationwide, college families are busy preparing to pay their final tuition bill before arriving on campus.  Among the many questions, families of college-bound students are smart to ask is – What will happen to my tuition payment if my child must withdraw from college?

According to John Fees, co-founder of GradGuard™, a leading authority in helping students and their families protect their investment in higher education for over a decade, “The thousands of dollars students and families are paying for college are at risk. As a result, it is a smart move for anyone paying tuition to understand their school’s refund policy and to consider protecting their investment with tuition insurance.”

In fact, a survey of university bursars and health administrators confirmed the vast majority of colleges and universities (about 84%) do not provide a complete refund should a student withdraw after the first few weeks of school.  Many schools may refund a portion of tuition through the first few weeks of school, but you can safely assume tuition will likely not be refunded after the 5th week of classes and academic fees are usually not eligible for a refund.

This risk can often surprise college parents. In fact, according to a 2018 College Parents of America survey, only 24% of parents surveyed indicated that the college refund policy was disclosed to them during the enrollment process.

Families are often aware that their college student may be vulnerable to the stress of college life. The National College Health Assessment produced by the American College Health Association demonstrates growth in chronic illnesses and rapid growth in serious mental health incidents during the past five years.

It is important for families to note that student health incidents force thousands of students to withdraw from classes annually without the ability to recover the thousands of dollars paid for classes and housing.

The Top Three Reasons GradGuard’s Tuition Insurance Is A Smart Decision:

  • If the school does not provide a 100% refund  – Do you know your school’s refund policy? A majority of school refund policies do not extend beyond the fifth week of school, and many don’t refund the full cost of tuition after the start of classes.  
  • If the student has more than $1,000 of academic expenses – Even if the school provides a 100% refund for tuition, most do not refund academic fees or student housing costs. Many tuition insurance plans provide coverage not only for tuition but also for expenses related to academic fees and student housing.
  • If the student or family is taking out a student loan – Student (and parent) loans must be repaid even if a student must take a medical withdrawal. Tuition insurance can be used to repay the balance of these loans or help pay for the next term when the student is healthy enough to return to school.

“With so much money at stake, it is vital that families develop a plan in case their student has to withdraw from school due to a serious illness or injury,” said Mr.  Fees. “No matter where a student attends college, families deserve the opportunity to protect their investment in higher education and nearly all students will benefit from securing a minimum level of coverage. Just remember tuition insurance must be purchased before school starts.”

The good news is that college families can easily protect their investment by purchasing tuition insurance through GradGuard.

Transition Uncategorized

84% of State Insurance Commissioners Recommend College Students Consider Renters Insurance

July 31, 2019

Over the last decade that GradGuard has worked to protect college students and their families, we’ve tracked the guidance that state insurance commissioners provide regarding the value of renters insurance.

Starting in 2013, 28 insurance commissioners suggested college students consider renters insurance. In 2019, 42 insurance commissioners made such a recommendation. 

The 150% growth in recommendations is likely a result of the real financial losses students experience while living both on and off-campus. In fact, an analysis of campus safety and crime data provided by more than 6,000 schools Clery Act reports, reveals an average of more than 37,000 campus crime and safety incidents. Furthermore, on average 1,726 fires are reported in on-campus student housing.

States Recommended Renters Insurance
Alabama – AL Yes
Alaska – AK Yes
Arizona – AZ Yes
Arkansas – AR Yes
California – CA Yes
Colorado – CO Yes
Connecticut – CT Yes
Delaware – DE Yes
Florida – FL No
Georgia – GA Yes
Hawaii – HI No
Idaho – ID Yes
Illinois – IL Yes
Indiana – IN Yes
Iowa – IA Yes
Kansas – KS Yes
Kentucky – KY No
Louisiana – LA Yes
Maine – ME Yes
Maryland – MD Yes
Massachusetts – MA Yes
Michigan – MI Yes
Minnesota – MN Yes
Mississippi – MS Yes
Missouri – MO Yes
Montana – MT Yes
Nebraska – NE Yes
Nevada – NV No
New Hampshire – NH Yes
New Jersey – NJ Yes
New Mexico – NM Yes
New York – NY Yes
North Carolina – NC Yes
North Dakota – ND Yes
Ohio – OH Yes
Oklahoma – OK Yes
Oregon – OR Yes
Pennsylvania – PA Yes
Rhode Island – RI Yes
South Carolina – SC Yes
South Dakota – SD Yes
Tennessee – TN Yes
Texas – TX No
Utah – UT Yes
Vermont – VT No
Virginia – VA No
Washington – WA Yes
West Virginia – WV No
Wisconsin – WI Yes
Wyoming – WY Yes

The Top 3 Reasons Renters Insurance is a Smart Decision for College Students:

1.    If you can’t afford to replace your backpack, bicycle or computer – Renters insurance may be able to replace your stolen or damaged property.  Renters insurance can cover those costs and help you get back to classes, without the added stress of a financial loss.

2.    If your school does not replace stolen or damaged property  – In a 2017 survey of student housing leaders, 98% of schools report that they do not replace stolen or damaged student property. Be sure to check with your school to see what their policy is and how much it would cost for you to replace your property. 

3.    If you can’t afford to pay for damages you cause – True renter’s insurance includes personal liability protection and can help pay for unintentional damages when a student cannot.

Students can protect their belongings against losses for about 50 cents a day.

“That makes renters insurance a must-have consideration for college families,” John Fees, the co-founder of GradGuard said. “Whether you are living on or off-campus, college students and their families are smart to consider purchasing renters insurance before the start of school.”

This article was updated in July 2020

Health Uncategorized

How to Fulfill Your Dog Fix On-Campus

July 30, 2019

It can be difficult saying goodbye to your childhood dog when leaving for college. When you are moved into a dorm room you may feel a longing to spend time with a furry friend. As a college student, there are a few different ways that you can go about finding some canine companions on campus.

Hang out in outside common areas or a local park

Although you may not have a dog on campus, there are probably many students and professors on campus who do. If you spend time outside in common areas on campus, you are likely to see dogs being walked or playing with their owners. It is important to always ask the owner before petting the dog and to also make sure it is not a service animal. If you do not see many dogs on campus you can also check out a local park. 

Keep an ear out for any therapy dog events on campus

Many universities are now hosting programs where therapy dogs are brought in to help relieve stress around midterms and finals. Universities such as Kent State, Seattle University, Tufts University, and New York University hold events that provide students the chance to destress with therapy dogs. These programs have been successful and are becoming increasingly popular on college campuses. 

Volunteer at a local dog shelter

A great way to get your dog fix and also do some good is volunteering at your local dog shelter. Animal shelters are always looking for new volunteers and it’s likely that there is one near your campus. You can search for opportunities near you and check to see if your school provides opportunities to volunteer (you might even get class credit). 

Skype with your dog back home

This may seem a little silly, but Skype and Facetime are great ways to connect with family and friends so why not skype with your dog? Next time you are talking to your family, have them grab the dog and have a little face to face time with your favorite pooch. 

Dogs can bring so much joy to your day and there is no need to have a dogless college experience. If you are missing your dog back home, follow these tips from GradGuard to brighten your day and de-stress.

Career Uncategorized

5 Common Mistakes You Can Make at Your First Post-Grad Job

July 30, 2019

Being hired for your first post-grad job is an exciting life event. It’s also one that comes with apprehension, confusion, and a fear of making mistakes. This is all normal. Everyone messes up at least once, and chances are, you will, too. Fortunately, most people are willing to forgive mistakes and help newbies get situated. However, you also can do your part by actively trying to sidestep common blunders. Here are five mistakes people often make at their first post-grad job and ways to avoid them.

1. Not asking for help

It can be intimidating to enter a new workplace, especially one composed of long-time veterans who go about their days like clockwork, automatically knowing what needs to be done. While it’s understandable you’ll want to fit in as quickly as possible, it’s a bad idea to pretend you already know everything. It’s far better to ask for help right away if you don’t understand something or need further clarification. No one expects you to learn by osmosis.

2. Not researching a job before accepting

Many newbies to the workforce are so excited about landing a job that they forget to do their due diligence before saying yes. For instance, if a job offer is in a new city, you’ll want to carefully research the company before you accept it. And if you need to relocate, be sure you are moving to a city you can afford. You don’t want to end up in a circumstance where you’re set up for failure from the get-go.

3. Arriving late in the morning

Late arrivals are generally under your own control, so as “mistakes” go, they’re not as forgivable as some other blunders. While in social settings, being fashionably late can be seen as cool, at work it’s definitely not. Make an effort to be on time every day with these tips:

  • Get in a habit of getting out of bed at the same time every day.
  • Go to bed earlier if you can’t get up in the morning.
  • Avoid hitting the snooze button.
  • Set several alarms if you do tend to snooze or turn alarms off.

Make whatever changes you need to do to be punctual. While occasional lateness is usually forgivable, it’s not acceptable for most workplaces on a regular basis.

4. Including too many people on emails

Email is still a primary method of communication for most workplaces. People often start a chain of emails that includes dozens of recipients, sometimes more. Before joining the conversation, consider these rules of thumb:

  • Read messages carefully and determine if a response from you is warranted, or if the email is purely informational.
  • If a response is warranted, be brief and discriminating about your reply.
  • NEVER hit “reply all” — unless your response provides value to everyone, offers more information, or asks a relevant question.

Hitting “reply all” is a common mistake, sometimes even for seasoned professionals. But try to avoid this one because it’s an annoying time-waster that can earn you some ill will. No one wants their inboxes filled up with “OK, got it” or “thanks for the information” types of responses.

5. Losing your work

It’s upsetting to discover your work has gone *poof!* after spending hours on a project or document. Don’t make the rookie mistake of losing your work. Instead, make the use of cloud computing software a routine part of your day. Navigating cloud technology is also a good skill set to add to your professional toolbox.

At the end of the workday, it’s a given that everyone makes mistakes. The best thing to do is own them and do whatever you can to rectify them. If you hide your mistakes or fail to own up to them — rather than fix them — people eventually catch on and lose respect for you. It’s wiser to accept that it’s OK to screw up sometimes rather than beat yourself up. Try to learn from your slip-ups and discover ways to avoid mishaps in the future. 

Career Uncategorized

Gen Z is in the Building: What New Employees are Looking for in the Workplace

July 22, 2019

Born between 1996 and 2010, Gen Z is just starting the process of graduating and entering the workforce. While we’re well aware of what millennials value in the workplace, a whole new understanding of what Gen Z individuals want, and how they work, is imperative. Early research has shown that this generation appreciates a social, flexible yet professional work culture. If your company doesn’t plan to adjust its culture to prepare for these young professionals, you run the risk of losing out on their creative ideas and fresh insights. 

What can your company do to attract new Gen Z employees?

Implement Flexible Working Arrangements

Gen Z most craves the ability to work from anywhere and outside of traditional 9–5 hours. While they value hard work, friends, travel, and fitness are also very important to this group, so they often seek jobs that offer a healthy work-life balance. Gen Z feels that work shouldn’t get in the way of personal activities and don’t want to use their PTO for anything other than vacation, such as appointments.

To make it as easy as possible for your employees to find the work-life balance they want, consider adopting a remote or flexible work arrangement. This allows your workers to choose what hours they work and where they work them from. While this idea seems scary at first, remember that modified variations of this policy are possible. Also, modern technology allows your employees to get just as much work done from home as the office. As long as they have internet access, your workers can even communicate with customers by utilizing Voice over Internet Protocol phone systems. VoIP hosts phone signals through cloud servers, which means that your workers can connect with others through any device with internet access.

Provide Social Opportunities

Many young professionals rank having a social work environment as extremely important and specifically seek companies that provide it. These individuals, therefore, value office activities and social events that provide them with an opportunity to mingle with their coworkers. While this might seem like a way to invite distractions into your business, social environments actually encourage collaboration and communication, which can help your company work more efficiently.

Reports have shown that it’s important to Gen Z to bond with their coworkers. To help give them this social environment they so crave, provide an array of different events for coworkers to mingle. These events should include office-wide activities during work hours, mentoring programs, planning speaker series’ for young professionals, and hosting social and volunteer events. This way, employees with families or other obligations after-hours have many different opportunities to attend and be included.

Gen Z may already be in the building so to speak—especially when you’re looking to hire entry-level positions and/or interns—so the time to educate and prepare for them is now. Make the effort to learn what separates this incoming generation from their older counterparts and cater your company to be a place they want to be!

Check out more of our blogs about navigating the workforce and follow us on social media to stay up to date. GradGuard strives to make you feel protected throughout your college experience.

Health Uncategorized

4 Summer Activities to Help You Recharge

July 22, 2019

As a college student, you have undergone through stressful situations for the last several months dealing with assignments, term papers, thesis, and research papers. The increased academic work, coupled with continuous assessment tests has taken a toll on your body. An extended summer to refresh is just what is needed. If you are already wondering what to do, here are some exciting activities you can incorporate to destress. 

Cruise Vacations

Cruises are a great way to explore unique destinations while spending some time on the water. There are several cruise vacations to look into this summer, and you can choose the one that fits your tastes and preferences. Most of them move south from Florida heading to Puerto Rico and the Caribbean islands. Cruise vacations in Europe and Africa are an option as well. 

Volunteering

Volunteering is another option that allows you to refresh and see the world in another perspective. It is not all about spending hundreds of hours of accumulating knowledge. You need to get in touch with reality as well. You can volunteer in many ways, depending on your tastes and preferences and financial capacity as well. You may choose to spend some time with the seniors in the nearby senior facility and listen to their side of the stories. You can also choose to travel farther away from home and volunteer in environmental conservation strategies. 

Athletics

Physical fitness is a great summer activity. There are many opportunities to get involved with a sports team or another form of athletics. This allows you to exhaust yourself physically after a lengthy period of exhausting your mind and adding some pounds. Scientists indicate that there is a direct relationship between body fitness and critical thinking so you can be sure that you will return to college sharp and ready to solve those equations. 

African Game Drive

For hundreds of years, Africa has been the ultimate game drive destination for any person from the United States or Europe. Africa has bumpy roads and remote countryside where you can meet several native communities that have preserved their culture and traditions. A game drive in East Africa allows you to enjoy the Rift-Valley, lakes, some of the tallest mountains, and the big five animals in the world. Africa has direct sun throughout the year and unexploited coastal beaches along the Indian Ocean coastline. 

Cruise vacations, East African game drive, athletics, and volunteering are examples of great summer activities you can choose to refresh your mind after several months of college work. These activities from GradGuard are guaranteed to give you a memorable experience. However, it is essential to choose what works for you, depending on your tastes and preferences.

BIO: Brett has a degree in Business Management and has started a couple of small businesses. When he’s not focusing his time on those, he spends time with his wife and two sons. His oldest son has entered the wonderful realm of college, and he now enjoys sharing tips that he and his son have found essential for college life.

Student Life Uncategorized

Do Your Homework Before You Buy Your Books

July 22, 2019

You’ve probably heard every college student out there complain about having to buy books. You can’t really blame them though; buying books for one semester can cost hundreds (sometimes thousands) of dollars. Here are a few tips to help you avoid wasting money on books.

Don’t buy any books before the first day of class. This might sound crazy, but it will save you a lot of money. Every class has a “required” book list, which leads students to believe they need to have every book on the list. This is not true! Go to the first day of class and ask the professor (or the TA) how much the book will be used. They might say that you will only have one or two assignments out of the book all year or that the reading from the book is optional. Most of the time, however, the professor will probably reinforce that the book is “required,” but it still might not be true.

Talk to someone who has taken the course. Find someone who has taken the course and ask them. They will know better than anyone if you really need the $300 Introduction to Philosophy book that you are never going to read again. Students who have already taken the course will be your best resource in knowing if you actually need the books on your list. 

*Note: if someone tells you that you don’t need a book for a class and they are on academic probation, they may not be the best source of information. Talk to someone who did well in the class.

Unfortunately, there are some books that you will need; there will be no way to do well in the class without them. You can still avoid wasting money if you play it smart.

Buy/rent from Amazon or another online site. You should probably never buy a book from your university bookstore. It will be overpriced, and the store will give you very little money if you resale to them at the end of the semester. The exact book you need can easily be located online using the ISBN number. It is very rare that you won’t be able to find the book you are looking for on Amazon, Redshelf, or some other site. If it is cheaper to rent than buy, always rent (especially when dealing with textbooks). You’re never going to even think about opening your Econometrics book after the semester is over. It won’t happen. You can rent a digital version that you can access on your computer or a hard copy that gets mailed to you. 

Consider buying an older edition of the textbook. There may be a class that will require the 6th edition of the textbook. However, the 5th edition will be nearly identical to the 6th edition and will be much more affordable. As long as major changes weren’t made to the text, you will be fine buying older versions of the textbook. This is something you can check with people who have taken the course. You are not the first student that has attempted to use the 5th edition instead of the 6th. Find someone who did and see how they fared. 

The only thing worse than buying expensive books is buying expensive books you don’t need. Or that you could have rented for much less. Do your homework before you buy your books, follow these tips from GradGuard, and you will save thousands of dollars during your time in college.