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Student Life Uncategorized

5 Perfect College Break Destinations

August 27, 2020

Feeling weighed down by the stress of college life? A memorable vacation may be just what you need to take a break from the books and clear your mind. Whether you’re looking to relax on the beach or explore a little bit of history, the following destinations are ideal for any college student craving a much-needed break.

1. Dubrovnik, Croatia

Croatia is a European destination gaining popularity among travelers due to its gorgeous beaches and cultural landmarks. Walk along the famous streets of Dubrovnik, Croatia, to encounter impressive architecture dating back to the Middle Ages. Consider taking a Croatia cruise to experience the beauty and history of this unique country.

2. Tamarindo, Costa Rica

Visit beautiful Tamarindo, Costa Rica, to enjoy one of the world’s most stunning beaches. The beaches here feature crystal blue waters and calm waves. A visit to this area’s beaches may even allow you to get up close and personal with local wildlife, as the great Leatherback Sea Turtles nest near Tamarindo between November and April. Spend your days taking in the natural wonders of the region, then head out for a night on the town to enjoy the vibrant local culture. If you’re looking to experience nature and nightlife, Tamarindo could be a great option.

3. Panama City, Florida

Florida has long been the go-to destination for spring breakers. In recent years, Panama City has solidified itself as a college break hotspot. After a day spent enjoying the sunny beaches, dance the night away in one of the many local nightclubs. Don’t forget to stop and have a meal and a drink at the famous Margaritaville. No matter when you visit Panama City, you’ll find yourself with endless options to relax and have fun.

4. New Orleans, Louisiana

Though the city is known for its Mardi Gras celebrations, New Orleans is a great destination to visit any time of the year. This historic city features unique architecture, delicious food, lively music and interesting local culture. The French Quarter is the center of all the action, with must-see destinations including Jackson Square, Decatur Street shopping and the raucous party atmosphere of Bourbon Street. No matter where you go in the French Quarter, you’re surrounded by a medley of interesting sights, sounds and smells. It’s clear that a trip to New Orleans is a great option if you’re looking to take a break from the stresses of college.

5. Niagara Falls, New York

For those looking for a more laid-back escape from the college grind, consider visiting Niagara Falls. For centuries, people have flocked to this unique natural landmark to experience the beauty and power of nature. Get an up-close look at the Falls by taking an afternoon cruise on the iconic Maid of the Mist, then continue your exploration of nature by visiting the Botanical Gardens or take a hike at Niagara Glen Nature Reserve. Spend a few days at the natural wonder that is Niagara Falls to take advantage of the healing properties of time spent in nature.

As a busy college student, you deserve a rest from your studies to relax and recharge. Check out each of these locations to take a break from the books and enjoy life.

BIO: Brett Clawson has a degree in Business Management and has started a couple of small businesses. When he’s not focusing his time on those, he spends time with his wife and two sons. His oldest son has entered the wonderful realm of college, and he now enjoys sharing tips that he and his son have found essential for college life.

Student Life Uncategorized

Top 3 Characteristics of a Great Roommate

August 27, 2020

The idea of having a roommate can be exciting and little nerve-racking at the same time. We all have different expectations of how a living arrangement should be when sharing spaces with others. Whether you are a college student who may not have a choice in who you are living with or an adult searching for the ideal person to live with, there are certain things that should be a default when it comes to roommate situations. Here are a few of the most important characteristics of a great roommate!

  1. Make sure your roommate is trustworthy! Being trustworthy and reliable are valuable qualities. In most roommate arrangements, two or more people are responsible for splitting the costs of rent, utilities, internet, and other shared amenities. If your house mates are trusting in you to have your portion of the costs covered when they are due, you should always adhere to what has been agreed upon by everyone! Sometimes issues arise in which someone may not be able to contribute. This is when communication and understanding are key.
  1. They should be clean and neat! Growing up, we all learned from our parents and other adults the importance of having good cleaning and hygiene habits. This is important to implement when you are sharing living spaces with others. Part of being a great roommate includes making sure that the shared spaces in your residence are always clean and presentable. Areas like the living room, kitchen, and shared bathrooms should be as clean and neat as possible. Having good personal hygiene habits are even more important! Living with others should be a pleasant experience and this includes making sure that you are keeping up with your personal care (bathing, laundry, cleaning your room, etc).
  1. Be friendly and kind! Some roommates become best friends while others barely speak or interact with each other. No matter what your roommate situation is it vital to remain friendly and kind with each other. Being friendly does not mean you have to spend every minute together when everyone is home. By simply saying good morning, good night, or asking someone how their day was can go a long way. Feeling comfortable in your residence starts with the way you treat your house mates and vis versa. If you or your roommates have guests over it is important to never make someone feel unwelcome. Be polite and say hello!

Being a good roommate doesn’t have to be hard. There are enough stressors that come along with college life and living with other people should not be one of them. Take these 3 things into account when starting the new term with a new roommate.

Career Uncategorized

10 Small Business Ideas for College Students

August 27, 2020

Life in college may seem difficult as it demands your time and energy. However, college students can take advantage of some small business ideas that will provide additional income. This article will enlighten you about the small businesses that you can take up while in college.

1.    YouTube videos

Creating YouTube videos is a great business idea for any college student. On your free periods, you can record videos, edit them, and upload them on YouTube. This does not affect your academics once you have regular schedules you keep.

2.    Blogging

Blogging proves to be a great business opportunity for students in college. By creating a blog page and posting consistently, you get to attract more audience and traffic and, in turn, earn money.

3.    Social media influencing

You can set up social media accounts like Twitter, Instagram, and grow the number of followers you have. With a very high number of followers, you can become a social media influencer and get paid by posting for brands or companies who want publicity.

4.    Photography

With a decent and portable DSLR camera, you can earn a lot in college. On weekends or during free hours, you can take shots at events and earn your money.

5.    Virtual assistance

Offering services to individuals or companies as a virtual assistant is a great business idea in college. You can assist brands to manage their emails or even to handle their social media accounts. You can also work as a virtual secretary by picking up calls and attending to prompt activities of the company.

6.    Tutoring

As an excellent student in college, you can take up tutoring other students on topics they need help with. You get paid in return for this as you help them pass their courses.

7.    Graphic designing

If you have any design skills, be sure you put them to use. By designing graphic contents, logos, banners, and the likes of fellow students or other clients, you develop ways to bring in extra cash.

8.   Business Startup

Most businesses out there conceived their ideas right from college. If you are looking to start up a business that will eventually be acquired by a bigger company like Google, Microsoft, or Facebook, having secure data rooms can help you out to estimate your intellectual property during M&A.

9.    Delivery services

A professor may need you to deliver his laundry to a dry cleaner while some other students may require food delivery within the campus or in the city. This business does not require much for you to start.

10. Freelance writing

You may not be interested in creating a blog page. As a freelance writer, you can offer writing services to students for their publications, projects, or assignments while you get paid for it.

Conclusion

These small business ideas will help you cater to your finances as a college student. As you start any of these businesses, you may be able to raise your tuition fees and even have extra cash for your savings. A fantastic thing about these ideas is that they do not in any way affect your academics and extracurricular activities in college.

Author’s Bio: Lori Wade is a writer who is interested in a wide range of spheres from business to entrepreneurship and new technologies. If you are interested in M&A or virtual data room industry, you can find her on Twitter & LinkedIn or find her on other social media. Read and take over Lori’s useful insights!

Adulting Uncategorized

The 10 Best Things I Bought for my Freshman Year

August 1, 2020

When you are first moving to college and getting ready to be on your own it can be overwhelming deciding what to bring. My freshman year I ended up buying a lot of things that never proved to be useful. It is important to pack smart since you will likely not have a lot of space. Here are a few things that I bought my freshman year that I still use today.

  1. A Good Mattress Pad

Sleep is one of the most important things you can do for your health. It can be hard to get enough sleep amidst the excitement of freshman year. You don’t want an uncomfortable mattress to be the reason you can’t get enough sleep. If you get a quality mattress pad you can use it for years to come and you will definitely feel the benefit.

  1. Spotify Student Membership

One of the perks of being a college student are all of the discounts that are available to you. One of my favorite student perks is Spotify’s student membership. The membership only costs $5 a month and also includes Hulu and Showtime. This can satisfy all your entertainment needs and provides lots of music to study to.

  1. Yoga Mat

Exercise is always valuable for relieving stress and staying healthy. Having a yoga mat in your room is a way to workout at home when you don’t have time to go to your school’s gym.  

  1. Reusable utensils, plates, and cups

When you want to reheat some take out or have a snack, it’s always good to have reusable dishes on hand. Even if you have a meal plan, you will probably be eating in your room as well. Reusables are very handy and are better for the environment than disposables. 

  1. Weather appropriate clothing

If you are moving from a hot to cold climate or cold to hot, it is important to research ahead of time what kind of clothing is needed. You don’t want to be without a proper coat in the freezing cold!

  1. Power Strip

I would first check to see if your housing allows this but it can be very helpful to have a power strip for all of your chargers since you may only have access to one outlet. 

  1. Wheeled Laundry Basket

This may be a bit more expensive than a traditional laundry basket but it will be very useful when you are hauling your laundry to and from the laundry room. 

  1. Heated Blanket

If you are going to be living in a colder climate, a heated blanket is a necessary luxury. It can be hard to adjust to a new climate and this will give you some comfort on particularly cold nights. 

  1. HydroFlask

Staying hydrated can help you stay healthy. A hydroflask will keep your water cold all day and is a great motivator to drink water. 

  1. Polaroids

Pictures are a great way to decorate your room while bringing a personal touch. Whether you use a polaroid photo printer or a service like Parabo, photos can help to lift your spirits when homesick and document new memories in college.

Freshman year is without a doubt going to have its excitements and struggles! Regardless, these are somethings that you are sure to invest in that you will continue to use later in life.

Transition Uncategorized

Money Magazine: Tuition Insurance and Coronavirus

July 28, 2020
Some college families consider tuition insurance amid the pandemic

Chances are, college is the biggest investment families will ever make next to buying a home. According to College Board, the average cost of a 4-year public university for out-of -state students in $42,970, and $26,590 for in-state students. So it’s no surprise to see the growing interest in tuition insurance amid the pandemic, as college families are looking for ways to protect their investment.

Money Magazine contributor Joanna Nesbit interviewed John Fees, co-founder of GradGuard about how tuition insurance works, what’s covered, and what’s not.

How does tuition insurance work?

GradGuard’s Tuition Insurance reimburses tuition, room and board, and academic fees if a student completes a covered medical withdrawal. Plans also cover mental health conditions – which are on the rise among students – including depression and anxiety. Untimely death of a student or tuition payer may also be covered.

It’s important for students to know there are limitations and exclusions that apply, and plans must be purchased prior to the start of classes.

What isn’t covered by tuition insurance?

GradGuard’s Tuition Insurance is not “drop-out insurance.” As stated in the Money article, student’s can’t simply decided they need to go home. They must be assessed by a licensed medical practitioner and obtain a written recommendation to withdraw. Other exclusions include injuries during amateur sports competitions, participating in a riot, or pursuing in extreme sports such as mountain climbing or bungee jumping.

Pre-existing physical or mental health conditions might be covered. Fees advises that the best thing students with pre-existing conditions should do is to obtain a doctor’s note saying they’re well enough to start college.

Can tuition insurance help protect against uncertainties caused by the coronavirus pandemic?

Epidemics and pandemics are typically excluded from most insurance policies. But until further notice, GradGuard’s plans include coverage if a student becomes ill due to COVID-19. It’s important to be aware that if campuses close, and students are sent home again like they were in the spring, tuition and housing fees would not be reimbursed by tuition insurance.

GradGuard’s Tuition Insurance also does not provide refunds due to fear of being on campus, or if the method of instruction has changed — such as moving in person classes to online.

The bottom line:

Many families may not find the need for tuition insurance, especially if their student’s school provides a generous refund policy or they can afford the cost of an unexpected extra semester in the event the student had to leave school. However, most families find it difficult to afford the extra cost and thus are smart to purchase tuition insurance, and make sure their investment is protected.

Looking to buy tuition insurance? First, ask your school if they offer it. Another easy way to find out is to use GradGuard’s College Search Tool.

Student Life Uncategorized

5 Tips To Being A Successful Student-Athlete

July 22, 2020

When you first think of a student athlete, you think of the free clothes, gear, travel, scholarships, and the fame that comes along with it. You get to travel the country and play your favorite sport in front of numbers of fans. Although being a student-athlete may sound glamorous and fun, it is not to mention the stress that comes with the 20 hours of athletic training per week.  

Here are 5 tips on being a successful student athlete:

  1. Utilize All Your Resources

Aside from having a rigorous training schedule, student-athletes need to worry about attending all their classes and submitting all their coursework on time. As a student-athlete, maximizing the use of tutors and academic centers will make your life a lot easier. Using these resources will make it a lot easier to finish work on time and get private attention on topics you have not grasped. Resources are there for a reason!

2. Time Management

With the training, lifting, conditioning, classes,  and homework , it can be difficult to plan some free time for yourself. Making sure you have a set plan every day will help you find times during the day to relax and reenergize.

  1. Form Relationships With Your Professors

The first week of the school year is the most important for student-athletes. Establishing relationships with your professors will show them your initiative to do well in their class as well as getting on their good side. It is important to attend all the classes and office hours you can to continue to show your hard work ethic and initiative to do well in the class. Doing this will make it easier to ask professors for help if a situation arises.

  1. Get Enough Sleep

Getting 7-9 hours of sleep as a student-athlete, is one of the most important factors. Not getting enough sleep will make you feel sluggish and lead to an unproductive day. This directly correlates to your athletic and academic performance. According to the National Library of Medicine students that receive less than 8 hours of sleep per night are 1.7 times more likely to get injured than teens that sleep more than 8 hours a night.

  1. Learn From Your Failures

Do not let your failures define who you are. During your time as a student-athlete, you will have plenty of failures whether it is on the field or in the classroom. It is important to take each failure and learn from it so that you don’t repeat it in the future.

Being a student-athlete can have its challenges, but with these 5 tips, you are sure to make the best of your time as one in college.

Safety Uncategorized

Testimonial: Renter’s Insurance Covered Student’s Stolen Laundry

July 20, 2020
GradGuard's Renters Insurance covered a student's stolen laundry

In college, you may hear about a student’s bike or a laptop being stolen. But what about laundry?

Tom, a student at the University of San Diego, experienced just that. Luckily, he had GradGuard’s Renters Insurance. He shares his experience about filing a claim, and how he was able to get reimbursed for his clothes.

Insurance for the unexpected

Tom was up all night studying for midterms, when he decided to do some laundry down the hall in his dorm. 

“I had three tests the next day, and I decided, what better time to do my laundry?” Tom said. 

He said he put his laundry in the washer and dryer and then went back to studying. But when he went back to check on it a little while later, he discovered most of his clothes were gone. 

Tom had gone to check on his laundry to discover it was gone.

“There was like a trail of it on the floor,” Tom said. “So it seemed like someone had just ran in, opened the door, grabbed it all out of the dryer and had taken it.”

Filing a claim is easy

Tom had purchased GradGuard’s Renters Insurance, which is recommended by his school. He thought his policy may include coverage for his stolen clothes. He was right; about a week after the incident, he filed a claim, and soon after, received a reimbursement.

“It worked out great! Everything went pretty smoothly,” Tom said.

Protecting school essentials- even laundry

Tom is like many of the 700,000 students GradGuard has provided protection to; he purchased a policy at the beginning of the school year just in case the unexpected happened. The University of San Diego is one of GradGuard’s school partners for renters insurance, so Tom learned about the recommended policies that offer a unique student endorsement. Subscribe to GradGuard on YouTube to hear more testimonials from our members.

GradGuard’s Renters Insurance helps students protect their school essentials, like a laptop, smartphone, and other personal belongings – even laundry.  Help protect your school essentials, like your laptop, smartphone, and other personal belongings, as well as personal liability.

Adulting Uncategorized

5 Tips To Pass Your Cleaning Check This Semester

July 20, 2020

College is fantastic, isn’t it? Well, most of the experience is. There are things we could all do without, like the endless stacks of homework, the all-nighters that you need to pull to get ready for exams, and of course, the regular room inspections. Who wants to deal with that headache?

Fortunately, those who have gone before you have come up with some helpful tips for passing dorm room inspection, even when time is not on your side. Follow these helpful tips to pass your inspection with even the most discriminating resident advisor.

Don’t Panic! It Can Be Done!

Inspection of your dorm room can be stressful, but it is not a time for freaking out and stuffing things under your bed randomly. Believe it or not, they do check that as well. Take a deep breath, make some plans ahead of time to deep clean the bathroom and make your bed, and all will be well. 

Talk And Plan With Your Roommates

You are in this together, so why not plan to clean together? Divide and conquer; split up the workload and get everything ready for inspection at the same time so you don’t have to stress out when your advisor is knocking at your door. If for some reason your roommates are unwilling to work with you, let your advisor know ahead of time and get their support so that consequences don’t fall on your shoulders.

Get Supplies; Prepare For The Big Event

Don’t worry; the Center for Disease Control isn’t going to be at your doorstep anytime soon. You do have to pass certain sanitation requirements to keep your advisory staff happy though. Get the proper cleaning supplies for each area of your living space. For large carpet stains, using a device similar to commercial carpet cleaning machines might be the best way to take care of business. See what your advisor has available for use so that you don’t have to spend too much out of your own pocket to get the job done. Scrub, polish, and be proud of a job well done!

If You Have Contraband, Get Rid Of It!

If you have anything that is against your contract, you should probably have never gotten it or never signed the contract. However, it’s too late to go back in time, so you must get rid of it as soon as possible. Depending on what the contraband is, you may need to deep clean even more to get rid of the evidence of your violation of contract. For example, if you aren’t allowed to have pets but have had a dog for the past few months, it’s going to take some time and effort to get rid of all the dog hair and the dog smell. For future contracts, make sure you follow them exactly.

Once It’s Clean, Keep It That Way

Why do a marathon cleaning session once per semester if you can keep it tidy by picking up after yourself on a regular basis? Make cleaning a regular occurrence, and you’ll save yourself valuable time and energy when periodic inspections come around again. From time to time, advisors are asked to do spontaneous dorm room checks to ensure that students are living in compliance with campus and school law. Keep your affairs in order, and you’ll never be caught in a situation where you have to explain your personal habits or cleanliness to other school staff members.

Your dorm is your home for the length of your tenure at school, and like it or not, it does reflect on you and the kind of person that you are. You are setting up valuable habits for the future care of a home and possessions; maintaining a tidy space now will ensure your success with bigger responsibilities later on. 

Grab your gloves, get your brush, and start scrubbing! Celebrate your unique space, and know that you are learning a lot in the process of being accountable to others and keeping a clean environment for everyone.

BIO: Brett Clawson has a degree in Business Management and has started a couple of small businesses. When he’s not focusing his time on those, he spends time with his wife and two sons. His oldest son has entered the wonderful realm of college, and he now enjoys sharing tips that he and his son have found essential for college life.

Career Uncategorized

Graduated College – Now What?

July 15, 2020

2020 has taken a few unexpected turns that are going to hit the history books. As a recent college grad in the midst of a global pandemic and economic rollercoaster, here are some things you need to take care of now that you are a college graduate.

  1. Health insurance – If you are under the age of 26, try to stay on your parents plan. If you are unable to do so, be sure to find a way to get coverage. Life happens and it can happen fast. You don’t don’t want to get stuck with an out of pocket expense of $30,000 for staying in the hospital for a few nights. 
  2. Have a financial plan – Know what your needs are – living expenses add up quickly. If you have family or friends that are willing to have you for an extended period of time, take it – especially if you have student loans coming up. Saving any penny you can will help you be financially stable.
  3. Finding a job – with unemployment up and COVID-19 making a comeback in some states, it can be difficult to find a position in your specific field. You will need to learn how to hone your skills and be open to learning new industries. Do not box yourself in, and you may stumble upon your dream job!
  4. Create a Budget, AND STICK TO IT – It may sound lame, but having a budget will help you stay focused on your financial goals as well as not creating even more debt you may already be in after graduation.

With the state of the economy out of your control, you can make yourself adaptable. By researching some guidelines and making yourself marketable to multiple industries and positions you will learn to stretch and grow. You will get through this and be stronger for it!

Adulting Uncategorized

Why You Need College Renters Insurance

July 13, 2020

As you start to prepare for the new semester, there is always something new around the corner that you forgot to think about when heading off to college. Did you pack enough clothes? Do you have your laptop and smartphone? Shower caddy? Dorm bedding?

These might make the top of your move-in list, but don’t forget to add renters insurance! GradGuard makes getting renters insurance easy and eliminates the hassle of understanding your policy or wondering if something is covered.

Our policy perks include:

  • Worldwide personal property coverage
  • Protection against the theft of electronics
  • Replacement cost value
  • Low deductibles
  • No credit score or cosigner required when purchasing

Not only do we protect your stuff, but we protect the residence you are living at with our liability coverage. Ever set off a sprinkler system in your residence hall? We sure hope not! But if in the event it happens, we are there to protect you.

Watch the video below to see why renters insurance is important for college students:

You can learn more about the protection we offer by visiting our website. Remember, we sell policies for both on-campus and off-campus housing; so even if you aren’t living in the dorms this year, be sure you take us with you.