Life After College
Life After College

Alternatives for New College Graduates and their Families

New college graduates need to take responsibility for their health insurance needs. GradGuard offers two good alternatives for young adults – the first is short term medical insurance. Although short term medical insurance is not ideal for all new graduates, it is often a good fit for the often uncertain career paths of new graduates who do not have any chronic medical conditions. GradGuard also offers the Student Health Plan – which is available to members of College Parents of America and provides a good alternative for new graduates who may be entering graduate school programs.

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In the News

Student Health Insurance Review by the Wall Street Journal

The September 26th edition of the Wall Street Journal published an article titled “How College Health Plans Are Failing Students”. The article fails to address just how few affordable choices students have if the school plan does not meet their needs. GradGuard shares the goal of colleges that seek to mitigate the risks that could interfere with a students goal of completing an education. Health coverage is fundamental to this goal and is addressed through GradGuard’s Student Health Plan. In addition to GradGuard’s Student Health Plan, GradGuard also offers tuition insurance, college renters insurance and the Student Protection Plan.

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In the News

Child in College? The Importance of Health Care Power of Attorney

If you have recently sent a son or daughter off to college, it is critically important that you have a signed Health Care Power of Attorney (HCPOA) in place. This document is important because once your child turns 18, they are legally recognized as an adult and the colleges they are attending generally cannot share medical information with you.In the case where you may need the HCPOA, you may also find yourself needing emergency medical evacuation insurance or be in at risk for losing the investment in that semesters education expenses. GradGuard offers an affordable solution thru its Student Protection Plan, which includes not only tuition insurance but also emergency medical evacuation insurance.

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Student Health

Flu Season Can Impact Students’ Ability to Succeed in School; Consider Protecting the Investment in College in Case of Medical Withdrawal

With college campuses again buzzing with students, the fall will bring concerns about the flu and other potentially serious illnesses. As parents remind their students to get flu shots, they should also consider how an illness like the flu or mononucleosis can impact academic performance – as well as their finances. Although school is already back in session, it’s not too late to protect the cost of college attendance. GradGuard tuition refund insurance covers the cost of tuition and other non-refunded expenses in the case of a medical withdrawal, and is available at any time before or during the semester.

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In the News

NPR 5 Big Health Issues on Campus – Need for Tuition Insurance

National Public Radio created a fantastic summary of the Big 5 Issues facing students on campus. GradGuard recognizes that these health issues are also real potential risks that may interrupt an academic semester and also lead to a medical withdrawal. These “Big 5” reminders by NPR are another independent source recognizing the risks to the investment college students and their families make to support them. Thanks to NPR for providing another argument for students to also consider purchasing tuition insurance.

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For Parents
Paying for College

Tuition Insurance – Don’t Go to College Without Knowing the Risks

Recently there has been some productive discussion regarding how necessary tuition insurance may be to the 19 million students starting college this year. Most of the discussion including today’s article in the Wall Street Journal incorrectly focus on the Dewars plan which is only offered to the 160 or so elite colleges. If you are like most college students, up until this year, you have never had the opportunity to even buy tuition insurance. Many families are not even aware that it is even possible to protect their families from the potential loss that can occur from an unexpected illness, accident, injury or even death. Moreover, most families and students are unaware of the real risks and problems that can interrupt a college education.

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Student Health

A Lesson in Health Insurance for College Students

Today’s story from USA Today on the options for health insurance for college students. GradGuard is mentioned within the story as a good alternative for students. We are pleased for the recognition, but also want to share that in addition to competitive pricing and strong coverage, the GradGuard student health plan also includes $5,000 of tuition refund insurance as well as emergency medical evacuation insurance. Both of these features are not only relevant but worth hundreds of dollars if students purchase them separately.

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Student Health

Back to School: Health Insurance Options for College Students in a Post-Reform World

Back to School. Health Insurance Options for College Students. Answers to Frequently Asked Questions An estimated 19 million students will be enrolling in classes this fall(1), and as many as 12%(2) of these may be uninsured. GradGuard, featuring $5,000 of tuition refund insurance and emergency medical evacuation insurance with each policy, is mentioned by eHealth as a good alternative to consider for college students and their families.

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