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Student Life

How to Alleviate the Stress That Comes With Being Undecided in College

August 29, 2021
Happy

Let’s face it. There is an unrealistic amount of pressure for young adults to “know” what they want to do with the rest of their life. Before they know it, students are sitting in a college counselor’s office deciding on a major at only eighteen years old, a decision that could determine their entire future. It’s important to know that you are not alone if you feel lost about what path to follow toward your future. There will be people you meet in your careers that, at any age, will tell you they are still exploring different careers and trying to figure out what they truly want to do. Here are a few things to note that will help alleviate the stress and pressure you can feel from being undecided in college. 

Many Students Will Change Their Major

Almost 75% of students will change their major at least once. Even if you feel like all your friends have it figured it out and are confident in the major they chose, chances are they will change it or adjust their emphasis before graduating. With this in mind, focus on taking your prerequisite courses that will be needed regardless of the major you choose. 

Your Major Does Not Limit You to a Single Career Path

Many students believe that the major they pick will lock them down into a field where they will never be able to venture out. This is not true at all as there will be multiple career opportunities presented to you regardless of your major. A large percentage of people do not have a career in the field where they have a degree. This is not to say the knowledge that they learned from their undergraduate and graduate programs is not being utilized (as there are many ways in which those skills are valuable), but there is a sense of comfort in knowing that, for example, you can study psychology and still work in the business field.

There is No Rush in Figuring Out What to Do 

There is a lot of stress put onto figuring out what to do and not enough emphasis on the importance of figuring out what we don’t want to do. Explore different jobs and internships, take unique elective class courses, and start crossing things off the list that you decide don’t feel right. Don’t get discouraged by taking up opportunities that you end up not liking, it is still a step in the right direction.

With figuring out what you want to do, looking at other students and rushing to explore your educational and future careers, it can be a lot to handle all at once as an undergraduate student. It is important to keep in mind that there is no rush to success, and everything you do is leading you towards the best path for your future. 

Student Life

Student Housing: A History

August 26, 2021
On Campus Job

Living on campus has become a staple for American universities not only as a marker of social interaction but as a sharp transition into adulthood. Students living among their peers provides a space where they can be surrounded by those in the same life stages as them as well as build bonds that enhance their education and social spheres. There are many pros and cons associated with living on campus, but what strengthens the influence of student housing is that it has been supported and evolved since the seventeenth century. Many factors and differences in both the architectural development of dormitories and the integration of students represent the importance of college residency over time in both students’ educational lives as well as social development. 

How It All Began

The first residence hall was constructed at the Indian College at Harvard University in 1650 as an area of exclusion and segregation meant to keep the Native Americans separated from other students. As colleges were increasingly run by religious denominations, such as Protestants, the establishment of a residence hall quickly turned into a means of keeping university students in compliance with religious ideals and implementing moral standards. This made the influence of dormitories geared to strengthen integrity as well as education rather than implement social activity. As their use became more widespread, not all students agreed with the implication of moral standards and constrictive religious applications. Fraternity houses, established in the mid nineteenth century, became hubs for social activity, male bonding and finding future business partners. Greek organizations, therefore, served a prominent role in directing college housing towards social interaction and away from religious and moral practices. 

What Residence Structure Reveals About History 

The evolution of campus housing design reveals a great deal about the standards of different time periods and how this affected socialization. From the beginning of college residency, segregation of gender, race and monetary status became a key aspect of how college residency was structured. This is seen throughout different decades as many people of color were not allowed to live in the dormitories of white students up until the civil rights movement in the1960’s, and they were either given no living space or had to find living quarters where they would not run into other students. Fraternity houses noted a general difference in students who could afford to live in the upscale mansions provided by alumni versus those who were only able to reside in the cheaper college dorms., highlighting exclusivity. As more women began obtaining undergraduate degrees, universities designed female dormitories different from the male’s. In order to rear women towards their suggested domestic lifestyle, their residence halls were designed like houses with large parlors, living areas and more in order to entertain and focus on socialization. Their dorms were also built safer than others as women were seen to need more protection. Stark architectural differences are seen before and after World War II. After the war, colleges let go of the courtyard-style set up and adopted the modern high-rise architecture to avoid spending more time and money.

While it is interesting to note the different time periods and historical situations college residency has been through, it is equally important to recognize the many steps that were taken for on campus housing to become what it is today. There have been modifications, set-backs and progressions, all of which mark just how far these educational institutions have come. Through thick and thin, on campus housing has always been a reflection of the importance of not only entering adulthood, but finding ways to make public interaction and socialization a key part of each student’s education and future.

Student Life

How to Be Uniquely You in Your First Year of College

August 23, 2021

In the midst of meeting new people who have various backgrounds and habits, it can be difficult not to compromise who you are, but it can be done.

One of the most important lessons you can learn early in life is that being yourself is the most interesting thing you can do . Losing sight of who you truly are in the midst of socializing with different crowds is an unfortunate but common experience of young college students. 

As a young adult, once you figure out that being yourself is what allows you to find people who support and are excited to be friends with you, being authentically yourself becomes a lot easier. The sooner you realize this, the better off you will be. Experiencing different crowds and participating in a wide variety of activities is meant to help college students figure out who they are and what they want to do with their time. 

It may take some time to figure out what strikes individual interest and what types of people you should surround yourself with, but with so many different opportunities to experience and different groups of people to meet, figuring that out comes easy in college. 

The most important thing to keep in mind is to maintain your own self worth. Setting initial boundaries on how you want to be treated ensures that you will be respected, and people will appreciate those standards and work to meet them. 

Maintaining your unique personality is one of the most important things to achieve when in college because it allows you to attract other like minded people and situations that you will naturally gravitate towards and enjoy. 

Young students commonly shift how they act or who they are around new people, but with time and a better understanding that being yourself is what makes you stand out, it becomes easier to maintain your unique identity. 

Student Life

How to Stay Motivated in College

August 20, 2021

Staying motivated in college is something that comes naturally to some students and a lot harder for others. Motivation is fleeting, but relying on self discipline and consistency is what will ultimately help students get through those days they need to be driven. Motivation is known as the willingness and desire to do something, and let’s be honest, as human beings, we are not always willing to do all the tasks that are expected of us.  

The first step students can take to attempt to ensure that motivation remains intact in college is to set daily goals. By establishing goals, students set themselves up for success. There is something about establishing a plan of action that helps ensure that encouragement remains intact. 

Having a good balance between academics, extracurricular activities and social life is a tactic that helps students avoid burnout. By figuring out the perfect amount of time that should be allocated to each aspect of life, a student can easily stay motivated.

People often overestimate the existence of motivation. It is not always going to be present. Relying on motivation alone to ensure student success is not sufficient because there are going to be times when, as a student, you are going to be discouraged and not have the presence of motivation to push through. Being disciplined and forcing yourself to be consistent with your productive habits is what should be the ultimate ticket for student success in college. 

Setting specific goals and making sure to stick to them may help with motivation for the sake of personal accountability. Having set goals is a tangible thing students are able to keep track of that will enable them to stick to what they set out for themselves. 

Having an idea of how you want your day to go and what you want to accomplish throughout each day can help with motivation. The feeling of accomplishment that comes after you get to mark a task off of your list is an incomparable feeling that a lot of students might find hard to pass up. 

Do not get discouraged if you are not able to accomplish all your tasks that you assigned for yourself on a specific day as long as you worked on each of the other tasks to the best of your ability. 

Motivation is defined as the driving force that propels people to engage in specific goal-directed activities. This feeling is most likely not always going to be present, so it is important to recognize that discipline is what will ultimately guide most students’ success.

Student Life

Why Tuition Insurance is an Essential Consideration for College Families

July 19, 2021

For many college families, the expense of higher education is one of the largest investments they will ever make. With so much money at stake, it’s important for college parents to make  a plan for the unexpected, in case their student is forced to withdraw from school due to a severe injury or illness. 

What is Tuition Insurance?

For most of the 20 million college students and their families, the financial loss of an entire semester of college is a burden big enough to break the bank. Tens of thousands of dollars are on the line and college families are smart to consider purchasing tuition insurance before the start of the semester. Tuition Insurance provides a refund for tuition, room and board, and academic fees when schools may not in the event of a covered medical withdrawal. It’s not drop out insurance and students must completely withdraw from classes due to a covered injury or illness. 

College is a fun time to meet new people, create memorable experiences, and of course, learn. That’s not to say it doesn’t come without risks. Knowing some of the biggest financial risks will prepare you for the unexpected. 

Tuition Insurance: What’s Covered?

Tuition insurance may not have been essential for all families to consider 30 years ago, when college was more widely affordable and school refunds were more generous. But things have changed. Given the high cost of college and less generous refund policies, tuition insurance is an important benefit that colleges and universities can offer to protect their students. 

Coverage for Major Injuries and Illnesses, Including Covid-19

Even before the pandemic, ordinary medical conditions, not just Covid-19, are a source of large financial losses for both students and schools. GradGuard is the only major provider in the country to cover withdrawals due to becoming ill with Covid-19. 

The 2020 National Student Health Assessment from the American College Health Association data reveals some of the ordinary risks college students and their families face today, and the impact it has on degree completion:

  • Concussion: 2.2% 
  • Mononucleosis (mono): 56.9%
  • Stress: 43.7%
  • Death of a friend/family member: 40.5%
  • Influenza (flu) or flu-like illness: 50:4%
  • Orthopedic injury (broken bone, fracture, sprain, etc): 2.5%
  • Cold/virus or other respiratory illness: 42.1%

Many students arrive at college with on-going and chronic conditions that may interfere with their studies, such as anxiety and depression. GradGuard’s Tuition Insurance covers controlled pre-existing conditions for students who are medically cleared to attend school. 

Mental Health Coverage Included

Last fall, college families and experts alike were most worried about students becoming ill with Covid-19. This year, the focus is on how the pandemic has greatly impacted the mental health and wellbeing of college students. 

GradGuard became the first and only program in the country to cover mental health as a condition. The growth in student mental health concerns looms as another risk to the investments families make when paying for college. 

Among the troubling trends:
  • 2020 report by the American College Health Association found more than half of nearly 9,000 students surveyed experienced anxiety or depression
  • A nationwide study published by the Journal of Adolescent Health found that rates of moderate to severe anxiety and depression among U.S. college students rose substantially over the last few years — from 18% and 23%, to 34% and 41%, respectively.
  • 2020 survey by the American Council on Education found 68% of college and university presidents say student mental health and well-being is top concern

Room and Board and Academic Fees are Also Covered

Tuition Insurance covers more than just the cost of tuition. GradGuard’s plans can also cover room and board and academic fees. Most higher education institutions only provide a partial refund of tuition during the first five weeks of a semester, and virtually no schools provide refunds for academic fees or housing. 

Conclusion

More than 20 million college students are getting ready to head to campus in the fall. After an extraordinarily challenging year due to the pandemic, families are looking for ways to protect their investment from the unexpected. 

By working with more than 400 colleges and universities nationwide, GradGuard is able to offer students and their families comprehensive and affordable coverage for up to 100% of the cost of college including student housing, tuition and academic fees. Each policy also includes Student Life Assistance, which helps families through the logistics that may accompany an unexpected student withdrawal. GradGuard’s mission is all about helping more students graduate. With Tuition Insurance, students who are forced to withdraw are given the rare opportunity for a do-over

Major or chronic illnesses, accidents and injuries happen frequently, even to young and healthy college students. The good news is that college families can protect their investment in higher education by purchasing tuition insurance. Visit GradGuard.com/Tuition to see the plans available on your campus. 

Terms, conditions, and exclusions apply. Plan(s) underwritten by BCS Insurance Company or Jefferson Insurance Company. AGA Service Company is the licensed producer and administrator of these plans. Plans include insurance benefits and assistance services. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.

Health

How to Better Manage Your Sleep

July 15, 2021

Sleep is a vital part of success in life as well as an educational career. Many students fail to acknowledge or regard this fact when going about their day, and they can feel the consequences. Having a regular sleep schedule and getting enough sleep contributes to improved memory, happier moods, better coordination and higher academic performance. Without consistency in sleep, people tend to be in worse moods, have short tempers, be more susceptible to illnesses and more. If someone is experiencing trouble falling asleep and staying asleep, not being able to get up with an alarm, requires caffeine to stay awake, feels exhausted or takes long naps, they may be experiencing lack of sleep. Luckily, there are many different options to try and get a sleep schedule back on track.

There are a lot of things anyone can do leading up to bedtime to secure a better sleep pattern. A large influence of sleep deprivation is having caffeine in the afternoon. Even if someone does not feel the effects of the caffeine or feels that they will be okay if they don’t have it too late at night, consuming it at any point in the afternoon is detrimental to getting rest. Another contributing factor is an excessive use of electronic devices and looking into blue light. Blue light is what the eyes absorb when looking at electronics, and seeing too much of this before bedtime can affect the body’s circadian rhythm and disturb sleep. Avoiding falling asleep to the TV and using electronics about an hour before bedtime is a great way to steer clear sleep deprivation. Instead, one can read, journal or meditate before bedtime. Having an overly hot or cold room can cause a person to have trouble staying asleep at night. Making sure to cool off a warm room and have adequate heat in the winter time is beneficial to keeping the body comfortable and undisturbed. Decluttering the bedroom is also a small but important step in decreasing stress and distractions

It may be hard at first to start getting up early, but being awake in the morning increases productivity and sets one up to go to bed at an earlier hour. Staying up late doing homework is less effective than waking up earlier to get it done, so it is good practice to switch the habit of cramming work into late hours. Along with waking up early, it is important to establish a set sleeping schedule that can be maintained throughout most of the week. Going to bed and waking up at the same time, and at more reasonable hours, is best for the body’s rhythm and the brain’s productivity. Napping has both positive and negative effects depending on how people take them. Napping for less than an hour and before midday is the healthiest option, whereas napping for more than an hour and late into the day can decrease one’s ability to sleep and stay asleep. 

If these and other methods don’t seem to help, it is not a bad idea to consult a doctor about sleep medication or to try natural supplements. Melatonin is a common and useful natural supplement that helps people sleep well and establish a better sleeping pattern, however it tends to weaken the body’s natural production of melatonin if used too long and comes with some small side effects. 

When going through life and pursuing an education, keeping the body healthy is crucial to maintaining a balanced lifestyle. Getting enough sleep and having a set and habitual sleep schedule is one of the most important contributors to being happy and healthy. There are many simple methods to trying to improve one’s sleep, and the best reason to try any of them is that sleep plays into every other aspect of life, so why not make it better?

BIO: Alessandra Gluck is currently a student at the Honors College at Arizona State University. She is double majoring in English Creative Writing and Journalism and Mass Communication. She is also a Member Intern at Grad Guard Insurance Company. Alessandra enjoys writing and plans to pursue this passion throughout graduate school.

Adulting Student Life

College Students and the Economy

July 13, 2021

The state of the economy has an enormous impact on the way that everybody spends their money. This impact both indirectly and directly affects college students in many ways. 

A weakened economy might make it harder for a student who supports themself because maybe they won’t be able to find a job that offers the right pay or the right hours to cover all of their bills and still have some fun. If a student sacrifices their school work for a job that allows them one or all of those things, then their academic performance is likely to decline. If this same student also has a work study job or is involved on campus in extracurriculars such as clubs, organizations or social events, they will likely be forced to enjoy less of these things so that they can decrease the likelihood of academic shortcoming. 

When a student is supported by an elder, the same effects of a weakened economy are likely to occur in the student’s life. A student that was not used to working before may need to now. Also, someone in this situation may receive less support from their financial supporter than they are used to, which can lead them to the same situation as one who supports themself. 

With a student’s academic career on the line, it is important that students know where to find information on the economy, and what to do with such information. Here are some resources that can help even students who are not majoring in business or economics understand how the economy may affect them and those close to them: 

  • We The Economy: This Youtube channel is dedicated to explaining economics and current events through short videos. 
  • TEDEd: This is a website that contains compelling talks about current events… often economics related! 
  • Econedlink: Students K-12 can find both economic and personal finance resources from this website for free. 
  • American Economics Association: Providing information on everything from economics to plausible career opportunities, this website is a great resource for students looking to learn more about finance, economics and the workforce all in one place!
  • The New York Times: Staying up to date with current events in the news is a great way to track the economy and gauge how one’s financial situation could possibly change. 

The White House: With this resource, one can find ample information on current events as well as different social issues and topics, including economics, climate change, foreign policies, defense and more. 

BIO: Darique Williams is a senior at Arizona State University. He is studying Economics and is currently a summer intern at Grad Guard Insurance Company.

Adulting Student Life

3 Reasons Why Renters Insurance is a Smart Buy for College Students

July 9, 2021
Students unpacking boxes

Think about a few of your favorite things you own. Some items that probably come to mind first are electronics such as your cell phone, laptop, and your wireless earbuds. What about those designer jeans you love to wear, or the mountain bike you just got for your birthday?

Now add everything up and determine what all of your stuff is worth. You might be surprised at how quickly everything adds up! College students often have thousands of dollars worth of stuff in their dorm or apartment. What would happen if your stuff was stolen or damaged, and you had to replace it all tomorrow?

It’s no secret college costs a lot. On top of financial stress, taking classes while juggling an internship and a part time job can be a lot to think about. One thing you you shouldn’t have to stress about is if the unexpected happened, and how you would pay for your damaged or stolen stuff.

Here are 3 reasons why renters insurance is a smart buy for college students:

If you can’t afford to replace your damaged or stolen stuff.

Picture this: You’re studying for midterms in the library when you get up to go to the bathroom. You leave your laptop at the desk you were working at, thinking it’d be fine if you just left it for a few minutes. But when you return, your laptop is now missing. Now what? Would you be able to afford a replacement? If not, that’s how GradGuard can help. The majority of schools don’t replace stolen or damaged student property, even if the incident happened on-campus.

Although college campuses might feel like one big protective bubble, crime happens. Crimes such as burglary, sexual assault, hazing, and theft are some of the most common crimes that occur on or near college campuses. According to Clery Act Campus Safety Reports, more than 37,000 criminal offenses happen on college campuses each year.

“Adulting” is part of college, and that includes knowing how insurance can provide confidence and peace of mind. If you can’t afford to replace your backpack, laptop, bike, or other items, renters insurance can GradGuard has worldwide property coverage so even if you’re back home for the weekend, or studying abroad and your phone is stolen, GradGuard can help.

Don’t assume your parents’ homeowners insurance policy will automatically cover you and your stuff.

Many college families think renters insurance isn’t necessary because their student should be covered with their homeowners insurance policy. While it may seem like you’re saving money by not buying a separate policy, you may run into unexpected and expensive coverage gaps depending on the circumstances. Homeowners insurance policies tend to have much higher deductibles, and your policy may not offer the extent of coverage you need in the event of theft or other losses. GradGuard’s Renters Insurance is an affordable option for college students living away from home.

GradGuard is designed for college student with features like a $100 deductible, no credit checks, and monthly payment plans.

If you accidentally damage your dorm room, could you afford to pay for the damages?

As a college student, you likely never intend to cause any damage to your dorm room or off-campus student housing, but accidents happen. What if you fall asleep with a candle burning and that sparks a fire? Or, a pipe bursts in your dorm room and all your stuff is soaked? These are just a couple of examples of costly incidents that could happen in student housing. According to Clery Act Campus Safety Reports, there are nearly 2,000 fires on college campuses each year. College students are smart to have renters insurance that can help pay for unintentional damages when they cannot. If your place is damaged and you need somewhere to temporarily live, GradGuard’s renters insurance also includes loss of use coverage.

Insurance is something you hope you never have to use. But when you do have to use it, you’re glad you have it! GradGuard’s Renters Insurance costs on average just $11 per month. That’s less than what you probably pay in streaming subscriptions, and a small price to pay if you had to unexpectedly replace your $1200 laptop!

College is an exciting time full of new experiences and people. Don’t wait for a sprinkler system to ruin your dorm room, or for your laptop to go missing before you start thinking about how you might pay for that. With so much money at stake, college students and families are smart to make a plan in the event the student t is a victim of theft, their property is damaged by a fire or water damage or if they are found responsible for damages they may cause. Whether you live on or off-campus, get started with a free quote for GradGuard’s Renters Insurance today.

Other Student Life

How To Be Financially Smart Before and During Study Abroad

July 8, 2021

Before Study abroad 

Most students will want to take advantage of the opportunity to study abroad in college. It is such an exciting opportunity that we can tend to get ahead of ourselves by daydreaming about the places we will travel to, planning out our Instagram poses, and begging our friends to come out and visit us. But what we can sometimes forget to do is start budgeting and saving up money for our travels before the semester abroad rolls around.

Summer work

If you are financing your study abroad, try to have at least three months prior where you can work consistently and set aside the money you make. Many students already know a year or so in advance that they are going to study abroad. Utilize the summer before the fall or spring term that you are studying abroad to work as often as you can so that you are able to save up as much as possible . Some days might be difficult if you are working 5-6 days a week and eight hours a day, but set your phone background as a picture of Europe, and remember that all the long hours will pay off when you are traveling the world for a semester.

Cutting out unnecessary expenses

In order to save as much as you can before getting on your plane to start your travels, there are a few expenses you can limit that we do not realize make a dent in our bank account: 

  • $5 dollar daily coffee 
  • Takeout/Eating out 
  • Limit your spending on social outings to twice a month instead of once each week
  • Shopping. You might feel like you need new clothes for your travels, but you will probably buy plenty in the countries you visit 

Apply for scholarships 

Schools like to show their support for study abroad programs by providing ample scholarship opportunities to their students. Look into your specific school program and try to apply to as many scholarships as you can.  There are many different amounts that students may receive, and any opportunity for aid should not be passed up. Even being awarded $200 will pay for a  fun experience, such as a weekend airbnb in Italy and most scholarships will award you more than that. 

During Study Abroad 

Budgeting is a long-term necessity. Saving your money while you are traveling is just as important as saving it before you go out and explore. It is easy to drain your wallet in the excitement that comes with being abroad, but following a few easy steps can help you be financially responsible. 

Create a budget 

During the week, give yourself a limit on the amount of money you spend going out to get food and drinks. Eating out and getting drinks tends to be a daily activity and can add up quickly, so make sure to keep track of this so that you avoid draining your travel money on things such as fancy pasta for lunch everyday.

Fly smart 

There is no need to book with expensive airlines, Although it may seem too good to be true, there are flights that will get you to the same location for as low as $30. RyanAir, for example, is a popular airline in Europe with competitive prices. Another practice to avoid expensive flights is to try and fly on Tuesdays, Wednesdays and Saturdays as these days tend to be cheaper. 

Book airbnbs or private hostel rooms 

Many students do not love the idea of staying in a hostel and so they think they will be spending more on hotels. This, surprisingly, is not the case. Airbnbs are safe and inexpensive options all over Europe. Look into any reviews and check the location with popular tourist spots. Also, hostels have the option of private, two person rooms, which is an option people are more comfortable with rather than spending more on a private hotel room.

Saving money both before and during study abroad can be done easily and efficiently if you keep in mind these simple tips. It is important to always remember why you are saving money as staying focused on your goal can motivate you to keep up your progress. These budgeting tips and other methods of saving money for school programs and activities can also be applied throughout your life in many different areas. 

Safe travels and happy saving!

BIO: Elie Corbett is a senior at Northern Arizona University majoring in Marketing. She is interning at GradGuard for the summer. She loves to spend time with her friends,  travel, and go to concerts!

Student Life

Why Tuition Insurance?

July 6, 2021

Endless stress from the unknown alongside having to pay a heavy price tag can make college feel incredibly daunting. This is why you should think about protecting your investment in your education, and put “tuition insurance” at the top of your college to-do list. Insurance protects all aspects of your life, from your car to your home, so why wouldn’t you also want it to cover your pursuit of higher education?

GradGuard offers a Tuition Protection Plan that can put you and your parents’ mind at ease by providing coverage for your tuition, academic fees and housing in the event that you need to fully withdraw from school due to a covered medical condition, injury or illness. 

Sounds too good to be true? Just wait until you learn more. 

Protection From the Unexpected

There are many unexpected events that happen while in college, which is exactly why it is vital to be proactive and plan for those occurrences. Tuition insurance provides a safety net for families to feel secure in the investment of their student’s education.

It Can Give You A Second Chance

No one should be afraid of losing out on their education due to a medical reason. Whether it be injury, illness or a mental health condition, ensuring that you can bounce back after withdrawing from school can be beneficial. Tuition insurance grants you that second chance at college by allowing you to incur little to no financial loss.

Your School’s Refund Policy Isn’t Generous

You might be thinking that tuition insurance is “unnecessary” because your school will refund you your money in the event of a complete withdrawal. The reality is that this is not always the case. In fact, most colleges do not offer any money back after the fifth week of classes, and if they do, it will not cover any additional expenses paid on your behalf. Tuition insurance closes these gaps and protects not only your tuition but also your housing, academic fees and more at any point during your covered term.

Still sound too good to be true? Read some testimonials from families who have benefited from having a Tuition Protection Plan at blog.gradguard.com and to learn more about how tuition insurance can protect you. 

BIO: Morgan Kubasko is going to be a freshman at Barrett, the Honors College, at Arizona State University. She is majoring in Journalism and Mass Communication. She is currently a summer intern with GradGuard.