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About GradGuard

GradGuard™ is an authority on protecting college life. Our members trust us to help them overcome disruptions that may cost them money or help them replace their property when it is stolen or damaged. Consider becoming a member and being part of the nearly 1 million students who have received protection from GradGuard. GradGuard, a service of Next Generation Insurance Group LLC, is a nationally licensed insurance agency and program manager of innovative insurance and student benefit programs across the nation.

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It's #FinanceFriday, and student debt is no joke.

It's #FinanceFriday, and student debt is no joke. ❌

Unfortunately, the average college student graduates with over $37,000 in student debt. 💵

By breaking your student debt into bite-sized pieces every month, you'll pay it off in no time!

The key is consistency and never skipping a payment. Here are a few tips to get you started:

- Set up autopay to avoid missing a payment
- Eliminate debts faster by paying more than the minimum
- Make loan payments non-negotiable: they are a high priority in your budget
- Create a payment plan to get you out of debt and stick to it

No one wants their student loans to follow them their entire life. College finances are no joke and are not always easy to figure out.

Follow GradGuard so you can get ahead of the game! ✅
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#studentaid #studentloans #payingforcollege #debt #student

College Tip: Tomorrow kicks off Financial Aid Awar

College Tip: Tomorrow kicks off Financial Aid Awareness Month! Complete the Free Application for Federal Student Aid (FAFSA).

The FAFSA is the application for all federal aid, including loans. Federal student loans typically have a lower interest rate, and the repayment options are more flexible than private loans.

Students should accept the maximum amount of federal loans they are entitled to before borrowing private student loans.

College is expensive. It's actually one of the most significant expenses students and their families will ever make!

Make sure you do your research and apply for student aid, grants, and scholarships!

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#payingforcollege #students #parents #grants #scholarships #studentloans #financialaid

"College students can’t afford renters or tuitio

"College students can’t afford renters or tuition insurance." 😵

That is ✨FICTION✨! Renters insurance and tuition insurance plans are actually quite affordable.

College is hard enough, and you shouldn’t have to worry about how you would replace your belongings if they were stolen or damaged, or how you'd cover the cost of an extra semester should you come down with a serious illness or injury. Let GradGuard do the heavy lifting if something goes wrong.

In fact, a monthly renters policy with GradGuard costs as little as a Chipotle burrito meal! Students can also get protection for as little as 1-2% of their overall tuition expense for tuition insurance, including room and board and academic fees.

The unexpected can happen at any time. Let us be here for you!

Be sure to like and follow for more tips!💚
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#payingforcollege #highschool #college #money #insurance #renting #tuition #saving #collegeparents #highered #tipsandtricks #gradguard

Money Talks 🗣️ Before you get too deep into

Money Talks 🗣️

Before you get too deep into the semester, let's get your finances in order.

First, you can’t address your finances adequately without a clear budget.

You can create a realistic budget by adding up your income and looking at your expenses. It can be tricky, primarily if you work hourly, which might fluctuate around seasonal shifts and finals, and your income is inconsistent.

PRO TIP: Divide your expenses into essential and non-essential expenses. Necessary expenses should cover non-negotiable fees like rent or food, and non-essential expenses should include cash for good times.

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#money #finances #student #collegelife #collegeparent #highered #financialwellnessmonth

🎊 Happy spring semester, students! 🎊 Can yo

🎊 Happy spring semester, students! 🎊

Can you believe that class is back in session?

We get it. Maybe the first semester didn't end so well, or you have some challenging courses coming up. 😳

No matter what, remember that there are people around you that are here to help you succeed!

Lean on your friends, family, and even professors and university counselors. There are plenty of resources to ensure you succeed, from health services to tutoring.

Even taking a break to spend time with those who are important to you can make a difference.

Check out our blog linked in our bio and follow along for more college life tips! ✅
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#backtoschool #collegelife #freshmanyear #firstyearincollege #tipsandtricks

The job market can be competitive and stressful fo

The job market can be competitive and stressful for college students and recent grads. 😲

Of course, you're learning all types of skills while in school, but as you get further along in your degree, some skills and interests can get pushed to the back burner.

While still in school, fine-tune and broaden your skillset by completing personal projects in your spare time!

If you want to write, look for sites that publish your blogs or articles. Or, if you’re into something like graphic design, watch tutorials or take online classes to sharpen those skills.

Research career fields and positions you might be interested in to see what you can do to put yourself above the competition! 🎓
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#collegetips #jobs #senioryear #collegelife

Let's chat about money. 💵 The start of the sem

Let's chat about money. 💵

The start of the semester is the perfect time to get your student budget under control.

By creating guidelines for yourself, you'll be able to manage your finances better and ensure your spending doesn't create stress in the future.

There are a few categories you should think about when starting your budget:

📍Wants
📍Needs
📍Emergency Savings

Head to our blog to learn more about creating the perfect student budget!
➡️ blog.gradguard.com ⬅️

P.S. Don't forget to like and follow for more #collegetipsandtricks!

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#studentlife #budgeting #collegehacks #collegeparents #payingforcollege #moneytalk

Whether it's your first or last semester of colleg

Whether it's your first or last semester of college, it's never too early to start gaining job experience!

Here are a few ways to make sure you stand out in the applicant pool:

✅ Apply for internships or externships.
✅ Work on your own projects to practice your technical skills.
✅ Build a portfolio of your work to show employers.

#QOTD: What skills do you want to learn before you graduate college?

College will go by fast, and before you know it, you’ll be heading off for your first day of work!

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#highered #collegebound #studentsuccess #firstjob #collegestudents #jobexperience #collegetips

Students will be back on campus in just a few days

Students will be back on campus in just a few days, and the spring semester will be in full swing! 💚

Before classes start, you may want to take a moment to get some things in order.

Take a Look at Your Schedule:
Managing a schedule is hard, but practice lets you get the hang of it quickly. Before classes start, take a moment to think about the different things on your plate: Attending classes, doing homework, studying, sleeping, hanging out with friends, and taking care of yourself.

Lean on your friends and family to help create a schedule that works for you so one or more of these areas don't suffer. 🤗

Create Boundaries for Work-Life Balance:
A good work-life balance is often talked about but frequently overlooked. It’s easy to get stuck in the mindset that you must work, work, work all the time. But with all that hustle comes the great need for rest—the appropriate downtime to relax and recuperate after using your body and brain.

Eating healthy meals and getting the right amount of sleep is just as crucial to your success as ensuring you attend classes and study. 🍊

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#studentlife #collegehacks #highered #startingcollege #mentalhealth #selfcare #collegelife #freshmanyear #gradguard

On the fence about college renters or tuition insu

On the fence about college renters or tuition insurance? Don't just take our word for it. 😉

GradGuard is proud to have served over 1 million students with partnerships at more than 400 colleges and universities! ✅

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#testimonialtuesday #memberreivew #gradguard #rentersinsurance #tuitioninsurance

Starting college can be overwhelming. With so much

Starting college can be overwhelming. With so much time, money and effort invested, one of the most important things to consider when choosing a college or university is its policies. ✏️

They often get overlooked when enrolling because so many exciting things happen simultaneously.

Of course, no one wants to think about bad things happening, but you should be prepared for the unexpected and be aware of what your school can do or not do if something were to happen.

Here are a few things you need to know before starting this semester! ✅
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#tuitioninsurance #payingforcollege #studentlife #collegehacks #collegeparents #highered #rentersinsurance #gradguard

It's no secret that college students are on a tigh

It's no secret that college students are on a tight budget. However, one crucial thing you don't want to pass on is renters insurance! 🔒

Opting for minimum coverage may cost you more money in the long run.

Even if your campus or property manager doesn't require renters insurance, it's smart to buy a policy.

If something goes wrong, students and their families are left paying a lot more money for the lost or damaged property than if they had the insurance in the first place. 😵

Thanks to our friends at @uloop for this excellent article!

Check it out at uloop.com ✅
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#rentersinsurance #studentlife #collegehacks #payingforcollege #highered

Can you believe it is almost 2023?! What are you l

Can you believe it is almost 2023?! What are you looking forward to in the new year?

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#collegelife #highered #2023 #newyears #newyearseve #happynewyear

Tag a college student you want to be protected! 🤩

College life is full of risks: Theft, flooding, and even injuries and illnesses.

GradGuard is here to help protect college students when the unexpected happens. 🙌

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#studentlife #highered #rentersinsurance #payingforcollege #tuitioninsurance #mentalhealth #collegelife

College may be over for some students, but the rea

College may be over for some students, but the real work is just beginning! ✅

Entering the workforce can be intimidating, but GradGuard has your back. Here are two secrets to landing that role after college graduation:

1. Before you apply for a job, research the company. Do they have values that you believe in? Could you see yourself enjoying the job? Questions like these will most likely come up in your interview as well.

2. Don't skip the cover letter when applying for a job. It might seem tedious to keep updating it for every job you apply to, but taking this extra step can set you apart from other applicants.

Like and follow for more 🎓
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#jobhunting #collegegrad #grad2022 #highered #internships #studentsuccess

We're grateful to be able to serve such outstandin

We're grateful to be able to serve such outstanding members. 💚

We hope everyone is having a wonderful holiday season with their friends and family! We can't wait to serve you in the new year. 🎉

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#testimonial #5stars #reviews #happyholidays #collegelife

Finance Friday: Pay yourself first! 🤑 The firs

Finance Friday: Pay yourself first! 🤑

The first and most crucial saving rule is simple but often forgotten: Saving money.

Even if it's small, take your designated amount (10 percent or more, if you can) and put it into your savings account or invest it.

It's easy to neglect putting money aside for a rainy day.

But you never know when the unexpected will happen! Having money saved will give you comfort and some financial protection during an emergency.

Like and follow for more tips on college life.
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#financefriday #studentsaving #payingforcollege #moneyhacks #collegetips

It's Finance Friday, and we've got a few tips for

It's Finance Friday, and we've got a few tips for you! 💵

Everyone talks about interest and their rates. But what is it?

Interest is the price you pay to borrow money, and the rate is a percentage of the amount you borrowed.

It's best to be careful when using credit cards. Credit cards have many benefits but can quickly turn into a bad thing.

Any portion of your credit card you don’t pay off at the end of the billing cycle is a loan. You're then charged interest on that loan, and it compounds. So the longer it's unpaid, the higher the interest amount.

Be sure to pay your balance off every month, and try not to max out the limit! ❌

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#financefriday #studentfinances #payingforcollege #collegehacks

Colleges and universities have been working to imp

Colleges and universities have been working to improve mental health resources on campus, and it's paid off! 👍

According to @timelycare, 80% of virtual visits so far in 2022 have been for mental health, compared to 10% pre-pandemic.

They also said that 60% of students who sought virtual mental health support reported they would have done nothing if it wasn't available. 😵

With more than 200 classified forms of mental illness, here are the top 5 students are dealing with:
1. Anxiety
2. Depression
3. Addiction/Substance Abuse Disorder
4. Eating Disorders
5. ADHD

If you are experiencing symptoms of a mental health condition, it is crucial to reach out and find support. ✅
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#highered #mentalhealth #collegestudentmentalheatlh

Have you ever thought about graduating early? 🎓

Have you ever thought about graduating early? 🎓

Many college students only think of graduating in the spring, but there are benefits to finishing school in the winter.

Get a head start on the job search before most graduates seek job openings and interviews. It’s tough to juggle term papers and final exams with job hunting.

But since you’re graduating in December, you can use the extra time to land that role! ✅

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#wintergrad #collegehacks #graduation #highered

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