Paying for College on Your Own? Here’s Some Advice

It’s no secret that college can be one of the most costly journeys in life. Considering tuition, fees, books, room and board, traveling back home, and gas for those students who have a car, the amount of money spent on education can add up quickly! Some students have family and others to help with these expenses which can make life as a college student a little easier. But many others are paying their own way through college with little to no assistance.

Here are a few tips for students to consider if they’re paying for college on their own:

Don’t forget to fill out the FAFSA before each semester.

FAFSA stands for Free Application for Federal Student Aid. Whether you have help from family or you’re pushing through college on your own, all students should fill out their FAFSA each semester. This federally funded program provides grants and loans for college students. It is always best to research the requirements and criteria before filling out this application because it can be a little hard to understand at some points. Always remember that grants and scholarship money generally do not have to be paid back. Loans must be paid back so it’s important to get as many grants and scholarships as you can!

Get a part or full-time job with a flexible schedule.

While some students work while in school for extra cash, others have to work in order to pay for all of their education expenses. Those students who must work in order to pay for their education should find a job that is willing to work with their school schedule. Sometimes, this is easier said than done. Use your best judgement when making the choice to work part-time or full-time. Remember that the most important goal is to graduate and keeping yourself physically and mentally healthy. So if you’re already taking 18 credits this semester, adding on a full-time job would be really difficult.

Make sure the school that you choose is affordable. 

We all have different ideas of what is considered affordable and what isn’t. If you are a college student that is paying for your education out of pocket, be sure that the school you attend is the right choice for your wallet. Students often hear that in order to excel in your career you must attend the best or the most elite college or university. Some of the more highly recognized and notable universities often have higher tuition costs as well as room and board. Don’t fall into peer pressure! Always do your research on the schools that you are interested in and if the cost and atmosphere are right for you, making the right choice will be simple.

If you are a college student paying for college on your own, know that you are not the only one. Remember to always fill out the FAFSA before each semester and get as many grants and scholarships as you can. When looking for a job, whether it’s part or full time, make sure they are willing to accommodate your schedule and keep your physical and mental health a priority as well. Most importantly, find a college that is affordable for you and within your means! College will always be costly, but you don’t have to strain yourself in order to achieve your goals.