Graduation comes with a harsh reality for most. Once out of college, many graduates face new expenses and debt from old expenses. The average college graduate is coming out of school with $3,262 in credit card debt. On top of that, their student loans range from $10,000 to $52,000 or more. When graduates were in school, their belief was after graduation they would get their career job and the “real” money would start coming in. This “real” money would be plenty to pay off debts and then some. Many graduates and are learning this isn’t the case, and they’re learning the hard way.
When in school, many students are sheltered from most of life’s expenses. Some are lucky enough to have financial support from their parents or grants and others use their student loans. After graduation, life costs, such as health care, 401K deductions, income taxes, car payments, auto insurance, rent, utility bills, student loans, credit card bills and food expenses become a reality.
When graduates find themselves in this tough position for the first time in their life, they often cut expenses that shouldn’t go. In particular, their health care. Health care is often an expense that is believed to be unnecessary until it is needed. And when its needed, it really matters. Medical expenses are one of the leading causes of bankruptcy in the United States due to the high costs of medical care. Whether you are waiting to get your dream job or you already have it and they don’t provide coverage, there is a plan that meets your needs. Please, let our agents compare and explain multiple policies that fit your situation to get you the lowest cost for the best coverage. Don’t let yourself become the example of why health insurance is important!