Over 500,000 people have lost their jobs as of November 2008. Thinking about that number most have no health insurance. Some probably have choose to go with COBRA, others might have an extension for employee benefits, but for the most part the majority of people that have lost their jobs are without health insurance. Health Blog explains how short-term health insurance is beneficial to either a family or an individual. People have the choice for 6 or 12 months terms depending on what works best for them. Short-term is not only used when going from job to job, but can help in graduate to job for younger adults and for older adults it can be used as a bridge to medicare.