To get me in the European mood for my vaca I watched “Euro Trip” last week. You know the one with: “Scotty doesn’t know, Scotty doesn’t know… so don’t tell Scotty!” (I love that song!) Watching the new grads adventures was funny on my TV… but it made me think twice about this trip.
I knew my insurance from ASU ended when I graduated, so I needed to find something else. Especially with my Europe trip just around the corner, I thought going abroad with no insurance? I don’t think so! What if I get sick and need to go to a hospital?? I have to admit I’m a little accident-prone too…
Travelers insurance can cost a pretty penny, but I found a plan I can actually afford that covers me all over Europe! Yahoo for GradGuard!
When I told one of my friends about our insurance expiring when he wasn’t worried. Besides his asthma, he’s always been healthy and thinks health insurance is an expensive useless option. I can see his point of view, but I still didn’t think it sounded like a good idea to be uninsured like that. So as if I hadn’t done enough research to graduate, I did some more.
Turns out if you go too long without insurance, you might not be able to sign up for anything with the same benefits. My friend uses Advair, which turns out would be a crazy expensive $200 a month without insurance! Maybe he has that kind of green laying around, I know I don’t… this euro trip is expensive!
In researching recent grads health insurance I found the Health Insurance Portability and Accountability Act (HIPAA). It makes sure you can get health insurance, but you can’t go more than 63 days without legitimate coverage. If my buddy waits too long his asthma will count as a “pre existing condition” and he’ll have to wait a whole year to get Advair covered again. That’s $2,400 for a year of one prescription! I think he’s crazy not to at least get some kind of coverage.
Just thought I’d share for all you uninsured grads out there. Get yourselves covered for goodness sake!
That’s all for now you guys. I’m going to go pack and repack all my clothes again for this vacation. I’m so excited!