Recently there has been some productive discussion regarding how necessary tuition insurance may be to the 19 million students starting college this year. Most of the discussion including today’s article in the Wall Street Journal incorrectly focus on the Dewars plan which is only offered to the 160 or so elite colleges. If you are like most college students, up until this year, you have never had the opportunity to even buy tuition insurance. Many families are not even aware that it is even possible to protect their families from the potential loss that can occur from an unexpected illness, accident, injury or even death. Moreover, most families and students are unaware of the real risks and problems that can interrupt a college education.