New college graduates need to take responsibility for their health insurance needs. GradGuard offers two good alternatives for young adults – the first is short term medical insurance. Although short term medical insurance is not ideal for all new graduates, it is often a good fit for the often uncertain career paths of new graduates who do not have any chronic medical conditions. GradGuard also offers the Student Health Plan – which is available to members of College Parents of America and provides a good alternative for new graduates who may be entering graduate school programs.