Tag Archives: renter’s insurance

Turn Up the Heat! Tips to Stay Safe and Warm This Winter

As we inch closer and closer to Christmas, the temperature’s beginning to drop. With December comes freezing cold winter weather and the heating bills that go with it. Whether you’re renting an off-campus apartment close to school or living on-campus in student housing, keeping warm is key. If you’re worried about paying too much for [...]

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TheDartmouth – Great Story on the Need for Renters Insurance on Campus

Thanks to TheDartmouth – the college newspaper of Dartmouth College. The student journalist who wrote the article below illustrates the need for and value of renters insurance for college students.

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Dealing with Claims – Understanding the Limits of Homeowner's Insurance

This months Claim’s Magazine, the insurance industries news magazine on insurance claims, wrote a useful article on the limitations of homeowners insurance and the potential value of renters insurance to college students. GradGuard offers renters insurance designed for college students and their families through this site or also through College Renters Insurance. Both provide products that help close the gap and to provide a sound alternative for college families looking to mitigate the potential property loss that results on campus.

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New York Times – Choosing Insurance for the College Life

Paul Sullivan of The New York Times describes some of the vital risks that college families should consider in his September 17th article. Please read the entire article here or see a summary of the highlights below. Sullivan commentary is mostly aimed for wealthy parents, but much of the advice he highlights applies to all 19.7 million college students and their families.

The article does a great job of identifying the traditional risks such as the need for renters insurance, ID theft insurance and other more specific insurance programs that can help college families, but it falls short in several important ways. Next Generation Insurance Group’s GradGuard sees risks facing students in many other ways including the need for tuition insurance and the need for emergency medical evacuation insurance. An important footnote, ID theft & resolution services, tuition insurance and emergency medical evacuation insurance are included with GradGuard’s Student Protection Plan. GradGuard’s Student Protection Plan is an insurance and benefits bundle that provides real peace of mind to college students and their families.

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Parents and Students Should Take Insurance Inventory

Insurance is something that college students should inventory with help from their parents. Even seemingly small events – like a stolen laptop or mono – can impact a family’s financial well-being and a student’s long-term success.

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LA Times – Greater Risk Motivating Helicopter Parents?

There is a great deal of discussion regarding the involvement of parents in college students lives these days. Most of the attribution as to why is that it is a habit of over-involved parents that is advanced by the availability of technology to “over parent”. Yet this is among the LA Times story by Larry Gordon – also identifies the risk facing parents and the investment they are making as part of the reason for their involvement.

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Packing for College – Somethings Parents Shouldn't Forget!

This article by the Wall Street Journal was excellent, but it missed a few items that you should also pack for college such as college renters insurance, ID Theft Insurance and Tuition Insurance.

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Common Misconceptions about Renters Insurance

It is common that the average college student or grad think of renters insurance as a unnecessary commodity but they could be sadly mistaken. When people think about renters insurance the first thing that pops to mind is someone breaking into their place and stealing their stuff. The next thought is usually that this would [...]

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Affordable Renters Insurance for College Students

Parents of college students have already spent enough on tuition, books, rent/ dorm fees… the list goes on and on. After the necessities have been purchased, parents are looking around wondering what else they could have forgotten. Looking around at the new dorm/ apartment/ condo parents soon realize thier child’s at college and accidents are [...]

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Renters Insurance For Your College Student

In back to school mode, parents may be caught up in the whirl wind their college kids have found themselves in. One of the most important things to think about when settling your college kid into a new dorm, apartment, or condo is renters insurance. As students bring thousands of dollars worth of possessions,  from [...]

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