Tag Archives: insurance

Take Advantage of Residence Life

‘Residence Life’ is an integral department in every College or University, responsible for all things related to living on campus. The goal for individuals working in these departments is to make sure that you have a positive experience while attaining higher education.  Many students overlook a variety of opportunities and events that their resident life [...]

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Dealing with Claims – Understanding the Limits of Homeowner's Insurance

This months Claim’s Magazine, the insurance industries news magazine on insurance claims, wrote a useful article on the limitations of homeowners insurance and the potential value of renters insurance to college students. GradGuard offers renters insurance designed for college students and their families through this site or also through College Renters Insurance. Both provide products that help close the gap and to provide a sound alternative for college families looking to mitigate the potential property loss that results on campus.

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New York Times – Choosing Insurance for the College Life

Paul Sullivan of The New York Times describes some of the vital risks that college families should consider in his September 17th article. Please read the entire article here or see a summary of the highlights below. Sullivan commentary is mostly aimed for wealthy parents, but much of the advice he highlights applies to all 19.7 million college students and their families.

The article does a great job of identifying the traditional risks such as the need for renters insurance, ID theft insurance and other more specific insurance programs that can help college families, but it falls short in several important ways. Next Generation Insurance Group’s GradGuard sees risks facing students in many other ways including the need for tuition insurance and the need for emergency medical evacuation insurance. An important footnote, ID theft & resolution services, tuition insurance and emergency medical evacuation insurance are included with GradGuard’s Student Protection Plan. GradGuard’s Student Protection Plan is an insurance and benefits bundle that provides real peace of mind to college students and their families.

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Flu Season Can Impact Students’ Ability to Succeed in School; Consider Protecting the Investment in College in Case of Medical Withdrawal

With college campuses again buzzing with students, the fall will bring concerns about the flu and other potentially serious illnesses. As parents remind their students to get flu shots, they should also consider how an illness like the flu or mononucleosis can impact academic performance – as well as their finances. Although school is already back in session, it’s not too late to protect the cost of college attendance. GradGuard tuition refund insurance covers the cost of tuition and other non-refunded expenses in the case of a medical withdrawal, and is available at any time before or during the semester.

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Policies Available to Cover Tuition Loss if You Quit School Early

Next General recently began offering GradGuard, a national group policy available to students at any college. The program provides up to $50,000 of annual tuition insurance for the nonrefunded financial loss associated with attending college. Included in the package also is coverage for identify theft, emergency medical evacuation and even personal-computer coverage. The cost is $239 a year and up, depending on the level of coverage.

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College Health Insurance

Many higher education institutions in the United States provide health insurance for their students.  Although a deeper look into these policies often reveals a limited amount of coverage.  Students looking for a broader coverage may want to take a look at the insurance market. Attending college is a great lifestyle enhancer but the environment students are placed in often [...]

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The Young Invincibles

The young invincibles is a name that the insurance industry has given to the 13.7 million Americans from the ages of 19-29 who are living without health insurance. The name is derived from the belief that these individuals have about health insurance insurance not being necessary. With so much attention on health care these days, [...]

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Graduating out of insurance and into a recession…

Well into the summer many graduates remain unemployed and uninsured. Graduating out of insurance and into a recession is difficult. Spending months of job searching after years of earning a degree is not a graduates dream, but it is a reality. As recent graduates scramble in the job market, many times insurance is put aside or [...]

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Benefits of short term insurance

As countless graduates find themselves on a scavanger hunt for jobs, many times they forget to sign themselves up for health insurance. The excuses are endless: I don’t have time, insurance is expensive, I’ll worry about it later… the consequences of being without insurance can be much more sever than any graduate would think. This [...]

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Health Insurance From the Student Perspective

Gianna Palmer, a college senior at Wesleyan University in Connecticut, recently wrote an article depicting the struggles facing future graduates. Palmer offered necessary attention to the health care reform from a students point of view. Too many students are staying uninvoled and uninformed in the current health care debate. This could prove detrimental to their [...]

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