Tag Archives: gap insurance

Dealing with Claims – Understanding the Limits of Homeowner's Insurance

This months Claim’s Magazine, the insurance industries news magazine on insurance claims, wrote a useful article on the limitations of homeowners insurance and the potential value of renters insurance to college students. GradGuard offers renters insurance designed for college students and their families through this site or also through College Renters Insurance. Both provide products that help close the gap and to provide a sound alternative for college families looking to mitigate the potential property loss that results on campus.

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New York Times – Choosing Insurance for the College Life

Paul Sullivan of The New York Times describes some of the vital risks that college families should consider in his September 17th article. Please read the entire article here or see a summary of the highlights below. Sullivan commentary is mostly aimed for wealthy parents, but much of the advice he highlights applies to all 19.7 million college students and their families.

The article does a great job of identifying the traditional risks such as the need for renters insurance, ID theft insurance and other more specific insurance programs that can help college families, but it falls short in several important ways. Next Generation Insurance Group’s GradGuard sees risks facing students in many other ways including the need for tuition insurance and the need for emergency medical evacuation insurance. An important footnote, ID theft & resolution services, tuition insurance and emergency medical evacuation insurance are included with GradGuard’s Student Protection Plan. GradGuard’s Student Protection Plan is an insurance and benefits bundle that provides real peace of mind to college students and their families.

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Flu Season Can Impact Students’ Ability to Succeed in School; Consider Protecting the Investment in College in Case of Medical Withdrawal

With college campuses again buzzing with students, the fall will bring concerns about the flu and other potentially serious illnesses. As parents remind their students to get flu shots, they should also consider how an illness like the flu or mononucleosis can impact academic performance – as well as their finances. Although school is already back in session, it’s not too late to protect the cost of college attendance. GradGuard tuition refund insurance covers the cost of tuition and other non-refunded expenses in the case of a medical withdrawal, and is available at any time before or during the semester.

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Benefits of short term insurance

As countless graduates find themselves on a scavanger hunt for jobs, many times they forget to sign themselves up for health insurance. The excuses are endless: I don’t have time, insurance is expensive, I’ll worry about it later… the consequences of being without insurance can be much more sever than any graduate would think. This [...]

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Graduate expectations aren't looking good

Graduates are facing the worst job market in years! How many times do you think recent graduates have heard this one? Probably more times than anyone would want. ABC news reported that only 19.7 percent of college grads that applied for a job received one.   The problem is getting worse because there are still plenty [...]

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What does that dream job offer?

Not important? Think again! Lindsey Straub, a recent graduate was just offered her dream job. There is just one issue; they do not offer health insurance. Unfortunately, as history has shown, Lindsey is going to become part of the two-thirds of young adults ages 19 to 29 who spend time without insurance coverage after graduation. [...]

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