Tag Archives: college students

Turn Up the Heat! Tips to Stay Safe and Warm This Winter

As we inch closer and closer to Christmas, the temperature’s beginning to drop. With December comes freezing cold winter weather and the heating bills that go with it. Whether you’re renting an off-campus apartment close to school or living on-campus in student housing, keeping warm is key. If you’re worried about paying too much for [...]

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December Grads: Have You Thought About Health Insurance Coverage After College?

If you’re graduating this December, congratulations! What an achievement! Unfortunately, with graduation comes a lot of potentially stressful logistics – finding a job, moving, maybe even applying to grad school. You’ve got a lot on your plate, so maybe you haven’t had a chance to think about what’s happening with your health insurance upon graduation. [...]

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Alternatives for New College Graduates and their Families

New college graduates need to take responsibility for their health insurance needs. GradGuard offers two good alternatives for young adults – the first is short term medical insurance. Although short term medical insurance is not ideal for all new graduates, it is often a good fit for the often uncertain career paths of new graduates who do not have any chronic medical conditions. GradGuard also offers the Student Health Plan – which is available to members of College Parents of America and provides a good alternative for new graduates who may be entering graduate school programs.

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Surveys Show 1/3 of Freshmen Don't Become Sophomores at the Colleges They Started At

There are many reasons why students do not return to college, but some of those highlighted below are risks that can be insured against through GradGuard’s tuition refund insurance. Tuition insurance is not drop out insurance, but it does provide a reasonable way for families to protect the investment they are making in not just tuition, but room, board, academic fees and even travel to campus. Not all tuition insurance is as comprehensive as GradGuard’s but we recommend that each parent not only consider what will help there student succeed, but also insure against the unexpected case of mono, injury, disability through purchasing GradGuard’s tuition refund insurance.

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Child in College? The Importance of Health Care Power of Attorney

If you have recently sent a son or daughter off to college, it is critically important that you have a signed Health Care Power of Attorney (HCPOA) in place. This document is important because once your child turns 18, they are legally recognized as an adult and the colleges they are attending generally cannot share medical information with you.In the case where you may need the HCPOA, you may also find yourself needing emergency medical evacuation insurance or be in at risk for losing the investment in that semesters education expenses. GradGuard offers an affordable solution thru its Student Protection Plan, which includes not only tuition insurance but also emergency medical evacuation insurance.

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New York Times – Choosing Insurance for the College Life

Paul Sullivan of The New York Times describes some of the vital risks that college families should consider in his September 17th article. Please read the entire article here or see a summary of the highlights below. Sullivan commentary is mostly aimed for wealthy parents, but much of the advice he highlights applies to all 19.7 million college students and their families.

The article does a great job of identifying the traditional risks such as the need for renters insurance, ID theft insurance and other more specific insurance programs that can help college families, but it falls short in several important ways. Next Generation Insurance Group’s GradGuard sees risks facing students in many other ways including the need for tuition insurance and the need for emergency medical evacuation insurance. An important footnote, ID theft & resolution services, tuition insurance and emergency medical evacuation insurance are included with GradGuard’s Student Protection Plan. GradGuard’s Student Protection Plan is an insurance and benefits bundle that provides real peace of mind to college students and their families.

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Flu Season Can Impact Students’ Ability to Succeed in School; Consider Protecting the Investment in College in Case of Medical Withdrawal

With college campuses again buzzing with students, the fall will bring concerns about the flu and other potentially serious illnesses. As parents remind their students to get flu shots, they should also consider how an illness like the flu or mononucleosis can impact academic performance – as well as their finances. Although school is already back in session, it’s not too late to protect the cost of college attendance. GradGuard tuition refund insurance covers the cost of tuition and other non-refunded expenses in the case of a medical withdrawal, and is available at any time before or during the semester.

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Parents and Students Should Take Insurance Inventory

Insurance is something that college students should inventory with help from their parents. Even seemingly small events – like a stolen laptop or mono – can impact a family’s financial well-being and a student’s long-term success.

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LA Times – Greater Risk Motivating Helicopter Parents?

There is a great deal of discussion regarding the involvement of parents in college students lives these days. Most of the attribution as to why is that it is a habit of over-involved parents that is advanced by the availability of technology to “over parent”. Yet this is among the LA Times story by Larry Gordon – also identifies the risk facing parents and the investment they are making as part of the reason for their involvement.

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GradGuard Tuition Insurance – On Boston Radio

Some times it is easier to hear a message than to read one. As a result, GradGuard has been sharing a message to radio listeners.

There is a lot more to consider than what is in a 30 second spot – but it will give students and parents something to think about. Please listen and let us know your thoughts. http://www.gradguard.com/static/radio/radio.html

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