Tag Archives: college refund insurance

New York Times – Choosing Insurance for the College Life

Paul Sullivan of The New York Times describes some of the vital risks that college families should consider in his September 17th article. Please read the entire article here or see a summary of the highlights below. Sullivan commentary is mostly aimed for wealthy parents, but much of the advice he highlights applies to all 19.7 million college students and their families.

The article does a great job of identifying the traditional risks such as the need for renters insurance, ID theft insurance and other more specific insurance programs that can help college families, but it falls short in several important ways. Next Generation Insurance Group’s GradGuard sees risks facing students in many other ways including the need for tuition insurance and the need for emergency medical evacuation insurance. An important footnote, ID theft & resolution services, tuition insurance and emergency medical evacuation insurance are included with GradGuard’s Student Protection Plan. GradGuard’s Student Protection Plan is an insurance and benefits bundle that provides real peace of mind to college students and their families.

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Flu Season Can Impact Students’ Ability to Succeed in School; Consider Protecting the Investment in College in Case of Medical Withdrawal

With college campuses again buzzing with students, the fall will bring concerns about the flu and other potentially serious illnesses. As parents remind their students to get flu shots, they should also consider how an illness like the flu or mononucleosis can impact academic performance – as well as their finances. Although school is already back in session, it’s not too late to protect the cost of college attendance. GradGuard tuition refund insurance covers the cost of tuition and other non-refunded expenses in the case of a medical withdrawal, and is available at any time before or during the semester.

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NPR 5 Big Health Issues on Campus – Need for Tuition Insurance

National Public Radio created a fantastic summary of the Big 5 Issues facing students on campus. GradGuard recognizes that these health issues are also real potential risks that may interrupt an academic semester and also lead to a medical withdrawal. These “Big 5″ reminders by NPR are another independent source recognizing the risks to the investment college students and their families make to support them. Thanks to NPR for providing another argument for students to also consider purchasing tuition insurance.

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Parents and Students Should Take Insurance Inventory

Insurance is something that college students should inventory with help from their parents. Even seemingly small events – like a stolen laptop or mono – can impact a family’s financial well-being and a student’s long-term success.

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LA Times – Greater Risk Motivating Helicopter Parents?

There is a great deal of discussion regarding the involvement of parents in college students lives these days. Most of the attribution as to why is that it is a habit of over-involved parents that is advanced by the availability of technology to “over parent”. Yet this is among the LA Times story by Larry Gordon – also identifies the risk facing parents and the investment they are making as part of the reason for their involvement.

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GradGuard Tuition Insurance – On Boston Radio

Some times it is easier to hear a message than to read one. As a result, GradGuard has been sharing a message to radio listeners.

There is a lot more to consider than what is in a 30 second spot – but it will give students and parents something to think about. Please listen and let us know your thoughts. http://www.gradguard.com/static/radio/radio.html

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Policies Available to Cover Tuition Loss if You Quit School Early

Next General recently began offering GradGuard, a national group policy available to students at any college. The program provides up to $50,000 of annual tuition insurance for the nonrefunded financial loss associated with attending college. Included in the package also is coverage for identify theft, emergency medical evacuation and even personal-computer coverage. The cost is $239 a year and up, depending on the level of coverage.

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Tuition Insurance – Don't Go to College Without Knowing the Risks

Recently there has been some productive discussion regarding how necessary tuition insurance may be to the 19 million students starting college this year. Most of the discussion including today’s article in the Wall Street Journal incorrectly focus on the Dewars plan which is only offered to the 160 or so elite colleges. If you are like most college students, up until this year, you have never had the opportunity to even buy tuition insurance. Many families are not even aware that it is even possible to protect their families from the potential loss that can occur from an unexpected illness, accident, injury or even death. Moreover, most families and students are unaware of the real risks and problems that can interrupt a college education.

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Young Adults Slowest to Respond to Theft of Personal Financial Data

The probability for young adults becoming a victim of ID Theft is high, it is also important to recognize that the potential financial risks from losing your tuition investment or having an accident or illness is even higher.

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Five Things You Didn’t Know About: How to Reduce and Protect Your Investment in College

As back-to-school season approaches, students excitement about going off to college is likely accompanied by their parents’ dread of the costs associated with their education. A quick search of online resources can uncover ways to save money while protecting your substantial investment in college.

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