Listen To Your Stepmom – Staying Uncovered Is A Big Risk

“Maggie Walmsley was heading home from class at Cabrini College recently when her stepmother called with some graduation advice.

She told me, ‘You can’t mess with your future, because our insurance company has your information, and once you graduate, you’re off,’ says Walmsley, 21, of Drexel Hill.”

The Philadelphia Inquirer has the story of Maggie Walmsley, one that is common to many college graduates leaving the confines of campus this spring.

According to the Inquirer, young adults aged 19 to 29 are the largest and fastest-growing groups of uninsured people in the country, totaling 13.2 million in 2007, according to the Commonwealth Fund.

But, all is not lost for recent grad,s, according to the Inquierer:

“Some states are trying to help young adults stay insured. About half the states have enacted legislation that requires insurers to extend coverage to young adults under their parents’ or guardians’ plans, even if they don’t attend past high school.”

If you don’t live in one of those states where coverage is extended, consider an affordable short-term policy, which can cover you against major medical problems