KTVU in San Francisco has a good story on how college graduates should view the world of insurance up on graduation. Certainly, insurance from an employer is no longer a given:
“‘The best option,’ said her father, John Ment, ‘would be if she gets a job with benefits.’
But that can be difficult in today’s troubled economy. If no job materializes, Maya is still eligible to stay on her father’s plan for three years under the Federal COBRA program.
But it’s expensive.”
KTVU goes on to state that the most important thing for grads to do is get a minimal level of protection in the event of major medical disaster. There are many short-term medical plans that are a good fit for recent graduates.